Letter For Bank Charges

Get Your Money Back

Many people are now sending a letter for bank charges which have been deemed unlawful by the Office of Fair Trading, claiming them back on these grounds. This is because they exceed the real costs to the bank for such things as bounced cheques, and unauthorised overdrafts. In order to claim the money back, there are several things you can do; either enlist the help of a specialist company which will do all the work for you, or send a letter for bank charges claims, requesting that the fees be reimbursed to you. The letter for bank charges claims should include:

Your account number
A request for the unlawful fees to be repaid to you
The sum you are claiming back, the interest, and the total amount

If your letter for bank charges reclaiming gets no response or your bank refuses to pay, write again informing them that you intend to take the case to the small claims court. It can be easier to use an intermediary company, as they offer advice, legal representation and have agreements with the banks which can fast-track your case and also sometimes increase your chances of being reimbursed.

We can put you in touch with Claims Financial, a company that specialises in reclaiming unfair bank charges, providing: