Investec FTSE 100 Defensive Income Plan 10

OPTION 2 offers up to 7.20% annual income and early maturity... OPTION 1 offers 5.80% unless the FTSE falls 40% or more
Investec Structured Products

This popular plan from Investec offers the potential for a 1.80% payment each quarter, depending on the performance of the FTSE 100 Index. That’s a potential 7.20% income per year.

The Index is measured at the start of the plan, and then again at the end of each quarter. If the Index is above 80% of its starting level (i.e. it can fall nearly 20%), a 1.80% income payment is made. If the Index has fallen by 20% or more, no income payment is made for that quarter.

The plan also offers some capital protection against the UK markets falling since your initial capital is returned in full, unless the Index has fallen by more than 40% at the end of the plan term. If this does occur, your capital is reduced in line with the Index and you could therefore lose some or all of your initial investment.

So if you’re looking for high income opportunities and are confident the UK markets will not fall by 20% or more, this plan is certainly worth reviewing.

This plan also has another option offering 5.80% income unless the Index falls by 40% or more.

Plan Details
  • Potential annual income: 7.20%
  • Potential to kick out (mature early) yearly from year 2 onwards
  • Alternative option available paying up to 5.80% each year if the Index doesn't fall by 40% or more
  • Capital at risk product*
  • Investment term: Up to 8 Years
  • Arrangement fee applies
  • Minimum single investment: £3,000
  • Maximum ISA investment: £20,000
  • No maximum ISA transfer
  • No maximum total investment
  • The Plan is available for Stocks & Shares ISA, ISA Transfer, Direct Investment, as well as SIPP and SSAS pension investments. It is also available to businesses, charities and trusts.
  • Investment deadline ISA transfers: 10 August 2018 
  • Investment deadline for direct and ISA applications: 31 August 2018 

* The return of your capital depends on the performance of the FTSE 100 Index and the ability of the counterparty, Investec Bank, to repay your capital.

Reduced arrangement fee: For investments of £100,000 or more into this plan, processed through Fair Investment Company, your arrangement fee will be reduced to 2% of your original investment.

"Oliver Roylance-Smith, DirectorIf you’re looking for high income, then the ability to receive 7.20% per year even if the FTSE falls almost 20%, could be appealing."

Oliver Roylance-Smith
Head of Savings and Investments
Request a brochure by email and post:
Investec FTSE 100 Defensive Income Plan 10
* Required
Investor Type
Title *
First Name *
Surname *
Address *
City *
County *
Postcode *
Country *
Email *
Phone *
Other Phone
Date of Birth
Sum to Invest

This is a structured investment plan that is not capital protected and is not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the FTSE 100 Index.

There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term. The past performance of the FTSE 100 Index is not a guide to its future performance.

If you are at all unsure of the suitability of this type of investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.

Fair Investment Company Limited is authorised and regulated by the Financial Conduct Authority.