Investment Focus

Investment Focus: Gilliat Income Builder Plus

Oliver Roylance-Smith / 15 May 2012

Of all the investment themes, income is consistently at the forefront of the investor’s mind, whether you are working and need to supplement your earnings, or retired and looking to add to you... Read more

Investment Focus: Gilliat Deposit Kick Out Plan

Oliver Roylance-Smith / 15 November 2011

Finding a product that offers an attractive solution in the current economic climate is certainly a challenge. However, despite some of the most challenging conditions ever seen, we take a look at o... Read more

Investment Focus: Gilliat Deposit Kick Out Plan

Oliver Roylance-Smith / 20 September 2011

Finding a product that offers an attractive solution in the current economic climate is certainly a challenge. However, despite some of the most challenging conditions ever seen, we take a look at o... Read more

Compare our Best Junior Cash ISAs  

Junior cash ISAs are tax-free savings accounts for children, planned to be available from November 2011. With a junior cash ISA, parents, family and friends will be able to deposit up to £3,000 per tax year to save for the child's future. This is the total junior ISA allowance, however, so it can also be split with a junior stocks and shares ISA. See below to compare our selection of the best junior cash ISAs:

  

Junior Cash ISAs
ProviderAccountInterest Rate (AER)TermApply
3.25%No access until the child turns 18Apply Now >
  • Introductory fixed rate of 3.25% AER tax-free until 31st January 2013
  • Rate reverts to 2.10% AER variable tax-free
  • Minimum opening balance of £1
  • Transfer in from existing cash ISAs

Each eligible child who is under 18 and does not already hold a Child Trust Fund will be able to hold one junior cash ISA per tax year. Once they reach 16 they will gain management of the account, and they can access the funds once they turn 18. Transfers can be made to different providers, and funds can be moved from junior cash ISAs to junior stocks and shares ISAs, or vice-versa. 

 

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