Legal & General Structured Investment Products
Structured investment products from Legal & General...
Legal & General offers a range of structured investment products as part of its wider investment range covering everything from pensions to ISAs.
If you think a structured investment product might be right for you, see below to compare some of the leading structured investment products on the market at the moment:
| FTSE 100 Enhanced Kick Out Plan Investec Version |  | £20,000 | |
| 5 year structured investment plan benefiting from an early maturity feature. The plan offers the potential to return 12% for every year that the plan has been in force, if it matures early |
| FTSE Bonus Growth Plan | | £3,000 | |
| 6 year structured investment plan offering the potential to mature after 1,2,3,4 or 5 years with a growth of 11.25% times the number years the plan was held. |
| RBS UK Growth Early Kick Out Plan | | £20,000 | |
| 5 year structured investment plan benefiting from an early maturity feature. The plan offers the potential to return 11% for every year that the plan has been in force, if it matures early. |
| FTSE 100 Enhanced Kick Out Plan RBS Version | | £1,500 | |
| Structured investment plan benefiting from an early maturity feature. The plan offers the potential to return 10.25% for every year that the plan has been in force, if it matures early. |
| Defined Returns Annual (Kick-Out) Plan | | £20,000 | |
| A 6 year structured investment plan benefiting from an early maturity feature. The plan offers two options, one of which offers the potential to return 9.10% for every year the plan has been in force, if the plan matures early. |
| FTSE 100 Kick Out Deposit Plan | | £1,500 | |
| Structured deposit plan with two options offering returns of up to 5.25% or 6% per year. Potential to kick out after 2,3,4 or 5,years depending on the option. |
| FTSE 100 5 Year Deposit Plan | | £1,500 | |
| This 5 year capital protected deposit plan offers a maximum return of 32.5% at maturity. |
| FTSE 100 3 Year Deposit Plan | | £1,500 | |
| This capital protected deposit plan offers a maximum return of 15% at maturity. |
| FTSE 100 Accelerated Growth Plan | | £20,000 | |
| 5 year structured investment plan that returns two times any growth in the FTSE 100 index over the investment term. |
| FTSE 100 Growth Plan | | £20,000 | |
| 5 year capital protected structured investment plan, with the potential to return 100% of any growth in the FTSE 100 over the 5 year term. |
| Target Growth Plan | | £20,000 | |
| 5 year structured investment plan with a potential fixed return of 47.5%. |
| UK Growth Multiplier | | £3,000 | |
| A 6 year structured investment plan which aims to provide up to 4 times any growth in the FTSE 100 up to a maximum of 100%. |
| Capital Protected Double Asset Bond |  | £3,000 | |
| 1/3 invested in a 5% 1 Year Fixed Rate Bond. 2/3 invested into a FTSE 100 Index Linked Bond which returns 100% of any positive growth up to a maximum return of 50%. |
| FTSE 100 Geared Returns Plan | | £20,000 | |
| 5 year structured investment plan with the potential to receive a defined return of 75%. |
Disclaimer (Please Read)
General risk warnings
- The list of funds/investments provided above should not be seen in any way as being a recommendation. No advice has been given and you should be aware that any investment which takes place will be transacted on a “non-advised sale” basis.
- Full details of the investments will be provided in the documentation/brochure sent to you and it is up to you to ensure that you fully understand the nature of the investment before proceeding. If you are at all unsure of the suitability of the type of investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.
Specific ISA warnings
- The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.
- Dividend income from a stocks and shares ISA will, under current legislation, be free of further liability to UK income tax whether this is paid out or automatically reinvested.
Hide Disclaimer
If you want an investment product that incorporates elements of capital protection with the potential for stock market linked returns, then structured investment products could be right for you.
Structured investment products may also be right for you if:
- You can afford to keep your capital locked away for between one and five years
- You want to make the most of your ISA and SIPP allowances
- You want a fixed term investment
However, structured investment products may not be right for you if:
- You think you may need instant access to your capital
- You do not want the risk of stock market linked products
- You want a guaranteed rate of return
See the product table above to help you make your mind up about structured investment products and whether they are right for you.
The safety of your original capital depends on the ability of the counterparty (the institution providing the underlying assets, rather than the product provider) to repay your investment at the end of the term. You can assess the strength of a counterparty, and therefore the relative risk to your investment, by comparing their credit rating score, from AAA to D, using a credit rating agency such as Standard & Poor's (www.standardandpoors.com) or Fitch (www.fitchratings.com).
Please remember the value of your investments and the income from them can go down as well as up. You may not get back the full amount you have invested. If you're in any doubt you should consult an appropriate Financial Adviser.
Fair Investment Company is authorised and regulated by the Financial Services Authority (FSA).