I Have Bad Credit and Need a Loan

I have bad credit and need a loan - Can I get one?

Yes. There are specialist companies which provide loans specifically for those who suffer from bad credit as a result of bankruptcy, mortgage arrears, defaults or CCJs.

Can I still get good rates if I have bad credit and need a loan?

You might not be able to get rates that are as competitive as for those with good credit histories, but it is still a competitive market, especially if you go with a specialist bad credit loan provider, so compare deals from a range of providers to find the best one for you.

I have bad credit and need a loan - How do I get one?

All you have to do is either fill in our quick online bad credit loan form - tell us how much you want to borrow, for how long, your property value and the outstanding mortgage on your property - and we will give you free quotes with no obligation. If you are not a homeowner, fill in our tenant form instead for quotes on an unsecured loan.

LenderMin - Max LoanCredit HistoryRepresentative APRTermApply
£1,500 - £50,000Good to Poor Credit19.1%2 to 5 YearsGet Quotes >
Take charge of your car finance with Zuto. Loans of £1,500 - £50,000 for 2-5 years. Representative Example: The Representative APR is 19.1% (fixed) so if you borrow £7,500 over 49 months at a rate of 19.1% p.a. (fixed) you will repay £218.78 per month and repay £10,501.26 in total. b>

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.