IVA Mortgage

Mortgage Service if your IVA was discharged satisfactorily over 12 months ago

Latest Deal - NatWest 2 Year TRACKER »

Call FREE - 0800 158 2934 

1.59%Reverts to 3.75% after 2 years
  • 2 Year Tracker - 60% LTV Deal
  • Call FREE - 0800 158 2934


Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.

Our IVA mortgage service helps you to get back on track. If you have had an IVA discharged satisfactorily over 12 months ago then our service can help if the reason for the IVA was a one off event e.g. divorce, serious illness, redundancy - Please our mortgage team on 0117 332 6063 (8.30am to 6.30pm Monday to Friday).

Discharged IVA Mortgage Service
ProviderLTV**CCJsDefaultsBankruptcyIVAMissed Loan Payments* 
Up to 75%None in 12 Months - Maximum 5None in 12 MonthsDischarged 12 Months AgoSatisfactorily Conducted 12 Months AgoNone in 12 MonthsMore Info >

Call 0117 332 6063

Our View:

"Credit repair mortgage service to help you get back to a high street mortgage deal - If you have suffered a one off event such as divorce, redundancy, serious illness which has resulted in a "bad" credit entry on your credit file over 12 months ago this service will help you get back on track".

*Secured or Unsecured Loans

**LTV = Loan to Value

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

IVA Mortgage

If you have had an IVA (Individual Voluntary Arrangement) in the past, getting an IVA mortgage deal can be difficult. While you are often able to keep your home with an IVA, it is often the case that creditors will impose conditions on how some of the equity in your property is to be paid back. If you are still going through an IVA, getting the best remortgage or mortgage deal is in your interest to ensure you are not paying unnecessary interest rates. 

 

An IVA mortgage and the rate you can expect to get will depend on how long ago you completed your IVA and the level of deposit that you have available. We work with specialist lenders who will consider you for a mortgage if your IVA was discharged over 12 months ago, the cuse was due to a one off event e.g. serious illness, divorce, redundancy and you have at least 25% equity in your home.

 

Require mortgage advice? You can call our mortgage team on: 0117 332 6063

Monday to Friday 8.30am to 7pm

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker