There are layers of classification of dangerous sports for life insurance purposes, however, with a distinction being drawn between more conventional sports and extreme sports, such as:
- BASE jumping
- Rock climbing and mountaineering
- Diving, especially deep sea and cave diving
- Big wave surfing
For purveyors of these dangerous sports, life insurance premiums will probably be higher. However, the same can apply to people who take part in what are considered to be more traditional sports, which insurers deem to be higher risk, including:
Insurance companies may consider individuals who regularly participate in these sports to be high risk.
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