ISA Savings Rates
ISA Savings Rates
FREE Brochure on Managing Your ISA Funds »
ISA savings rates vary, depending on a range of factors. ISAs are Individual Savings Accounts that allow you to save money and gain interest that is not subject to tax. The ISA savings rates you can get will depend on such things as:
- What kind of ISA you opt for – cash, stocks and shares or both
- Where you get your ISA – providers’ rates vary
- How you wish to handle your account – withdrawals can incur penalties which vary from one account to another
- How long you want your money to be tied up for – a fixed term can mean a higher interest rate
To find the best ISA savings rates, you should compare a number of accounts from a range of providers. You do this by using the table below and get the best ISA for your circumstances or apply for your FREE ISA Brochures for a selection of the best ISA savings accounts.
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Please bear in mind that:
Investment ISAs are designed as medium to long term investments, for example at least five years.
The value of your investment and the level of any income received from it can fall as well as rise and is not guaranteed and you may not get back the amount of your original investment.
The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.
If you choose an index-tracking trust which invests overseas, exchange rate variations may cause the value of your investment to increase or decrease.
If you unsure what Investment ISA plan is right for you speak to an independent investment adviser.