Lloyds TSB Loans

Compare Lloyds TSB Loans

Whatever the reason behind you wanting to take out a loan, you may have been wondering if Lloyds TSB had the right plan for you. Lloyds TSB loans are not currently available. This is because they have now split into Lloyds and TSB who are two separate providers. Both of which do provide loans so one of them may have the right plan for you. But before you decide you could check the below comparison tables to look at loans from a range of different providers.

ProviderLoan AmountCredit HistoryRepresentative APRTerm 
£1,000 to £25,000Excellent Credit Only3.50%

£7,000 to £25,000 with a 2 year term

6 months to 5 yearsGet Quotes >
  • Getting a quote will not impact your credit score
  • Instant Online Decision
  • Money in your bank in 1 working day
  • Must be aged 21
  • Minimum Income £14,500

Representative Example: Based on an assumed loan amount of £3,000 over 24 months at a Representative APR of 7.90% p.a. (fixed), you will repay £157.74 per month. Total amount you repay £3,786.

£7,500 to £14,999Excellent Credit3.90%1 to 5 YearsGet Quotes >
  • Get a quick quote - no impact on your credit rating
  • Available to existing RBS current account holders only
  • Must be aged 18

Representative Example: Borrow £10,000 over 5 years at a Representative APR of 3.90% paying £183.40 per month will result in a total sum of £11,004 over the loan term.

£7,500 to £14,999Excellent Credit3.90%1 to 5 YearsGet Quotes >
  • Get a quick quote - no impact on your credit rating
  • Available to existing NatWest current account holders only
  • Must be aged 18

Representative Example: Borrow £10,000 over 5 years at a Representative APR of 3.90% paying £183.40 per month will result in a total sum of £11,004 over the loan term.

£7,500 - £14,999Excellent Credit Only4.60%1 to 5 YearsGet Quotes >
  • Fixed Interest Loan Rate
  • No set up charges or hidden fees
  • Instant Online Decision
  • Must earn at least £750 pm (can be combined income)
  • Must be aged 18
  • If self employed must be homeowner and supply 1 years audited accounts

Representative Example: 4.60% APR Representative (fixed). Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 4.60% p.a. (fixed). Monthly repayment £186.46. Total amount payable £11,187.60.

£20,000 to £200,000Good Credit4.68%3 to 25 YearsGet Quotes >
  • Interest Rates from 4.68%
  • Market leading homeowner loan deal
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 4.80% - Based on an assumed loan amount of £20,000 over 10 years at an interest rate of 4.80% p.a. (fixed) you would pay £233.00 a month and £27,960 in total.

£1,000 to £20,000Fair & Poor Credit48.50%1 to 5 YearsGet Quotes >
  • Rebuild Your Credit
  • Instant Online Decision
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 48.50% - Based on an assumed loan amount of £3,000 over 12 months at an interest rate of 48.50% p.a. (fixed) you would pay £670.83 a month and £3,670.83 in total.

£500 to £5,000Fair & Poor Credit48.0%6 months to 5 YearsGet Quotes >
  • Guarantor Loans - Your guarantor can be a homeowner or a tenant
  • Fixed monthly repayments
  • Easy online process - Fast decision
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 48.0% - Based on an assumed loan amount of £2,500 over 36 months at an interest rate of 48.0% p.a. (fixed) you would pay £120.04 a month and £4,321.44 in total.

£1,000 to £20,000Fair & Poor Credit99.9%1 to 5 YearsGet Quotes >
  • Interest Rates from 35.9% - 99.9%, depending on the information you provide in your application
  • Fixed monthly repayments
  • Instant Online Decision
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 99.9% - Based on an assumed loan amount of £1,500 over 24 months at an interest rate of 71.3% p.a. (fixed) you would pay £118.88 a month and £2,853.12 in total.


Lloyds TSB loan calculator

While there is no longer a Lloyds TSB loan calculator, both Lloyds and TSB offer loan calculators for their individual offerings which you could use to help you decide if you wanted to apply for a loan from either of them. However remember that with most online calculators the quotes they provide are only estimates based on the lenders Representative APR. When you actually apply to borrow from any lender they will normally want to review your credit score and financial circumstances before they calculate what APR they could offer you specifically.

 

Loans can be long term commitments usually taking at least a year to pay off so it’s important you try and get the best deal you can. You can use the comparison table above to find loans from different providers

 

Types of Loan

  • Personal Loans - Also known as unsecured loans are a type of loan that typically allows you to borrow up to £25,000 over a variable time period. Generally speaking the larger amount you wish to borrow the lower the rate of interest, however this does not mean you should take out a larger loan you cannot afford to service or repay. Personal loans are also known as ‘unsecured’ loans, this is because you do not need to put an asset such as your home as a security on them. As the lender requires no security they are taking a greater risk than say with a secured loan. In this respect lenders will often have strict lending requirements. These requirements may mean unsecured loan rates are only offered to those with good credit records; loans may be for shorter time periods and there may be inflexibility about repaying your loan off early.

 

  • Homeowner loan If you want to borrow a larger sum and you own property then a homeowner loan might be an option for you. As with this type of loan the lender requires you place an asset (such as your home or other property) as security on the loan, they are usually willing to lend more, typically up to a maximum of £250,000. The actual amount you can borrow however will be dependent on the value of the property and how much equity in it you have, as well as your personal financial circumstances such as annual earnings and credit history.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.