ISA Regulations
ISA Regulations
There are a number of ISA regulations that control whether you are eligible for an Individual Savings Account, how much you can invest via one and what form those investments can take.
These ISA regulations include:
- Age - You must be over 18 to open a Stocks and Shares ISA. Cash ISAs can be opened by anyone of age 16 or over.
- Annual limit - You can invest up to £7,200 through ISAs each tax year.
- You can invest up to £3,600 of this allowance into a Cash ISA and the remainder of the £7,200 total into a Stocks and Shares ISA.
ISA investments are protected from tax on any income or capital gains made from them.
Get your FREE ISA brochures or check the table below for a selection of current ISA offers:
Alternatively click on isa advertising links below:
Investment News Headlines
Please bear in mind that:
Investment ISAs are designed as medium to long term investments, for example at least five years.
The value of your investment and the level of any income received from it can fall as well as rise and is not guaranteed and you may not get back the amount of your original investment.
The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.
If you choose an index-tracking trust which invests overseas, exchange rate variations may cause the value of your investment to increase or decrease.
If you unsure what Investment ISA plan is right for you speak to an independent investment adviser.