Lloyds Fixed Rate Bonds

Compare Lloyds fixed rate bonds

If you want guaranteed returns on your savings, and don't mind locking them away for a certain period of time in return for higher rewards, then a fixed rate bond, such as Lloyds fixed rate bonds, might be right for you. We don't have any Lloyds fixed rate bonds on offer at the moment, but you can compare a range of other leading fixed rate bonds with our free service, which makes it easy to compare short, medium, and long term deals side by side and find one that suits your needs:

Fixed Rate Bond Selection
ProviderAccountInterest RateTermApply


per annum

£10,000More Info >
Earn 2.50% fixed interest - 5 year term - Minimum deposit £10,000 - No withdrawals permitted. FSCS Protected


per annum

£1,000More Info >
Earn 2.00% fixed interest - 5 year term - Minimum deposit £1,000 - No withdrawals permitted. FSCS Protected


per annum

£1,000More Info >
Earn 1.40% fixed interest - 3 year term - Minimum deposit £1,000 - No withdrawals permitted - FSCS Protected


per annum

£1,000More Info >
Earn 1.30% fixed interest - 2 year term - Minimum deposit £1,000 - No withdrawals permitted - FSCS Protected


per annum

£1,000More Info >
Earn 1.20% fixed interest - 1 year term - Minimum deposit £1,000 - No withdrawals permitted - FSCS Protected
Medium Term Fixed Rate Bonds (3-4 years)
ProviderAccountInterest RateTermApply


per annum

£10,000Apply Now >
Earn 1.15% fixed interest - 3 year term - Minimum deposit £10,000 - No withdrawals permitted - FSCS Protected
Long Term Fixed Rate Bonds (4+ years)
Sorry, your search has returned no results.
Alternatives to Fixed Rate Bonds
ProviderPlanDeposit TakerPotential ReturnTermMore Info
Kick Out Deposit PlanInvestec Bank plc


per annum

Up to
6 years
More Info >
Capital protected deposit plan with the potential to mature after years 3, 4, 5 and 6. If the plan matures early it will return 4% times the number of years the plan has been in force. Also available for Cash ISA and ISA transfer.

These are structured deposit plans and are capital protected. There is a risk that the company backing the plans or any company associated with the plans may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) , depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plans are not held for the full term.

If you are at all unsure of the suitability of these types of investments, both in respect of their objectives and risk profiles, you should seek independent financial advice.

Lloyds fixed rate bonds feature

  • Fixed interest rates for a fixed term
  • Guaranteed returns on your investment
  • A choice of 1, 2 or 3 year fixed terms
  • Monthly or annual interest, depending on your needs
  • Minimum deposit of £2,000
  • Maximum deposit of £1million
  • Need to be at least 16 years old to open


With fixed rate bonds, no additional deposits or withdrawals are allowed, so it is important to ensure you don’t have any plans for the money for the term of a Lloyds fixed rate bond or any other fixed rate bond you choose. As by their nature a bond requires you to lock away your savings for a predefined period of time before taking one out you may also want to consider other savings methods.


Alternatives to fixed rate bonds

  • Tracker bonds – This is a different type of bond, where instead of the interest rate being consistent throughout its term it can vary. The interest rate you could receive may get better or worse depending on any changes made to the Base Rate by the Bank of England which the interest rate you receive tracks.


  • Structured Deposits – Structured Deposits – Structured deposits similarly to bonds do not allow you to make withdrawals once invested in. Structured deposits usually offer better potential interest returns than bonds, but your interest return is not guaranteed. Most structured deposits are linked to an Index or Indices, such as the FTSE 100. This means you will get your original deposit plus the interest return if the index performs in a certain way as set out in the plan, if the index does not perform in that way then you will only receive your original sum back. As this kind of plan means you risk getting no interest payment on it you should carefully consider if it is suitable for your needs beforehand.


  • Savings Account – If you are looking into how you can earn interest on your savings but still also maintain access to them should you ever need them then an instant access savings account may be the solution to you. Although they do normally offer lower interest rates than bonds or structured deposits, you will not normally incur any kind of penalty for making a withdrawal with this savings option