HSBC Life Insurance

HSBC life insurance offers a simple way to protect your life so that if the worst happens your family will not be hit with the shock of losing your income and will not risk losing their home or face other unaffordable bills and debts. There are several different types of HSBC life insurance, so you can pick whichever one best suits your circumstances and requirements. The different HSBC life insurance policies available include:

Essential Life Insurance – Fixed term, fixed monthly payments and a fixed lump sum pay out in the event of death. Critical illness can also be included.
Decreasing Term Life Insurance – Premiums remain the same but the lump sum decreases broadly in line with the outstanding balance of your mortgage so that the lump sum will pay off your mortgage if you die. Critical illness cover can be added to the policy.

HSBC life insurance also offers LifeChoices Insurance – Choose the cover you want from this menu-based protection product which provides:

Level or decreasing life insurance with terminal illness cover included
SicknessChoice – Monthly benefit paid if you become unable to work
TraumaChoice – Level or decreasing lump sum which pays out on diagnosis of one of five serious illnesses or surgical operations
UnemploymentChoice – Monthly benefit following involuntary redundancy or if you have to leave work to become a recognised carer

To see if any of the HSBC life insurance policies are right for you, fill in our simple form. You will be contacted by a specialist life insurance broker who will search leading life insurance providers to find the best deal for you.