The Fixed Plan – gives you the certainty of having the benefit of a fixed cash sum paid out when you die. The premiums are guaranteed to never go up once your plan starts. Inflation may, over time, reduce the value of the benefit of your plan.
The Increasing Plan – gives you the benefit of a cash sum paid out when you die, which increases in line with the cost of living as measured by the Retail Prices Index (RPI). Benefits and premiums will be reviewed each year.
The Funeral Plan – for those who want to ensure that the costs of their funeral are covered. The benefit of the Funeral Plan is that when you die the costs of a traditional cremation funeral (or a contribution towards the costs of a burial) are paid directly to Dignity, who will arrange the funeral through their network of funeral directors. This plan benefit and premium will also increase in the same way as the Increasing Plan.
Legal & General life insurance plans have no cash-in value at any time and depending on how long you live you may pay in more than they will pay out in benefit for your plan.
Apply online for Legal & General over 50s life insurance by clicking on the link at the top of the page.
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