Investec FTSE 100 Kick-Out Deposit Plan 72

The opportunity for early maturity with capital protection
Investec Structured Products

As more and more savers face the impact of low savings rates, it is perhaps understandable why the Kick-Out Deposit Plan from Investec has been one of our best selling deposit plans this year. 

The plan offers a potential 4% per year (not compounded) and will mature early or ‘Kick-Out’ provided the value of the FTSE 100 Index at the end of each year from year 3 onwards, is higher than its value at the start of the plan (subject to averaging). That’s a potential 12% after 3 years, or another 4% for each additional year thereafter. If the Index is lower on all of these dates you will only receive a return of your initial deposit.

With market leading 3 year fixed rates currently offering around 2.2%, and just over 2.3% on offer for a 5 year term, by linking your return to the FTSE this plan offers the opportunity to beat low savings rates whilst still retaining the capital protection and FSCS eligibility that many cash savers expect.

  • Potential return - 4% gross for every year the Plan is in force (not compounded)
  • Capital Protected Product*
  • Alternative 8 year option returning a potential 4.5% pa** 
  • Eligible for the Financial Services Compensation Scheme up to £85,000 for an individual or up to £170,000 for a joint deposit account 
  • Investment term - Up to 6 Years
  • Arrangement fee applies
  • Minimum single Investment - £3,000
  • Maximum ISA investment - £20,000
  • ISA transfers accepted
  • Maximum direct investment - £1,000,000
  • The Plan is available for Cash ISA, ISA Transfer, Direct Investment, as well as SIPP and SSAS pension investments. It is also available to businesses, charities and trusts.
  • This Plan is not the same as a bank or building society deposit account and you may not receive your initial deposit in full if your capital is withdrawn early
  • Investment deadline ISA transfers: 13 October 2017
  • Investment deadline for direct and ISA applications: 3 November 2017

* The return of your initial deposit depends on the ability of the deposit taker (Investec Bank plc) to repay your money.

** Alternative 8 year option available offering a 4.5% pa if the FTSE 100 is higher, potentially kicking out annually from year 4 onwards. See factsheet and brochure for details

"Oliver Roylance-Smith, DirectorBy offering full capital protection plus a potential 4.0% per year, this plan offers the opportunity to beat low savings rates as well as tackle the effects of rising inflation.”

Oliver Roylance-Smith
Head of Savings and Investments


Request a brochure by email and post:
Investec FTSE 100 Kick-Out Deposit Plan 72
 
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This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

If you are at all unsure of the suitability of this type of investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.

Fair Investment Company Limited is Authorised and Regulated by the Financial Conduct Authority.