ING Direct ISA
ING Direct ISA
The ING Direct ISA – Individual Savings Account – allows you to make tax free savings while also gaining tax-free interest at a more competitive rate than standard savings accounts. The ING Direct ISA is a simple and straightforward way of making tax-free savings as it is purely a Cash ISA. Features of an ING Direct Cash ISA include:
- You can open an account with as little as £1
- Invest up to £3,600 per tax year
- Move your money out when you like
- No penalties, charges or loss of interest for withdrawals
- One competitively high interest rate for everyone, guaranteed for the first 6 months after opening an account (it then reverts to ING Direct’s variable rate)
- Manage your account over the phone or online
ISA deals vary from one provider to the next, so it is important to look at a number of deals before deciding which one to go with. You can compare some of the leading UK providers with the table below to see if an ING Direct ISA is the right one for you.
Other ISA Resources:
FREE ISA Brochures
FREE Brochure on Managing Your ISA Funds
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Please bear in mind that:
Investment ISAs are designed as medium to long term investments, for example at least five years.
The value of your investment and the level of any income received from it can fall as well as rise and is not guaranteed and you may not get back the amount of your original investment.
The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.
If you choose an index-tracking trust which invests overseas, exchange rate variations may cause the value of your investment to increase or decrease.
If you unsure what Investment ISA plan is right for you speak to an independent investment adviser.