Interest Rates on Car Loans

Compare Car Loan Rates

ProviderLoan AmountCredit HistoryRates FromTerm 
£2,500 to £15,000Good Credit Only3.2%

APR
Representative

(£7,500-£15,000)

2 years to 5 yearsGet Quotes >
  • 10 minute online quote, instant decision
  • Money can be with you within 48 hours
  • No arrangement, over payment or early repayment fees
  • Must be aged 21 or over
  • UK Resident with a UK bank account

Representative Example:  The Representative APR is 3.2%, so if you borrow £7,500 over 3 years at a rate of 3.03% p.a. (fixed) plus an arrangement fee of £30, you will repay £218.94 for 36 months and £7,881.84 in total.

£100 to £35,000Good Credit Only9.9%

APR
Representative

1 to 7 YearsGet Quotes >
  • Quick online application - quote won’t affect your credit score
  • Funds in 3 days
  • Early repayment at any time
  • No hidden fees
  • Must be aged 21 or over
  • Minimum income of £15,000

Representative Example: Borrow £7,000 over 5 years at a Representative APR of 10.9% APR (fixed) paying £150.08 per month will result in a total sum of £9,004.90 over the loan term.

£1,000 to £25,000All Credit Histories Considered14.9%

APR
Representative

1 to 5 YearsGet Quotes >

Representative example: The Representative APR is 14.9% (variable).The Representative APR is If you borrow £90,000 over 4 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £245.80 per month. Total charge for credit will be £2,798.51. Total amount repayable is £11,789.51.

£1,000 to £5,000Fair & Poor Credit59.9%

APR
Representative

1 to 3 YearsGet Quotes >
  • Know if you'll be accepted before you apply
  • Applying won't affect your credit score
  • No fees charged
  • Borrow more later, if you're eligible
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 59.9% (fixed). If you borrow £2,000 over 2 years at a rate of 59.9 p.a (fixed), you will repay £131.05 per month & £3,145.20 in total.

£1,000 to £20,000All Credit Histories Considered99.90%

APR
Representative

1 to 2 YearsGet Quotes >
  • Interest Rates from 35.9% - 99.9%, depending on the information you provide in your application
  • Fixed monthly repayments
  • Instant Online Decision
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 99.9% (fixed) - Based on an assumed loan amount of £1,500 over 24 months at an interest rate of 71.3% p.a. (fixed) you would pay £118.88 a month and £2,853.12 in total.

Interest rates on car loans vary from lender to lender, so it is important to shop around to find the best deal. By entering details about how much you want to borrow and over what payment term, our car loan calculator shows interest rates on car loans from some of the leading UK lenders.


With the calculator you can compare all the deals that fit your circumstances in one place and make sure that you are getting the best deal possible by looking at:


  • Car loan APRs
  • Monthly repayments on car finance
  • Full repayment amounts
  • Early redemption penalties


If you have a less-than-perfect credit history then we can provide you with a bad credit car loan quotes. Use the links below to compare interest rates on car loans to find the best rates.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.