Leed Building Society Fixed Rate Bonds

Compare Leeds BS Savings With The Market

ProviderAccountInterest RateTermApply

2.07%

per annum

£1,000More Info >
Earn 2.07% gross/AER fixed for 60 months. £1,000 minimum deposit. Interest paid on maturity. No withdrawals permitted. FSCS Protected

1.93%

per annum

£1,000More Info >
Earn 1.93% gross/AER fixed for 48 months. £1,000 minimum deposit. Interest paid on maturity. No withdrawals permitted. FSCS Protected

1.91%

per annum

£1,000More Info >
Earn 1.91% gross/AER fixed for 36 months. £1,000 minimum deposit. Interest paid on maturity. No withdrawals permitted. FSCS Protected

1.76%

per annum

£1,000More Info >
Earn 1.76% gross/AER fixed for 30 months. £1,000 minimum deposit. Interest paid on maturity. No withdrawals permitted. FSCS Protected

1.71%

per annum

£1,000More Info >
Earn 1.71% fixed interest. 24 month term. Minimum deposit £1,000. Interest paid on maturity. No withdrawals permitted. FSCS Protected
1.50%Current Account
Instant Access
More Info >
Monthly Interest of 1.50% AER (variable) payable on your entire balance up to £20,000 (3.0% AER until 1st November 2016). Monthly Cashback on selected household bills. Must pay in £500 into the account each month.

1.43%

per annum

£1,000More Info >
Earn 1.43% gross/AER fixed for 15 months. £1,000 minimum deposit. Interest paid on maturity. No withdrawals permitted. FSCS Protected

1.42%

per annum

£1,000More Info >
Earn 1.42 gross/AER fixed for 12 months. £1,000 minimum deposit. Interest paid on maturity. No withdrawals permitted. FSCS Protected

1.25%

per annum

3 YearMore Info >
1.25% gross/AER fixed for 3 years. £1,000 minimum opening balance. Withdraw cash early if you need to (subject to loss of interest).

1.20%

per annum

2 YearMore Info >
1.20% gross/AER fixed for 2 years. £1,000 minimum opening balance. Withdraw cash early if you need to (subject to loss of interest).
1.10%Instant AccessMore Info >
MARKET LEADING: Earn 1.10% gross/AER Instant Access. No notice periods. Unlimited payments and withdrawals. Pay in from £100. RCI Bank are protected up to a total of €100,000 by the FGDR, the French deposit protection scheme. Manage account online.
1.13%1 YearMore Info >
1.13% gross/AER fixed for 1 year. £500 minimum opening balance. Withdraw cash early if you need to (subject to loss of interest).
0.96%Easy AccessMore Info >
Earn 0.96% tax free/AER variable. Open with £100. Unlimited free withdrawals. Transfer in ISAs held elsewhere - no limit
0.75%Current Account
Instant Access
More Info >
Innovative new banking service powered by Clydesdale and Yorkshire Banks. Get your current account and instant access savings account working together. Earn 0.75% AER on ALL instant access savings balances, and 0.25% AER on current account balances up to £2,000 (From 2nd May 2017, 0.50% AER variable on £1+ will apply). No monthly account fee
0.75%Easy AccessMore Info >
0.75% gross/AER on balances from £1,000 to £1 million. Guaranteed to be at least 0.50% above Base Rate** until 31st December 2017. Unlimited withdrawals without restriction or loss of interest.
Latest ISA Deals
ProviderAccountISA TransfersProtection schemeFund choiceInvest From:More info
yes

FSCS

2,500+ funds

£10 per month

or £50 single

More Info >

Why we like it: The Standard Life Junior ISA from £10 pm. Tax efficient investing to help pay from anything from university fees to a first car.

Important information: Investment ISAs are tax-efficient wrappers for long term investments. Capital’s at risk. Charges may apply.  Tax rules may change in the future and whether particular tax rules benefit you, will depend on your individual circumstances. ISA transfer charges may apply, please check with your provider.
Peer to Peer Fixed Term ISA - Earn high tax free interest
ProviderAccountTarget ReturnTermMore Info

up to 8.70%

per annum

1 to 5 YearsMore Info >
  • Earn estimated 8.70% APR*
  • 1 - 5 year term
  • Available for ISA, ISA transfer & direct investment
  • Minimum investment £10
  • Manage your account online
  • Capital is at risk and returns may be higher or lower
  • Must be aged 18 or older
  • Peer to peer lending is not covered by the FSCS

6.00%

target rate p.a.

No Fixed TermMore Info >
  • Innovative Finance ISAs (IFISA) are the new way to invest tax-free. Just like Cash and Stocks & Shares ISAs, you can invest up to £15,240 each tax year, and you don’t need to pay any personal taxes on your earnings
  • Lending Crowd will automatically diversify your funds across at least 20 loans through their Loan Market, with no more than 5% of your funds invested in any one loan. All repayments will be automatically reinvested.
  • Target return - 6% a year
  • No income tax or capital gains tax to pay on your profits
  • No fixed term, hold for as long as you wish
  • Also accepts ISA transfers from previous year's ISA's 
  • Minimum investment £1,000, Maximum £20,000
  • The target rate is variable, net of ongoing management fees, estimated bad debt and before the 1% withdrawal fee
  • Capital is at risk
  • Must be aged 18 or older
  • Peer to peer lending is not covered by the FSCS

3.75%

annualised p.a.

