Income Protection

Get a better Deal! Sevi Ioannou
"Income Protection provides financial peace of mind if you are unable to work. Options for income protection include; Short term income protection provides cover up to 12 months up to £1500 pm & can cover either accident, sickness or unemployment or all of these. Long term income protection typically covers up to 50% of pre-incapacity earnings (the income benefit is paid tax free) for a defined term e.g. until age 60 and covers income if you cannot work due to ill health after a set period e.g. 13 weeks".
 Sevi Ioannou, head of Mortgages & Insurance

Short Term Income Protection Quotes

 

Short term income protection could insure part of your income (up to £1500 pm) in case you are made redundant, have an accident or fall ill. This type of cover is typically paid for 12 months giving you financial breathing space in the event you need to claim.

 

Long Term Income Protection

 

Provides income protection for the long term - a typical maximum age of cover would be 65 with maximum earnings typically being covered up to 50%. Important to remember the policy benefit is paid tax free. This type of cover is for health only - there is no unemployment cover. As cover is more comprehensive this type of policy will be more expensive than short term income protection.

To request long term income protection quotes please use our service below:

 

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