Joint Term Life Insurance

A joint term life insurance policy is a life insurance policy underwritten on the lives of two people, normally a husband and wife, for a specified term of years.

A joint life first death policy will pay out the sum assured if one of the policyholders dies during the term, at which point the policy lapses. This type of cover provides valuable financial protection in the event of death of a bread winner or family carer. A joint life second death policy will pay out if both lives end during the term of the plan

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