There is a choice of cover when it comes to landlord insurance for student letting:
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Buildings insurance - will typically cover the cost of repairing any physical damage to the property
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Contents insurance - will cover the cost of theft or damage to the interior and contents of the property
In other circumstances, property owners may also wish to include optional extras as part of their landlord insurance policy, for complete peace of mind. These can include:
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Rent guarantee insurance - designed to cover any loss of rent which may be caused, perhaps due to a dispute with a tenant or if the property becomes uninhabitable due to reasons outside your control, such as fire or weather damage.
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Landlord Liability Insurance - intended to cover the cost of any accident or injury claims that may be made against the property owner.
It should be remembered however that although this extra cover may be highly useful for student letting, more comprehensive cover will usually always result in higher landlord insurance quotes. For any landlord, finding the right landlord insurance for student letting is important to protect your investment. It is always recommended to shop around as much as possible in order to find the best and most competitively priced deal.