If you are a landlord taking out the right landlord’s insurance policy for your needs is important, John Lewis landlord insurance might be the right choice for you, but before you decide you could see below for our choice of the latest deals from different leading insurance providers. You may find the cover you need and save money by comparing deals and applying online:
John Lewis landlord insurance or buy to let cover comes as part of John Lewis Specialist Home Insurance.
John Lewis specialist home insurance cover includes:
- Listed and graded buy-to-let properties
- Non-standard constructions
- Timber-frame houses
- Houses with thatched roofs
As there are a diverse range of offerings when it comes to landlord insurance, it’s important to shop around to find the plan which suits your needs best. You should also consider carefully what you’re looking for in a policy to find a level of cover that you feel comfortable with.
Types of landlord insurance
Landlords Building Insurance
This is the most basic type of landlords insurance normally available and just provides cover for the property’s structure as well as the cost for the rebuilding of the property.
Landlord Content insurance
Content insurance will provide cover for the items in the house that you provided if you rented a property as furnished. It does not usually provide cover for items that your tenants bought.
Landlord Liability Insurance
If one of your tenants decided to enter litigation with you this coverage could assist you withlegal costs involved.
Loss of Rent cover
If an accident occurs, which for some reason prevents it being possible for you to let the property for period of time this policy could cover the loss of rent you incur as a result.
Landlord Emergency cover
This will cover the cost of emergency repairs following incidents that need to be addressed as soon as possible like a burst pipe or boiler breakdown. This type of insurance can help you get a qualified tradesman to the property at any time any day of the year.
Before you take out a policy
When looking into landlord insurance it’s important to try and find the polcies that provide a level of cover most suitable for your specific needs, therefore shopping around beforehand is wise. Using the comparison tables above you may be able to see some of the features policies from several different insurers might be able to offer you.