Investec FTSE 100 Income Deposit Plan 20

This plan is no longer available
Investec Structured Products
The Investec FTSE 100 Income Deposit Plan 20 is a capital protected 5 year structured deposit plan linked to the performance of the FTSE 100 Index, which aims to repay your initial deposit at maturity and provide either an annual income of 4.05% (Option 1) or monthly income of 0.31% (Option 2).

The plan will return your initial deposit at maturity, regardless of the performance of the FTSE 100 Index. You will receive the stated annual or monthly income as long as the closing level of the Index does not fall by more than 50% from its initial level. If the closing level of the FTSE 100 falls by more than 50% during the 5 year term, then income payments will stop. Income payments will restart if the FTSE 100 fully recovers.

The Plan is available for Cash ISA, Cash ISA Transfer, Direct Investment, as well as SIPP and SSAS pension investments. It is also available to businesses, charities and trusts.
  • Option 1 - Potential annual income of 4.05% or
  • Option 2 - Potential monthly income of 0.31%
  • Capital protected product*
  • Eligible for the Financial Services Compensation Scheme up to £85,000 for an individual or up to £170,000 for a joint deposit account **
  • Investment term - 5 Years
  • Minimum single investment - £1,500
  • Maximum cash ISA investment - £5,340
  • Maximum direct investment - £1,000,000 
  • Also available to businesses, charities and trusts
  • This Plan is not the same as a bank or building society deposit account and you may not receive your initial deposit in full if your capital is withdrawn early
  • ISA transfer deadline - 12th August 2011
  • ISA investment deadline - 26th August 2011
  • Direct investment deadline - 26th August 2011

*The return of your initial deposit depends on the ability of the deposit taker (Lloyds TSB Bank plc) to repay your money.

**Subject to the Scheme's eligibility criteria - see brochure for details.

 

For investments within this product of £100,000 or more processed through Fair Investment Company Limited, we will pay you Cashback of 1%. E.g. If you invested £100,000 into the above plan through Fair Investment Company Ltd., we would send you a cheque for £1000 four weeks after the start date of the plan.

Other Structured Products

This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term. The past performance of the FTSE 100 Index is not a guide to its future performance.

If you are at all unsure of the suitability of this type of investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.

Fair Investment Company Limited is Authorised and Regulated by the Financial Services Authority.