The customer may be able to select how much cover will be provided per condition, and this will usually last for 12 months, after which the policy covering that particular condition will have to be renewed. Alternatively, the customer can pay for treatment out of their own pocket. This is considered to be the cheapest type of cover available.
Maximum benefit policies
A maximum benefit policy allows customers to select a fixed amount of money to put towards their pet's treatment, but there is not normally any time limit on its renewal. Once this amount has been completely spent on treatment, it will cease, meaning that more comprehensive cover may be required for ongoing problems or illnesses.
This type of pet insurance may provide your pet with cover that renews every year according to the rules of the policy. As long as it remains active, the pet will remain covered throughout it lifetime.
If you are searching for a pet insurance quote, it is always recommended to shop around as much as possible before settling on any one provider. Researching and comparing pet insurance offers from different providers can be very useful for narrowing down the most competitive offers.