Lloyds Fixed Rate Bonds

Compare Lloyds fixed rate bonds

ProviderAccountInterest RateTermApply
5.00%Current Account
Instant Access
More Info >
5.00% interest for 12 months on balances up to £2,500 for the first year. You must pay in £1,000 or more each month to receive interest (excluding transfers from any Nationwide account held by you or anyone else). 12 month fee-free arranged overdraft available. No monthly fee. Must be aged 18 or older.
5.00%Current Account
Instant Access
More Info >
5.00% interest on balances up to £2,000 PLUS 5% cashback on first £100 of Contactless payments every month. Must pay in a minimum of £500 into the account each month. No monthly account fee.

2.01%

per annum

£500More Info >
Earn 2.01% fixed interest. 5 year term. Interest can be paid monthly or annually. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected

1.80%

per annum

£1,000More Info >
Earn 1.80% gross/AER fixed for 4 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest.

1.61%

per annum

£500More Info >
Earn 1.61% fixed interest. 3 year term. Interest can be paid monthly or annually. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected

1.53%

per annum

£500More Info >
Earn 1.53% fixed interest. 2 year term. Interest can be paid monthly or annually. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected
1.50%Current Account
Instant Access
More Info >
Monthly Interest of 1.50% AER (variable) payable on your entire balance up to £20,000 (3.0% AER until 1st November 2016). Monthly Cashback on selected household bills. Must pay in £500 into the account each month.

1.35%

per annum

£500More Info >
Earn 1.35% fixed interest. 1 year term. Interest can be paid monthly or at maturity. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected
1.00%Instant AccessMore Info >
MARKET LEADING: Earn 1.00% gross/AER Instant Access. No notice periods. Unlimited payments and withdrawals. Pay in from £100. RCI Bank are protected up to a total of €100,000 by the FGDR, the French deposit protection scheme. Manage account online.

0.95%

per annum

1 YearMore Info >
0.95% gross/AER fixed for 1 year. £1,000 minimum opening balance. Withdraw cash early if you need to (subject to loss of interest).
0.75%Current Account
Instant Access
More Info >
Innovative new banking service powered by Clydesdale and Yorkshire Banks. Get your current account and instant access savings account working together. Earn 0.75% AER on ALL instant access savings balances, and 0.25% AER on current account balances up to £2,000. No monthly account fee
0.75%Easy AccessMore Info >
Earn 0.75% tax free/AER variable. Open with £100. Unlimited free withdrawals. Transfer in ISAs held elsewhere - no limit
0.75%Easy AccessMore Info >
0.75% gross/AER on balances from £1,000 to £1 million. Guaranteed to be at least 0.50% above Base Rate** until 31st December 2017. Unlimited withdrawals without restriction or loss of interest.
Latest Current Account Deals
 AccountInterest (AER)Overdraft RateFunding Required*Fee pmFeaturesApply
5.0%*0% for 12 months£1,000 per monthN/A5.0% IN-CREDIT INTEREST on balances up to £2,500 for the first year.More Info >
5% AER**£25 interest and fee free overdraft plus £10 buffer£500 per monthN/A5% AER variable in-credit interest on balances up to £2,000More Info >
1.50%*Fee free for 4 months then £1 per day£500 per month£5 pm*1.50% AER (variable) on your entire balance up to £20,000 (3.0% AER until 1st November 2016). Up to 3% cashback on household bills.More Info >
N/A0% for first £250No minimumFree if funding £1,000 or £10 below £1,000£100 for switching into account. £250 interest free overdraft. Free banking if paying over £1,000 per month. £100 if not satisfied after 6 monthsMore Info >
0.75.%*£6 per month with £25 buffer and 2 day grace period No minimumFreeInnovative new banking service. *Get 0.75% AER on ALL instant access balances and 0.25% AER on current account balances up to £2,000More Info >
Latest ISA Deals
ProviderAccountISA TransfersProtection schemeFund choiceInvest From:More info
yes

FSCS

2,000+ funds

£50 per month

or just £5 single

More Info >

Why we like it: Barclays Stockbrokers has been voted ‘Self Select ISA Provider of the Year’ at the ADVFN International Financial Awards 2016. Choose from over 2,000 funds, shares, ETFs, investment trusts, gilts, bonds and more. Now with ISA flexibility, withdraw and replace cash from a flexible ISA during the same tax year without it counting towards your annual ISA allowance.  

yes

FSCS

2,500+ funds

£10 per month

or £50 single

More Info >

Why we like it: The Standard Life Junior ISA from £10 pm. Tax efficient investing to help pay from anything from university fees to a first car.

