I Have Bad Credit and Need a Loan

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LenderMin - Max LoanCredit HistoryRepresentative APRTermApply
£1,500 - £50,000Good to Poor Credit19.1%2 to 5 YearsGet Quotes >
Take charge of your car finance with Zuto. Loans of £1,500 - £50,000 for 2-5 years. Representative Example: The Representative APR is 19.1% (fixed) so if you borrow £7,500 over 49 months at a rate of 19.1% p.a. (fixed) you will repay £218.78 per month and repay £10,501.26 in total. b>

I have bad credit and need a loan - Can I get one?

Yes. There are specialist companies which provide loans specifically for those who suffer from bad credit as a result of bankruptcy, mortgage arrears, defaults or CCJs.

 

Can I still get good rates if I have bad credit and need a loan?

You might not be able to get rates that are as competitive as for those with good credit histories, but it is still a competitive market, especially if you go with a specialist bad credit loan provider, so compare deals from a range of providers to find the best one for you.

 

I have bad credit and need a loan - How do I get one?

All you have to do is either fill in our quick online bad credit loan form - tell us how much you want to borrow, for how long, your property value and the outstanding mortgage on your property - and we will give you free quotes with no obligation. If you are not a homeowner, fill in our tenant form instead for quotes on an unsecured loan.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.