Lloyds TSB Loans

Compare Lloyds TSB Loans

Whatever the reason behind you wanting to take out a loan, you may have been wondering if Lloyds TSB had the right plan for you. Lloyds TSB loans are not currently available. This is because they have now split into Lloyds and TSB who are two separate providers. Both of which do provide loans so one of them may have the right plan for you. But before you decide you could check the below comparison tables to look at loans from a range of different providers.

ProviderLoan AmountCredit HistoryAPRTerm 
£1,000 to £25,000Good Credit Only3.30%1 year to 5 yearsGet Quotes >
  • Low Rates - Quote takes 3 minutes (Won't affect your credit score)
  • Money can be with you within 3 working days
  • No early repayment fees
  • Voted most trusted loan provider (Moneywise customer service awards 2010 - 2015)
  • Must be aged 18
  • UK Resident with a UK bank account

Representative Example: A loan of £10,000 over 5 years will cost you £180.80 per month at a representative 3.30% APR. The total cost after 5 years is £10,848.30, which includes £788.30 interest at 3.0% fixed and a £60 fee. The total amount of credit is £10,060. The rate and fee you are offered will depend on your individual circumstances.

£7,500 to £20,000Good Credit Only3.60%1 to 5 YearsGet Quotes >
  • Fixed Interest Loan Rate
  • Instant Online Decision
  • Must be aged 21
  • No CCJs or IVA in the last 6 years
  • Permanently resident in England, Wales, Scotland or Northern Ireland

Representative Example: 3.60% APR (fixed) Representative. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 3.6% p.a. (fixed). Monthly repayment £182.28 & total repayable £10,936.80.

£1,000 to £20,000All Credit Histories Considered17.2%1 to 5 YearsGet Quotes >
  • Rebuild Your Credit
  • Interest rates start from 9.3% APR
  • Instant Online Decision using 'soft' credit searches (Won't affect your credit score)
  • Funds as soon as same day
  • No arrangement fees or early repayment charges
  • Must be aged 18
  • Must be UK resident

Representative Example: If you borrow £5,000 over 60 months at a Representative rate of 17.2% APR (fixed) and an annual interest rate of 15.95% p.a (fixed), you would pay 60 monthly installments of £121.94. The total  amount payable will be £7,316.40.

£1,000 to £20,000All Credit Histories Considered35.9%1 to 2 YearsGet Quotes >
  • Interest Rates from 35.9% - 99.9%, depending on the information you provide in your application
  • Fixed monthly repayments
  • Instant Online Decision
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 99.9% (fixed) - Based on an assumed loan amount of £1,500 over 24 months at an interest rate of 71.3% p.a. (fixed) you would pay £118.88 a month and £2,853.12 in total.

Lloyds TSB loan calculator

While there is no longer a Lloyds TSB loan calculator, both Lloyds and TSB offer loan calculators for their individual offerings which you could use to help you decide if you wanted to apply for a loan from either of them. However remember that with most online calculators the quotes they provide are only estimates based on the lenders Representative APR. When you actually apply to borrow from any lender they will normally want to review your credit score and financial circumstances before they calculate what APR they could offer you specifically.


Loans can be long term commitments usually taking at least a year to pay off so it’s important you try and get the best deal you can. You can use the comparison table above to find loans from different providers


Types of Loan

  • Personal Loans - Also known as unsecured loans are a type of loan that typically allows you to borrow up to £25,000 over a variable time period. Generally speaking the larger amount you wish to borrow the lower the rate of interest, however this does not mean you should take out a larger loan you cannot afford to service or repay. Personal loans are also known as ‘unsecured’ loans, this is because you do not need to put an asset such as your home as a security on them. As the lender requires no security they are taking a greater risk than say with a secured loan. In this respect lenders will often have strict lending requirements. These requirements may mean unsecured loan rates are only offered to those with good credit records; loans may be for shorter time periods and there may be inflexibility about repaying your loan off early.


  • Homeowner loan If you want to borrow a larger sum and you own property then a homeowner loan might be an option for you. As with this type of loan the lender requires you place an asset (such as your home or other property) as security on the loan, they are usually willing to lend more, typically up to a maximum of £250,000. The actual amount you can borrow however will be dependent on the value of the property and how much equity in it you have, as well as your personal financial circumstances such as annual earnings and credit history.