Finding the right life insurance after breast cancer can be a substantially harder process then it normally would be. The reason for this is that someone who is seeking life insurance after breast cancer will generally be considered to be a high risk individual by the insurance company.
If you have suffered breast cancer in the past insurance companies will base their underwriting assessments upon both the length and severity of your illness and will make inquiries with your doctor or other medical professionals regarding your condition and treatment. There is also the possibility that you will be asked to a medical examination.
Someone seeking life insurance after breast cancer should be aware of the fact that most companies will not provide life insurance for a number of years after the successful completion of treatment, as the risk of the condition returning drops substantially after that time.
Anyone who is considering life insurance after breast cancer should also make a special point to read the sections on insurance in the Equality Act 2010, which amended the previous Disability Discrimination Act.
It is important to read the small print when comparing life insurance quotes to make sure the policy is suited to your individual situation.
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