Internet Savings Accounts Comparison

In order to find the best internet savings account for you, it is recommended to shop around using an online savings account comparison service. Online accounts are generally favoured by customers who wish to get the most competitive possible interest rates on their savings, and want to manage their money online.


There are several different types of account, the following are some examples:

  • Instant access accounts - allow customers to access their money at any time without any penalties or charges
  • Fixed rate accounts - provide customers with a guaranteed fixed rate of interest, usually without access

See our internet savings account comparison tables below for more information on the latest deals available.

Savings Selection
ProviderAccountRate TermApply
17.25%3 YearsApply Now >
  • 3 year structured deposit plan
  • Capital protected
  • Target return of 17.25%
  • Available as a Cash ISA & for ISA transfers
  • Also available to businesses, charities and trusts
  • Plan designed to be held for full term
  • May close early if oversubscribed
7.00%6 YearsApply Now >
  • 6 year structured deposit plan
  • Capital protected
  • Available for Cash ISA & Cash ISA transfers
  • Also available to businesses, charities and trusts
  • £10,000 minimum deposit (£5,640 for 2012/13 Cash ISA)
  • Income is not guaranteed
  • Plan designed to be held for full term
  • May close early if oversubscribed
3.63%2 YearsApply Now >
  • Earn 3.63% gross/AER fixed for 2 years
  • Save from £500
  • Monthly and annual interest options
  • Online savings account
  • No withdrawals or additional deposits allowed
  • Bond designed to be held for full term
  • Must be UK resident and aged 18 or over

For a number of people, an internet savings account could be the best place to store their savings due to the fact that they could arguably be the most conveniently accessible.


It is advisable that you perform an internet savings account comparison if you are interested in opening this type of account. This could allow you to identify which account could best suit your individual needs, as well as which could offer you the best interest rates on your savings.


Internet savings accounts are becoming increasingly popular as many people find them easy to manage, particularly those with lifestyles that don’t necessarily give them the time to regularly visit their local bank branch.

 
Most internet savings accounts can be applied for online, meaning that it may not be necessary for you to go to a branch to make a lengthy application.


See the easy to use comparison tables below for details of several of the best savings account deals that could be currently available to you:

Instant Access Savings Accounts Deals
ProviderAccountInterest Rate (AER)TermApply
3.17%Easy AccessApply Now >
  • Rate includes 1.62% gross p.a. fixed bonus for the first 12 months
  • 3.17% rate is available when you save £25,000 or more 
  • Easy access, with 1 free withdrawal per year
  • £1,000 minimum deposit
  • Unlimited further withdrawals, including closure, can be made but a lower rate of interest and loss of bonus will apply in the month of the withdrawal.
3.10%Instant AccessApply Now >
  • 3.10% AER variable (3.06% gross p.a.)
  • Includes a fixed bonus of 2.56% gross p.a. for 12 months
  • Rate available on balances up to £250,000
  • Unlimited withdrawals without penalties
  • Interest is paid monthly
3.06%Easy AccessApply Now >
  • Minimum opening balance of £1,000
  • Manage your account online
  • Interest rate includes a fixed bonus of 2.06% gross p.a. paid until 30 June 2013
  • Easy access withdrawals without notice or loss of interest
Latest Fixed Rate Bond Deals
ProviderAccountInterest Rate (AER)TermApply
4.26%5 YearsApply Now >
  • Earn 4.26% gross/AER fixed for 5 years
  • Save from £1,000 - £250,000
  • Monthly and annual interest options
  • Online savings account 
  • No withdrawals allowed
  • Bond designed to be held for full term
  • Must be UK resident and over 18
3.72%3 YearsApply Now >
  • Earn 3.72% gross/AER fixed for 3 years
  • Save from £500
  • Monthly and annual interest options
  • Online savings account
  • No withdrawals or additional deposits allowed
  • Bond designed to be held for full term
  • Must be UK resident and aged 18 or over
3.63%2 YearsApply Now >
  • Earn 3.63% gross/AER fixed for 2 years
  • Save from £500
  • Monthly and annual interest options
  • Online savings account
  • No withdrawals or additional deposits allowed
  • Bond designed to be held for full term
  • Must be UK resident and aged 18 or over