Instant Saver Accounts

Compare instant access saving accounts...

Instant saver accounts are the name some providers use for instant access accounts. Instant saver accounts offer you saving but with access to your savings whenever you need it. Some instant saver accounts can provide competitive interest rates, often boosted by a short term bonus rate.

Use the table below to compare leading instant access savings accounts:

Instant Access Savings Accounts Deals
ProviderAccountInterest Rate (AER)TermApply
3.17%Easy AccessApply Now >
  • Rate includes 1.62% gross p.a. fixed bonus for the first 12 months
  • 3.17% rate is available when you save £25,000 or more 
  • Easy access, with 1 free withdrawal per year
  • £1,000 minimum deposit
  • Unlimited further withdrawals, including closure, can be made but a lower rate of interest and loss of bonus will apply in the month of the withdrawal.
3.10%Instant AccessApply Now >
  • 3.10% AER variable (3.06% gross p.a.)
  • Includes a fixed bonus of 2.56% gross p.a. for 12 months
  • Rate available on balances up to £250,000
  • Unlimited withdrawals without penalties
  • Interest is paid monthly
3.06%Easy AccessApply Now >
  • Minimum opening balance of £1,000
  • Manage your account online
  • Interest rate includes a fixed bonus of 2.06% gross p.a. paid until 30 June 2013
  • Easy access withdrawals without notice or loss of interest
3.01%Instant AccessApply Now >
  • Rate includes 1.36% gross/AER fixed bonus for 12 months
  • Monthly interest option is also available
  • Unlimited withdrawals with no loss of interest
  • Open with just £1
2.80%Easy AccessApply Now >
  • Rate includes a 0.89% bonus for 12 months
  • Open with £1,000
  • Bonus rate to help your savings grow

Features of instant saver accounts can include:

  • Competitive interest rates
  • The ability to withdraw cash whenever you want it
  • Interest calculated monthly or annually
  • Internet banking which can make managing your accounts quick and easy

Other types of savings account include fixed rate bonds, which can range from short terms, such as 12-month terms to longer terms like five years.

Use the table below to compare examples of fixed term savings accounts: