Lifetime Mortgages

Lifetime MortgagesLifetime Mortgages

With a Lifetime Mortgage you can boost your retirement income using the equity in your home.

Although the mortgage is secured on your property, there are no monthly payments to make and it is designed to help you remain in your home for as long as you wish.

Lifetime Mortgages allows you to benefit from the financial investment you’ve made in your house with no worries of having to give it up.

There are a range of lifetime mortgage plans available. The amount you can borrow will depend upon your age and the value of your property. Age limits and minimum property values apply. You should seek advice to ensure that a lifetime mortgage is right for you - Lifetime Mortgage Advice

To understand the features and risks of a lifetime mortgage, ask for a personalised illustration.

The options available will depend on your age and personal circumstances. Minimum age and property values apply. A lifetime mortgage is a loan that is secured on your home. The loan and interest are normally repaid from the sale of your property when you die or if you need to go into long term care. With a home reversion plan, you sell all or part of your home in return for cash. However, you do not get the full market value for doing so.

Initial RateTypePeriod ToProviderThe Overall Cost For Comparison APRLTV 
5.29% Offset First Direct 6.20% 80% More
5.29% FixedMay 2010First Direct 6.20% 80% More
5.34% StandardMay 2033First Direct 5.50% 90% More
5.35% DiscountMay 2011Vernon 7.30% 80% More
5.39% Offset First Direct 6.20% 80% More
5.39% AdverseApr 2010Chelsea Building Society 7.30% 75% More
5.39% FixedMay 2013First Direct 6.20% 80% More
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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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For Quotes & Advice on lifetime mortgages complete our lifetime mortgage enquiry form.  

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