Lloyds Interest Rates

Apply for a Lloyds savings account...


Lloyds interest rates vary depending on the kind of Lloyds account that you are looking at investing in and on the current base rate of interest set by the Bank of England. When looking at Lloyds interest rates, be sure consider the following:

  • Lloyds interest rates are applied to your money from the day a cheque is paid in to your account, to the day it leaves. So you can start earning interest as soon as you get a cheque and keep earning on money that you have paid out during the time it takes for that money to get to where it needs to be.
  • Fixed rate accounts may have appealing and high interest rates, which will remain constant over a fixed term, after which they will revert to a tracker rate.
  • Tracker rate accounts change in accordance with the base interest rate’s fluctuations, so that you benefit from interest rate rises.

See the table below for the latest offering from Lloyds and click on the links for more information on the Lloyds TSB international savings account:

ProviderAccountInterest Rate (AER)TermApply
1.10%Instant AccessMore Info >
MARKET LEADING: Earn 1.10% gross/AER Instant Access. No notice periods. Unlimited payments and withdrawals. Pay in from £100. RCI Bank are protected up to a total of €100,000 by the FGDR, the French deposit protection scheme. Manage account online.
0.75%Easy AccessMore Info >
0.75% gross/AER on balances from £1,000 to £1 million. Guaranteed to be at least 0.50% above Base Rate** until 31st December 2017. Unlimited withdrawals without restriction or loss of interest.
0.75%Current Account
Instant Access
More Info >
Innovative new banking service powered by Clydesdale and Yorkshire Banks. Get your current account and instant access savings account working together. Earn 0.75% AER on ALL instant access savings balances, and 0.25% AER on current account balances up to £2,000 (From 2nd May 2017, 0.50% AER variable on £1+ will apply). No monthly account fee
0.75%Easy AccessMore Info >
Earn 0.75% tax free/AER variable. Open with £100. Unlimited free withdrawals. Transfer in ISAs held elsewhere - no limit
up to 0.05%Instant accessMore Info >
0.05% AER Gross (variable) for balances over £50,000 (0.01% AER Gross variable for balances under £50,000). Open with £1. Interest paid monthly. No penalties and no withdrawal charges. Manage your account online, in branch or by phone. Over 16s only
0.01%Instant accessMore Info >
0.01% AER Gross (variable). Open with £1. Interest paid monthly. No penalties and no withdrawal charges. Manage your account online, in branch or by phone. Over 16s only

Gross is the interest you will receive before tax is deducted.

AER stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.