It is an undisputable fact that female drivers in the UK are involved in less serious accidents less frequently and are convicted for fewer dangerous driving offences. This has the knock on effect of lowering ladies car insurance premiums.

 
A recent ruling by the European Court of Justice is going to have profound changes on the UK car insurance industry. From 2012 insurance companies will not be allowed to compute premiums and offer differing car insurance quotes to men and women based on gender.

 
This will have the consequence of raising most ladies car insurance premiums and potentially costing female drivers under 25 around 25% more than what they pay now.


With these imminent changes in mind it has never been more important that those who are considering purchasing ladies car insurance take the time to shop around. By comparing car insurance quotes a person can find themselves a deal both suits their needs and their financial situation.

ProviderApply
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  • FREE Courtesy Car
  • Handbag Cover up to £300
  • FREE 24 Hour Confidential Counselling
  • UK Only Call Centres
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  • Up to 65% No claims Discount
  • Optional drivers legal protection
  • Cover that matches your needs
  • Flexible cover options

Ladies car insurance policies can come with a range of extras including courtesy cars, free counselling and cover for the theft of handbags and other possessions from the insured vehicle.


Other providers offer large discounts and no claims bonuses which can help reduce costs in a big way. It is worth noting however, that these extras can drive up ladies car insurance premiums and end up costing more then they save.


There are several practical ways in which ladies car insurance premiums can be reduced. Purchasing the policy online can lead to further discounts due to the decreased cost to the insurance company while using a car less and paying more excess can reduce premium payments.


It can also be prudent to check whether you can get the same or better cover for your car for a lower price from other providers on a fairly regular basis. The car insurance comparison tables above are designed to help you do just that.


 

Click on the link below to get personalised quotes for car insurance for ladies:
 

Compare - Latest Car Insurance Deals
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5 Star Car Insurance from £196* - You could save up to 20% online.
10% of customers are expected to receive the maximum saving.

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Save up to £917 on Car Insurance.

(10% of consumers achieve this saving. Based on an independent research by Consumer Intelligence during 01 August-31st August 2016.)
Multicar discount - minimum premiums apply. Guaranteed Hire Car cover comes as standard with our comprehensive motor insurance. Underwritten by U K Insurance Limited

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Car Insurance from £190.
10% of new customers paid £190 or less (Aug '15 – Jul '16). Key features of comprehensive cover: Courtesy car included, European cover, Uninsured driver promise, £30 off car insurance available to current account customers, up to £200 personal belongings cover, UK-based call centres. Nationwide car insurance is provided by Liverpool Victoria Insurance Company Limited (LV=)
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Don’t get caught out when you break down. Churchill offers free breakdown cover to new Motor customers
First year Breakdown service (roadside only), provided by Green Flag, new policies only. Excludes N.I . Breakdown chargeable at renewal. Underwritten by U K Insurance Limited. Terms & conditions apply

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Multi Car Insurance - You could save £318†
Great cover if you need to insure more than one car
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Comprehensive cover available from just £152 a year**.
5 Star Rated Comprehensive Cover, you'll benefit from the following as standard: Uninsured driver cover, Vandalism cover, Guaranteed replacement car, Emergency any driver cover, Cover for driving in the European Union for an unlimited period.

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97% of customers would buy again from LV= (verified by Reevoo)

Benefits include UK call centres, 24/7 claims helpline, unlimited cover for factory fitted phone, audio and sat nav equipment, and replacement child car seats. Plus optional extras, such as motor legal expenses, guaranteed courtesy car, European car insurance cover, increased personal accident cover and breakdown cover.

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Confused.com compare prices from over 130 motor insurance providers to find you their best dealGet Quotes >
Save up to £230 on your car insurance (51% of consumers could achieve a saving of up to £229.96 with Gocompare.com car insurance based on a comparison of at least 40 companies)Get Quotes >

Save 15% Online††
No claims discount up to 75%.

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5 Star car insurance from £222***
Uninsured driver promise. Courtesy car as long as your car is being repaired.
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Get Comprehensive Car Insurance Quotes Online.

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 * 10% of customers buying comprehensive car insurance with us from October 2014 to December 2014 paid this price or less for our standard cover (excluding optional extras). The price you will pay depends on individual circumstances, cover chosen and payment method. Our Defaqto 5 Star Rating gives you independent expert reassurance about the quality of cover we provide as well as options to tailor your cover. Discount depends on individual circumstances and does not apply to optional extras. Minimum price applies.