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Investec FTSE 100 Geared Returns Plan 38 - Option 1

The opportunity for high growth returns
Investec Structured Products

The Investec FTSE 100 Geared Returns Plan 38 – Investec Option is a 5 year Structured Investment Plan linked to the performance of the FTSE 100 Index (‘the Index’).

The objective of the Plan is to provide a defined return of 80% gross even if the Index has only risen by a small amount over the 5 year term. The Plan will return your Initial investment and the defined return at maturity if the Final Index Level is above the Initial Index Level.

If the Final Index Level is the same as or lower than the Initial Index Level you will not receive an investment return and the return of your original capital will depend upon the performance of the Index.

The Plan is available for Stocks & Shares ISA, ISA Transfer, Direct Investment, as well as SIPP and SSAS pension investments. It is also available to businesses, charities and trusts.

  • Potential defined return of 80%*
  • Capital at risk investment**
  • Investment term - 5 Years
  • Minimum single investment - £3,000
  • Maximum Stocks & Shares ISA investment - £11,280
  • Maximum direct investment - £1,000,000 
  • Also available to businesses, charities and trusts
  • Investment deadline for ISA Transfers:  The deadline for this plan has now passed. Please fill in the form to receive details of the next plan as soon as they become available.
    Investment deadline for direct and ISA investment:  The deadline for this plan has now passed. Please fill in the form to receive details of the next plan as soon as they become available.

*At the end of the investment term you will receive the potential defined return as long as the level of the FTSE 100 Index at maturity is higher than the starting level.

**The return of your initial investment depends on the performance of the FTSE 100 Index and the ability of the counterparty (Investec Bank Plc) to repay your money.
***An alternative UK Banks option is also available paying a slightly lower return which has an additional protection feature designed to reduce the risk of potential loss to your investment in the event that Investec Bank plc, as counterparty to the Plan, fails or becomes bankrupt. The risk to your investment will instead be dependent on the solvency of HSBC plc, Nationwide Building Society, Santander UK plc, The Royal Bank of Scotland plc and Lloyds TSB Bank plc. See brochure for details

For investments within this product of £100,000 or more processed through Fair Investment Company Limited, we will pay you Cashback of 1%. E.g. If you invested £100,000 into the above plan through Fair Investment Company Ltd., we would send you a cheque for £1000 four weeks after the start date of the plan.

Important Information
Please note that it is now too late to apply for this account, but a new version will be available shortly. Please fill in the form below and details of the Investec FTSE 100 Geared Returns Plan will be sent to you as soon as they become available.
Request a brochure by email and post:
Investec FTSE 100 Defined Returns Plan 1
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This is a structured investment plan that is not capital protected and is not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the FTSE 100 Index.

There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term. The past performance of the FTSE 100 Index is not a guide to its future performance.

If you are at all unsure of the suitability of this type of investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.

Fair Investment Company Limited is Authorised and Regulated by the Financial Services Authority.