Latest Savings Commentary

Income is king

Oliver Roylance-Smith / 15 May 2012

Investing for income is always a popular investment theme, never more so than in recent months with income solutions ruling the roost over the ISA season for both the cash ISAs and investment ISAs. ... Read more

7% potential annual income, capital protected

Oliver Roylance-Smith / 10 May 2012

"The latest Fair Investment Income Deposit Plan offers capital protection plus the potential to earn 7% for each year the FTSE 100 remains between 4,500 and 7,000 points (yesterday’s clos... Read more

The savings dilemma and the rise of alternatives

Oliver Roylance-Smith / 01 May 2012

The economic landscape continues to create a real dilemma for savings and put a spotlight on the fixed rate bond. With yields on these lowering amid continued pressures on getting the most out of yo... Read more

Lloyds TSB Current Accounts

Lloyds Current Account Deals

Lloyds TSB offers a range of current accounts. The Lloyds Classic Current Account has the following features:
  • Free banking if you stay in credit
  • In-credit interest of up to 3%
  • Online and mobile banking 24/7
  • No overdraft fees if you are overdrawn by £10 or less; if you do go over this you have a grace period in which to credit your account
  • Easy switching service

Apply online for a Lloyds TSB current account below, or use the following comparison table to compare other deals.

Lloyds TSB Classic Current Account
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*Some current accounts require customers to pay in a minimum amount each month.

**See Terms and Conditions

Lloyds TSB’s Added Value accounts all cost a monthly fee.  For this fee, they offer the following benefits (at varying levels, depending on the account): 

  • Travel insurance
  • AA Breakdown cover
  • Mobile phone insurance
  • Access to interest-free planned overdrafts.


Make sure you read the small print before you switch to a new current account provider.
 AccountInterest (AER)Overdraft RateFunding Required*Fee pmFeaturesApply
Up to 3%0.0%£500 pm£2Earn cashback on household bills. 3% AER on balances over £3000 More Info >
0.00%Daily fees on agreed overdrafts£0.00Nil£5 cashback every month you deposit £1,000. More Info >
0.0%19.30%£0.00 NilTelephone and Online Banking - Simply, free and easy to useMore Info >
0.0%18.30%£300.00£5pmBenefits include mobile phone insurance, cardholder protection and much more for £6.50 per month.More Info >
0.0%18.30%£300.00£15Benefits include Travel Insurance, mobile phone insurance, breakdown cover and much more for £15 per month.More Info >
0.0%19.90 %£500NilOverdraft, award-winning online banking, access to 4% savings accountMore Info >
0%19.89%£0.00NilA flexible current account for day-to-day banking. Overdraft (subject to eligibility) - extra breathing space for your finances. Over 18s only. More Info >
0.0%19.49%£100.00 £12.95For the third year running, the independent financial research company Defaqto gave Advantage Gold their 5 Star rating for product features, benefits and charges (February 2011).More Info >
£0.0019.24%£100.00£12.95Mobile phone insurance - includes iPhones; Green Flag car breakdown cover - even on your driveway; Annual world wide travel insurance - includes winter sports.More Info >
0%19.89%£0.00NilA flexible current account for day-to-day banking. Overdraft (subject to eligibility) - extra breathing space for your finances. Over 18s only. More Info >
0%18.9%£700 per monthNilPreferential rates on savings and loans. Free European travel insurance, discounts on home insurance. No monthly fee. (Pay in a minimum of £750 per month to get the benefits.)More Info >

*Some current accounts require customers to pay in a minimum amount each month.

**See Terms and Conditions

Current Accounts

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