Internet Savings Account with Instant Access

If you're looking for an internet savings account with instant access, make sure you find the best deal for your needs by using the comparison tables below:
Instant Access Savings Accounts Deals
ProviderAccountInterest Rate (AER)TermApply
3.17%Easy AccessApply Now >
  • Rate includes 1.62% gross p.a. fixed bonus for the first 12 months
  • 3.17% rate is available when you save £25,000 or more 
  • Easy access, with 1 free withdrawal per year
  • £1,000 minimum deposit
  • Unlimited further withdrawals, including closure, can be made but a lower rate of interest and loss of bonus will apply in the month of the withdrawal.
3.10%Instant AccessApply Now >
  • 3.10% AER variable (3.06% gross p.a.)
  • Includes a fixed bonus of 2.56% gross p.a. for 12 months
  • Rate available on balances up to £250,000
  • Unlimited withdrawals without penalties
  • Interest is paid monthly
3.06%Easy AccessApply Now >
  • Minimum opening balance of £1,000
  • Manage your account online
  • Interest rate includes a fixed bonus of 2.06% gross p.a. paid until 30 June 2013
  • Easy access withdrawals without notice or loss of interest
3.01%Instant AccessApply Now >
  • Rate includes 1.36% gross/AER fixed bonus for 12 months
  • Monthly interest option is also available
  • Unlimited withdrawals with no loss of interest
  • Open with just £1
2.80%Easy AccessApply Now >
  • Rate includes a 0.89% bonus for 12 months
  • Open with £1,000
  • Bonus rate to help your savings grow
up to
2.50%
Instant AccessApply Now >
  • Open with £1
  • Tiered interest rates
  • Save up to £1,000 per month
  • Unlimited withdrawals
1.51%Instant AccessApply Now >
  • Earn up to 2.01% with 12 month bonus and minimum balance of £100,000 
  • Earn up to 1.51% with 12 month bonus and minimum balance of £5,000 
  • Bank in Sterling, Euro or US Dollars
  • Get instant access to your money
0.75%Instant AccessApply Now >
  • 0.75% rate includes a 0.50% bonus on months where you don't make a withdrawal
  • Rate without bonus is 0.25%
  • Open with just £1
  • Interest paid monthly
1.60%Instant accessApply Now >
  • Instant access via cash machines with an optional card
  • 1.60% AER/Gross variable
  • Rate includes a fixed introductory bonus of 1.50% AER for the first 12 months
2.50%Instant accessApply Now >
  • Instant access via bank transfer
  • 2.50% AER/Gross (variable) on balances of £10,000 or more
  • 1.60% AER/Gross (variable) on balances of £1 to £10,000
  • These rates include a fixed introductory bonus of 1.50% AER for the first 12 months
  • Existing customers only
Latest Fixed Rate Bond Deals
ProviderAccountInterest Rate (AER)TermApply
4.26%5 YearsApply Now >
  • Earn 4.26% gross/AER fixed for 5 years
  • Save from £1,000 - £250,000
  • Monthly and annual interest options
  • Online savings account 
  • No withdrawals allowed
  • Bond designed to be held for full term
  • Must be UK resident and over 18
3.72%3 YearsApply Now >
  • Earn 3.72% gross/AER fixed for 3 years
  • Save from £500
  • Monthly and annual interest options
  • Online savings account
  • No withdrawals or additional deposits allowed
  • Bond designed to be held for full term
  • Must be UK resident and aged 18 or over
3.63%2 YearsApply Now >
  • Earn 3.63% gross/AER fixed for 2 years
  • Save from £500
  • Monthly and annual interest options
  • Online savings account
  • No withdrawals or additional deposits allowed
  • Bond designed to be held for full term
  • Must be UK resident and aged 18 or over


Advantages of instant access internet savings accounts

 

  • Higher yield – you may receive a higher interest rate in an internet savings account because banks that operate solely on the internet do not have as many overheads as those with branches across the UK.
  • Easy/ instant access – some internet banks may issue an ATM card, making it easier to withdraw your savings instantly.
  • Quick and easy to set up
  • Low minimum deposit requirement
  • 24 hour access – don't wait to access your savings


Internet savings accounts with instant access may allow you to make the most out of your savings, as they are flexible, have higher interest rates than other savings accounts and allow you to withdraw your savings whenever you want.


When searching for the right online savings account with instant access it is important to compare a range of providers who offer an internet instant access savings account. Take a look at our comparison tables to find the best instant access savings account for you.