Up to 5 YearsMore Info >
  • The Property‐Backed ISA is the latest in Landbay's peer‐to‐peer investments following the introduction of the Innovative Finance ISA from HM Treasury in 2016. A Landbay ISA investment is the same as a Classic investment with a tax‐free wrapper
  • Earn estimated 3.75% APR*
  • Up to 5 year term
  • Also accepts ISA transfers from previous year's ISA's 
  • Minimum investment £5000, Maximum £20,000
  • No ongoing fees or investment fees
  • Investments are automatically diversified across multiple buy-to-let mortgages
  • Sell your investment on the secondary market at any time, subject to Landbay's ability to reallocate your invested loan parts
  • Landbay's Reserve Fund exists in case a borrower misses a payment or defaults. To date they've had none
  • Capital is at risk and returns may be higher or lower
  • Must be aged 18 or older
  • Peer to peer lending is not covered by the FSCS

Peer-to-peer lending can offer potentially attractive returns. There is a risk you may lose some or all of your initial investment as it is not protected by the Financial Services Compensation Scheme, although many lenders offer their own compensation schemes.

*Returns may be higher or lower

Alternative Saving Ideas - Earn high interest on your savings
Provider

Account

Type

Minimum

Deposit

Interest

Rate
 
£10

1.85%

per annum

More Info >
  • Earn 1.85% per annum (paid at maturity)
  • 24 month term
  • Asset backed loans
  • Manage your account online
  • Must be aged 18 or older
  • Peer to peer lending is not covered by the FSCS
£10

1.75%

per annum

More Info >
  • Earn 1.75% paid on maturity.
  • 12 month term
  • Peer to peer lending account
  • Manage your account online
  • Must be aged 18 or older
  • Peer to peer lending is not covered by the FSCS

Peer to Peer Lending is not covered by the FSCS
Fixed Rate Bond Selection
ProviderAccountInterest RateTermApply

2.07%

per annum

£1,000More Info >
  • Earn 2.07% AER fixed for 60 months
  • Minimum opening balance of £1,000; maximum balance £100,000.
  • Interest paid on maturity
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • Available as a sole account only
  • No withdrawals permitted.

1.93%

per annum

£1,000More Info >
  • Earn 1.93% AER fixed for 48 months
  • Minimum opening balance of £1,000; maximum balance £100,000.
  • Interest paid on maturity
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • Available as a sole account only
  • No withdrawals permitted.

1.91%

per annum

£1,000More Info >
  • Earn 1.91% AER fixed for 36 months
  • Minimum opening balance of £1,000; maximum balance £100,000.
  • Interest paid on maturity
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • Available as a sole account only
  • No withdrawals permitted.

If you are looking to save for the future and are comfortable with locking your money away for a predefined period of time then a fixed rate savings bond from Leeds Building Society might be the answer. However before you decide it may be wise to shop around the different plans available to you as there are many bonds available on the market. You can use the below comparison tables to see what different providers might be able to offer you.


 Leeds Building Society fixed rate bonds feature: 

  • Available in terms from 1 to 5 years
  • Each term is available with either monthly or annual interest
  • Minimum operating amount £100
  • Maximum balance of £1million for single accounts and £2million for joint accounts

 

It may be a good idea that you compare Leeds Building Society’s fixed rate bonds with those available from different providers before deciding which might be the best for you. The comparison tables on this page will help you compare features of Leeds Building Society fixed rate bonds with some more of the best fixed rate bond deals on the market.

 

Alternative savings plans

As opening a bond involves you losing access to your money for a period of time once you make the deposit, before you do so a long with trying to make sure you have found the best fixed term bond available to you, you may also want to look into alternatives to see if there is a different kind of plan that you prefer.


  • Tracker Bonds – This is another kind of bond however the interest rate you receive over its course can vary, this is because the interest rate paid to you is linked to the Base Rate set by the Bank of England which it ‘tracks’ therefore if the Bank of England makes a change to their interest rate the rate you receive on your bond will change to reflect this. This means you may get a better or worse rate over the bond’s term.

 

  • Structured Deposits –   Structured Deposits – Like a bond a structured deposit requires you to lock up your funds for a period of time. This type of plan is normally tied to an index such as the FTSE 100. If over the plan the index or indices perform in a certain way you will receive your original investment back plus an interest payment typically larger than those offered by bonds or savings accounts. However if it does not perform in the way the bond stated at the start of the plan you will receive just your investment back but will no gains on it, so it is a risk that needs to be carefully considered beforehand.

 

  • Savings Account – You may also wish to consider an instant access savings account, although they tend to offer lower interest rates than bonds, they do normally allow you to have instant access to make a withdrawal from the account whenever you want, should you need to.