Kensington Buy to Let Mortgages

Kensington pride themselves on being a lender for those consumers who are different and of offering a range of products to meet a wide variety of situations. This champion of the underdog mentality has garnered them a certain amount of respect over the years - criteria for a BTL mortgage with Kensington include:

• Up to £2 million loan advance
• Up to 85% LTV (minimum deposit 15% required)
• Lending coverage - England and Wales
• No overall rental property portfolio required
• Minimum property valuation - £90k
• If you are a first time landlord, your application will be considered
• 120% rental cover is expected, unlike many mortgage lenders which require 125-130%

For advice on Kensington BTL mortgages use our enquiry form - see above.

For a selection of leading BTL mortgage deals see the table below:

There are certain criteria you must meet in order to be considered for a buy to let mortgage with Kensington: 

• You must be a current homeowner for at least twelve months
• You must be self employed (twelve months) or employed (three months)
• You must be a resident of England or Wales
• You must be 25 years of age or older but younger than 75
• 6 years minimum mortgage term and 30 years maximum mortgage term
• There must be a minimum valuation of £90,000 for new buildings
• There are limits on amount that can be borrowed, with minimum being £25,001 and the maximum being £350,000 per property