Instant Decision Credit Card
An instant decision credit card company is useful if you need a credit card in a hurry, but don’t rush into it. Shop around first and make sure you’re getting a good deal as well as a quick decision. Companies that are quick to give you credit might offer less benefits or charge higher interest rates.
Things to consider when looking for an instant decision credit card include:
- The APR – don’t sacrifice a low interest-rate for a speedy decision
- What benefits are offered, e.g. cashback, rewards, points scheme.
- Whether it offers an interest-free period for purchases or balance transfers
- How your credit history might effect which deals are available to you
- If they charge an annual fee
For impartial help on choosing a credit card that’s right for you, you can use our FREE credit card comparison service by clicking here.
Disclaimer All credit card APRs, features, charges, benefits and other information listed by Fair Investment Company Ltd represent the most recent information available at the time of writing. Every effort is made to keep the site accurate, however we cannot guarantee that a credit card issuer has not increased or decreased one or more of the APRs or fees/charges associated with a particular card or changed its features, obligations or benefits. Please be sure to read the credit card agreement fully and carefully before making any agreement.