It is an undisputable fact that female drivers in the UK are involved in less serious accidents less frequently and are convicted for fewer dangerous driving offences. This has the knock on effect of lowering ladies car insurance premiums.

A recent ruling by the European Court of Justice is going to have profound changes on the UK car insurance industry. From 2012 insurance companies will not be allowed to compute premiums and offer differing car insurance quotes to men and women based on gender.

This will have the consequence of raising most ladies car insurance premiums and potentially costing female drivers under 25 around 25% more than what they pay now.

With these imminent changes in mind it has never been more important that those who are considering purchasing ladies car insurance take the time to shop around. By comparing car insurance quotes a person can find themselves a deal both suits their needs and their financial situation.

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  • FREE Courtesy Car
  • Handbag Cover up to £300
  • FREE 24 Hour Confidential Counselling
  • UK Only Call Centres
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  • Up to 65% No claims Discount
  • Optional drivers legal protection
  • Cover that matches your needs
  • Flexible cover options

Ladies car insurance policies can come with a range of extras including courtesy cars, free counselling and cover for the theft of handbags and other possessions from the insured vehicle.

Other providers offer large discounts and no claims bonuses which can help reduce costs in a big way. It is worth noting however, that these extras can drive up ladies car insurance premiums and end up costing more then they save.

There are several practical ways in which ladies car insurance premiums can be reduced. Purchasing the policy online can lead to further discounts due to the decreased cost to the insurance company while using a car less and paying more excess can reduce premium payments.

It can also be prudent to check whether you can get the same or better cover for your car for a lower price from other providers on a fairly regular basis. The car insurance comparison tables above are designed to help you do just that.


Click on the link below to get personalised quotes for car insurance for ladies:

Compare - Latest Car Insurance Deals
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5 Star car insurance from £185 – That’s all 10% paid for our standard cover* .
You could save up to 20% online - 36% of customers are expected to receive the maximum saving**

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Save up to £1072 on Car Insurance.

10% of consumers could achieve this saving. Based on Online independent research by Consumer Intelligence during 1st November 2017 to 30th November 2017. Underwritten by U K Insurance Limited

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Don’t get caught out when you break down. Churchill offers free breakdown service to new Motor customers
First year Breakdown service (roadside only), provided by Green Flag, new policies only. Breakdown chargeable at renewal. Underwritten by U K Insurance Limited. Terms & conditions apply

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Comprehensive cover available from just £152 a year***.
5 Star Rated Comprehensive Cover, you'll benefit from the following as standard: Uninsured driver cover, Vandalism cover, Guaranteed replacement car, Emergency any driver cover, Cover for driving in the European Union for an unlimited period.

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99% of customers would buy again from LV= - Reevoo

Benefits include UK call centres, 24/7 claims helpline, unlimited cover for factory fitted phone, audio and sat nav equipment, replacement child car seats, and European car insurance cover. Tailor the cover to suit you with optional extras, such as Motor Legal Expenses, Guaranteed Hire Car, increased Personal Accident cover and Breakdown cover.

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Save up to £230 on your car insurance (51% of consumers could achieve a saving of up to £229.96 with car insurance based on a comparison of at least 40 companies)Get Quotes >

Save 15% Online††
No claims discount up to 75%.

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With lots more cover now included as standard, AXA car insurance offers you extra reassurance on the road.
If your car’s hit by an uninsured driver, you’ll keep your no claims discount and get back your excess with AXA’s uninsured driver promise* – only with our comprehensive car insurance (*We will return any No Claims Discount and Excess if you are not to blame – you will need to provide the make, model and reg number of the other car. T&Cs apply.)
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Get Comprehensive Car Insurance Quotes Online.

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 * 10% of customers buying comprehensive car insurance with us from October 2014 to December 2014 paid this price or less for our standard cover (excluding optional extras). The price you will pay depends on individual circumstances, cover chosen and payment method. Our Defaqto 5 Star Rating gives you independent expert reassurance about the quality of cover we provide as well as options to tailor your cover. Discount depends on individual circumstances and does not apply to optional extras. Minimum price applies.