Lloyds Fixed Rate Bonds

Compare fixed rate bonds…

If you want guaranteed returns on your savings, and don't mind locking them away for a certain period of time in return for higher rewards, then a fixed rate bond, such as Lloyds fixed rate bonds, might be right for you. We don't have any Lloyds fixed rate bonds on offer at the moment, but you can compare a range of other leading fixed rate bonds with our free service, which makes it easy to compare short, medium, and long term deals side by side and find one that suits your needs:

Fixed Rate Bond Selection
ProviderAccountInterest Rate (AER)TermApply
2.85% to 3.85%5 yearApply Now >
Earn 2.85% AER fixed for first 2 years then 3.85% for next 3 years. No withdrawals during the term. Minimum deposit £25,000.
3.25%5 YearsApply Now >
Earn 3.25% gross/AER fixed for 5 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest.
3.10%5 YearApply Now >
Earn 3.10% AER fixed for 5 years. No withdrawals during the term. Minimum deposit £1,000.
2.91%4 YearsApply Now >
Earn 2.91% gross/AER fixed for 5 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest.
2.90%4 YearApply Now >
Earn 2.90% AER fixed for 4 years. No withdrawals during the term. Minimum deposit £1,000.
2.70%3 YearApply Now >
Earn 7.20% AER fixed for 3 years. No withdrawals during the term. Minimum deposit £1,000.
2.65%3 YearApply Now >
Earn 2.65% AER fixed for 3 year. No withdrawals during the term. Minimum deposit £25,000.
2.60%
minimum
3 YearApply Now >
Earn 2.60% AER minimum for 3 years. This account pays 1.00% above the Bank of England Base Rate (variable). So if the Bank of England Base Rate goes up beyond 1.60%, you will earn the Bank of England Base Rate plus 1.00%.No withdrawals during the term. Minimum deposit £25,000.
2.50%3 yearsApply Now >
Minimum deposit £1000. Available to individuals and joint applicants. No withdrawals. Apply online.
2.30%2 YearApply Now >
Earn 2.30% AER fixed for 2 year. No withdrawals during the term. Minimum deposit £25,000.
1.95%1 YearApply Now >
Earn 1.95% AER fixed for 1 year. No withdrawals during the term. Minimum deposit £25,000.
1.80%2 YearApply Now >
Earn 1.80% AER fixed for 2 years. No withdrawals during the term. Minimum deposit £1,000.
1.65%1 YearApply Now >
1.65% AER Gross
1.60%1 YearApply Now >
Earn 1.60% AER fixed for 1 year. No withdrawals during the term. Minimum deposit £1,000.
1%18 MonthsApply Now >
18 Month Fixed Rate - 1% AER. Open to new and existing customers. Click to learn more.
0.75%9 MonthsApply Now >
9 Month Fixed Rate - 0.75% AER. Open to new and existing customers.
Medium Term Fixed Rate Bonds (3-4 years)
ProviderAccountInterest Rate (AER)TermApply
2.50%3 YearsApply Now >
Earn 2.50% gross/AER fixed for 3 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available
1.75%3 YearsApply Now >
Interest paid annually at 1.75% (gross), quarterly at 1.74% (gross), or monthly at 1.74% (gross). Minimum Deposit £10,000.
Long Term Fixed Rate Bonds (4+ years)
ProviderAccountInterest Rate (AER)TermApply
3.25%5 YearsApply Now >
Earn 3.25% gross/AER fixed for 5 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest.
Alternatives to Fixed Rate Bonds
ProviderPlanDeposit TakerPotential ReturnTermMore Info
Kick Out DepositInvestec Bank plc5.25%
per annum
Up to
6 years
More Info >
Capital protected deposit plan with the potential to mature after years 3, 4, 5 and 6. If the plan matures early it will return 5.25% times the number of years the plan has been in force. Also available for Cash NISA and NISA transfer.
Deposit Kick OutLloyds Bank plc7.5%
per annum
Up to 6 yearsMore Info >
A maximum 6 year structured deposit plan with the potential to mature early, paying 7.5% for every year the plan is in place. Also available for Cash ISA and ISA transfer.
Target Income Deposit PlanInvestec Bank plc4.5%
per annum
6 yearsMore Info >
6 year structured deposit plan paying a potential annual income of 4.5%. Also available as a cash NISA and NISA transfer.

These are structured deposit plans and are capital protected. There is a risk that the company backing the plans or any company associated with the plans may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) , depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plans are not held for the full term.

If you are at all unsure of the suitability of these types of investments, both in respect of their objectives and risk profiles, you should seek independent financial advice.

Lloyds fixed rate bonds may offer a number of benefits, such as:

  • Fixed interest rates for a fixed term
  • Guaranteed returns on your investment
  • A choice of term, from 6 months, 1, 2 or 3 year fixed terms
  • Monthly or annual interest, depending on your needs

With fixed rate bonds, no additional deposits or withdrawals are allowed, so it is important to ensure you don’t have any plans for the money for the term of a Lloyds fixed rate bond or any other fixed rate bond you choose.

Alternatively, for more information on the Lloyds International savings account, see the savings accounts section to compare any Lloyds accounts which are available against other leading savings deals.