Landlord Boiler Insurance

Landlord Boiler Insurance Deals

Boiler insurance has become an increasingly sought after insurance product with a lot of major insurers offering cover. Most of these policies are not suited to tenanted properties, but more and more companies are offering landlord boiler insurance.
It will require a bit more of prolonged and detailed search to find a number of companies who will offer landlord insurance quotes for boiler cover.

Problems with the boiler can become expensive quite quickly and are usually classed as being within the remit of emergency damage. An emergency here is defined roughly as an unexpected yet damaging event that is outside the cover provided by standard landlord’s insurance.

Here is a list of things it will be useful to consider before settling on a landlord boiler insurance policy:

Firstly, you will need to decide whether or not you would like to insure just the boiler or the entire central heating system. It is important to check with each provider whether the central heating system is included within a buildings insurance policy or is excluded.

Secondly, you will need to think about the level of cover that you need. Some landlord boiler insurance policies will allow unlimited payouts and callouts, will others will only insure up to a certain amount and place a limit on the amount of call outs.  Some insurers will also offer a 24 hour emergency helpline as well.

The third thing to consider is whether the landlord insurance quotes being offered to you are model specific or apply to all kinds of boilers. Most policies will require that boilers be below a certain age threshold.

Lastly you should always inquire as to what the provider’s policy on no claims bonuses is. Many insurers will have a policy of not accepting any claims for a period of time just after signing up.