Fixed Rate Savings Commentary

Latest fixed rate bond rates

James Caldwell / 17 May 2012

For those looking to get a better deal from their cash and who are prepared to tie up capital for a set term, savers should give fixed rate savings bonds a closer look. Fixed rate bond deals are cha... Read more

Inflation linked or fixed rate savings

Oliver Roylance-Smith / 12 December 2011

To help savers find a solution to rising inflation and low interest rates, Oliver Roylance-Smith, head of savings and investment at Fair Investment, weighs up the pros and cons of inflation lin... Read more

Savings map shows higher savings plans for many in 2011

Paul Dicken / 15 January 2011

Many savers are more ambitious about their savings plans in 2011 after a difficult 2010, a map of British saving habits produced by HSBC shows. The data compiled by HSBC shows Britons struggled to i... Read more

KRBS Fixed Rate Bonds

KRBS fixed rate bond offers a variety of terms ranging from 1-5 years. To find the best fixed rate bond deal that is most suited to your financial needs, it is recommended that you compare deals first - you can use our comparison tables to find the right fixed rate bond deal for your requirements:

Fixed Rate Bond Selection
ProviderAccountInterest Rate (AER)TermApply
4.26%5 YearsApply Now >
Earn 4.26% gross/AER fixed for 5 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest.
3.72%3 YearsApply Now >
A rate of 3.72% Gross/AER fixed for 3 years. Deposit from £500. No additional withdrawals or deposits.
3.63%2 YearsApply Now >
A rate of 3.63% Gross/AER fixed for 2 years. Deposit from £500. No additional withdrawals or deposits.
3.27%1 YearApply Now >
A rate of 3.27% AER fixed for 1 year. Deposit from £500. No additional withdrawals or deposits.
Short Term Fixed Rate Bonds (0-2 years)
ProviderAccountInterest Rate (AER)TermApply
3.63%2 YearsApply Now >
A rate of 3.63% Gross/AER fixed for 2 years. Deposit from £500. No additional withdrawals or deposits.
3.27%1 YearApply Now >
A rate of 3.27% AER fixed for 1 year. Deposit from £500. No additional withdrawals or deposits.
2.80%18 MonthsApply Now >
18 Month Fixed Rate - 2.80% AER. Open to new and existing customers. Click to learn more.
2.50%9 MonthsApply Now >
9 Month Fixed Rate - 2.50% AER. Open to new and existing customers.
up to
2.26%		6 MonthsApply Now >
Earn 2.26% Goss/AER fixed on balances of £50,000 or more. 2.01% Gross/AER fixed on balances of £1-£49,999. Only available to Nationwide FlexAccount holders.
Medium Term Fixed Rate Bonds (3-4 years)
ProviderAccountInterest Rate (AER)TermApply
3.72%3 YearsApply Now >
A rate of 3.72% Gross/AER fixed for 3 years. Deposit from £500. No additional withdrawals or deposits.
3.61%3 YearsApply Now >
Earn 3.61% gross/AER fixed for 3 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available
3.50%3 YearsApply Now >
Interest paid annually at 3.50% (gross), quarterly at 3.45% (gross), or monthly at 3.44% (gross). Minimum Deposit £10,000.
Long Term Fixed Rate Bonds (4+ years)
ProviderAccountInterest Rate (AER)TermApply
4.26%5 YearsApply Now >
Earn 4.26% gross/AER fixed for 5 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest.
4.00%5 YearsApply Now >
Interest paid either Annually at 4.00% Gross/AER, Quarterly or Monthly interest also available. Minimum Deposit £10,000.

Kent Reliance Building Society (KRBS) was established in 1898 and has since grown to incorporate a number of other building societies, including Chatham Reliance building society, Dover District building society, Herne bay building society and Kent & Canterbury building society.

There are a number of advantages in opening a fixed rate bond account, including:

  • You can enjoy the peace of mind that your interest is accumulated at a guaranteed rate because the amount of savings in the account remains the same as does the rate of interest.
  • You can make the most of the highest rates of interest on the market.

You must, however, be sure that you require no access to your savings for the duration of the set term, as it is usually the case that financial providers will not allow you access to the savings until the term ends.

Our simple comparison tables make it easy to find the right deal for you, offering a range of terms and minimum deposits, with competitive rates to help your savings grow.

Alternatives to Fixed Rate Bonds
ProviderPlanDeposit TakerPotential ReturnTermMore Info
FTSE 100 3 Year Deposit Plan Investec Bank plc17.25%3 yearsMore Info >
3 year capital protected deposit plan with the potential to receive a defined return of 17.25%. Also available for Cash ISA and Cash ISA transfer.
Deposit Kick OutRoyal Bank of Scotland plc9.50%
per annum		Up to 6 yearsMore Info >
A 6 year structured deposit plan with the potential to mature early, paying 9.50% for every year the plan is in place. Also available for Cash ISA and ISA transfer.
Income Deposit PlanRoyal Bank of Scotland plc7.00%
per annum		6 YearsMore Info >
A 6 year capital protected structured deposit plan with the potential to pay 7% annual income. Backed by the Royal Bank of Scotland. Also available as a cash ISA and for ISA transfer.
FTSE 100 Kick Out Deposit Plan - Option 2Investec Bank plc6.00%
per annum		Up to
5 years		More Info >
Capital protected deposit plan with the potential to mature after years 2, 3, 4 and 5. If the plan matures early it will return 6% times the number of years the plan has been in force. Also available for Cash ISA and Cash ISA transfer.
FTSE 100 Deposit Growth PlanInvestec Bank plcNo limit5 yearsMore Info >
5 year capital protected structured deposit plan which aims to return 1.05 x any FTSE 100 growth. Also available for Cash ISA and Cash ISA transfer.
Growth Deposit BondCater Allen50%6 yearsMore Info >
6 year capital protected structured deposit plan which returns the greater of 9.00% or 1 x any FTSE 100 growth, capped at 50%. Also available for Cash ISA and Cash ISA transfer.
Enhanced Growth PlanSantander UK plc40%6 yearsMore Info >
6 year capital protected structured deposit plan which aims to return 4 x any FTSE 100 growth capped at 40%. Also available for Cash ISA and Cash ISA transfer.
Annual Locked-In Return PlanSantander UK plc39%6 yearsMore Info >
6 year capital protected structured deposit plan which aims to return 6.50% annual growth capped at 39%. Also available for Cash ISA and Cash ISA transfer.

These are structured deposit plans and are capital protected. There is a risk that the company backing the plans or any company associated with the plans may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) , depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plans are not held for the full term.

If you are at all unsure of the suitability of these types of investments, both in respect of their objectives and risk profiles, you should seek independent financial advice.

Fixed Rate Bond Provider Reviews