Life insurance for type 2 diabetes can be a little more difficult to arrange. Many believe that if they suffer from diabetes that they will not be entitled to life insurance cover. However, this is not always the case.
Make sure that you have given all the details of your diabetes to the insurer when you apply for life insurance and that your answers are honest and precise. When you submit your application it will be checked thoroughly by an underwriter. The underwriter will make the final decision as to whether or not you will be accepted for cover.
An application for life insurance for type 2 diabetes, is sometimes accepted if the condition is not that serious and the illness is well controlled. Although, you should expect that the premiums will be more expensive and will vary depending on age, gender, medical history and whether you smoke and drink alcohol.
If the situation arises where you develop type 2 diabetes and you already have life insurance, you policy should not be affected in any way. There are many insurance companies that offer quotes for life insurance for type 2 diabetes sufferers.
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