Important information: Investment ISAs are tax-efficient wrappers for long term investments. Capital’s at risk. Charges may apply.  Tax rules may change in the future and whether particular tax rules benefit you, will depend on your individual circumstances. ISA transfer charges may apply, please check with your provider.
Peer to Peer Fixed Term ISA - Earn high tax free interest
ProviderAccountTarget ReturnTermMore Info

Up to 8.70%

per annum

1 to 5 YearsMore Info >
  • Earn estimated 8.70% APR*
  • 1 - 5 year term
  • Available for ISA, ISA transfer & direct investment
  • Minimum investment £10
  • Manage your account online
  • Capital is at risk and returns may be higher or lower
  • Must be aged 18 or older
  • Peer to peer lending is not covered by the FSCS

Peer-to-peer lending can offer potentially attractive returns. There is a risk you may lose some or all of your initial investment as it is not protected by the Financial Services Compensation Scheme, although many lenders offer their own compensation schemes.

*Returns may be higher or lower

Alternative Saving Ideas - Earn high interest on your savings
Provider

Account

Type

Minimum

Deposit

Interest

Rate
 
£10

2.35%

per annum

More Info >
  • Earn 2.35% per annum (paid at maturity)
  • 24 month term
  • Asset backed loans
  • Manage your account online
  • Must be aged 18 or older
  • Peer to peer lending is not covered by the FSCS
£10

2.25%

per annum

More Info >
  • Earn 2.25% paid on maturity.
  • 12 month term
  • Peer to peer lending account
  • Manage your account online
  • Must be aged 18 or older
  • Peer to peer lending is not covered by the FSCS

Peer to Peer Lending is not covered by the FSCS

If you want guaranteed returns on your savings, and don't mind locking them away for a certain period of time in return for higher rewards, then a fixed rate bond, such as Lloyds fixed rate bonds, might be right for you. We don't have any Lloyds fixed rate bonds on offer at the moment, but you can compare a range of other leading fixed rate bonds with our free service, which makes it easy to compare short, medium, and long term deals side by side and find one that suits your needs:


Lloyds fixed rate bonds feature

  • Fixed interest rates for a fixed term
  • Guaranteed returns on your investment
  • A choice of 1, 2 or 3 year fixed terms
  • Monthly or annual interest, depending on your needs
  • Minimum deposit of £2,000
  • Maximum deposit of £1million
  • Need to be at least 16 years old to open

 

With fixed rate bonds, no additional deposits or withdrawals are allowed, so it is important to ensure you don’t have any plans for the money for the term of a Lloyds fixed rate bond or any other fixed rate bond you choose. As by their nature a bond requires you to lock away your savings for a predefined period of time before taking one out you may also want to consider other savings methods.

 

Alternatives to fixed rate bonds

  • Tracker bonds – This is a different type of bond, where instead of the interest rate being consistent throughout its term it can vary. The interest rate you could receive may get better or worse depending on any changes made to the Base Rate by the Bank of England which the interest rate you receive tracks.

 

  • Structured Deposits – Structured Deposits – Structured deposits similarly to bonds do not allow you to make withdrawals once invested in. Structured deposits usually offer better potential interest returns than bonds, but your interest return is not guaranteed. Most structured deposits are linked to an Index or Indices, such as the FTSE 100. This means you will get your original deposit plus the interest return if the index performs in a certain way as set out in the plan, if the index does not perform in that way then you will only receive your original sum back. As this kind of plan means you risk getting no interest payment on it you should carefully consider if it is suitable for your needs beforehand.

 

  • Savings Account – If you are looking into how you can earn interest on your savings but still also maintain access to them should you ever need them then an instant access savings account may be the solution to you. Although they do normally offer lower interest rates than bonds or structured deposits, you will not normally incur any kind of penalty for making a withdrawal with this savings option