Lloyds offers a range of mortgage deals for first time buyers, existing customer and people who are looking to remortgage. Use the FREE online mortgage calculator below to compare Lloyds Bank mortgage deals with over 5,000 other leading offers.
Lloyds Bank offers a variety of mortgage types, including:
Fixed rate mortgages – With this type of mortgage, your interest will stay the same each month until a set date, regardless of what happens to interest rates. Many lenders offer fixed rates for two, three or five years. The benefit of a fixed-rate mortgage is that it helps you to budget more easily, because your interest rate will stay the same for the length of the deal. However, there will almost always be early repayment charges if you switch away from the mortgage before the fixed rate period ends.
Tracker mortgages – With this type of mortgage, the interest rate tracks a rate that is outside the control of the lender, such as the Bank of England bank rate (also known as the base rate). Every time that rate goes up or down, so does the interest rate on your mortgage. Naturally, you will be better off whenever the interest rate drops and your monthly payments will be less. But you should make sure your budget will allow you to make higher monthly payments if interest rates go up. There will sometimes be early repayment charges if you switch away from the mortgage before the tracker deal period ends.
See the mortgage comparison tool below to get the latest Lloyds mortgage deals - simply fill in our quick enquiry form and see mortgage deals tailored to your circumstances.