Lloyds Bank Loan

Compare Bank Loans

Whatever you need extra cash for, whether you fancy a holiday or want to consolidate your existing debts, a Lloyds Bank loan may be right for you. Use the table below to compare some of the latest personal loans on offer:

Personal Loan Deals of the Month
LenderMin - Max LoanCredit HistoryRepresentative APRTermApply
£7,500 - £14,999Good Credit Only3.90%1 to 5 YearsGet Quotes >
  • Discounted rates for existing Nationwide customers
  • Fixed Interest Loan Rate
  • No set up charges or hidden fees
  • Instant Online Decision
  • Excellent Credit & lived in UK for at least 1 year
  • Earn at least £750 pm (can be combined income)
  • Must be aged 18
  • If self employed must be homeowner

Representative Example: 3.90% APR Representative (fixed). Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 3.90% p.a. (fixed). Monthly repayment £183.41. Total amount payable £11,004.60.

£1,000 - £20,000Poor Credit48.50%1 to 3 YearsGet Quotes >
  • Interest Rates from 19% - 99% 
  • Rebuild Your Credit
  • Instant Online Decision
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 48.50% - Based on an assumed loan amount of £3,000 over 12 months at an interest rate of 48.50% p.a. (fixed) you would pay £670.83 a month and £3,670.83 in total.

Latest Loan Deals Selection
LenderMin - Max LoanCredit HistoryRepresentative APRTermApply
£7,500 - £14,999Excellent Credit Only3.90%1 to 5 YearsGet Quotes >
  • Discounted rates for existing Nationwide customers
  • Fixed Interest Loan Rate
  • No set up charges or hidden fees
  • Instant Online Decision
  • Excellent Credit History and lived in UK for at least 1 year
  • Must earn at least £750 pm (can be combined income)
  • Must be aged 18
  • If self employed must be homeowner and supply 1 years audited accounts

Representative Example: 3.90% APR Representative (fixed). Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 3.90% p.a. (fixed). Monthly repayment £183.41. Total amount payable £11,004.60.

£7,500 - £20,000Excellent Credit Only5.10%1 to 5 YearsGet Quotes >
  • Fixed Interest Loan Rate
  • No set up charges or hidden fees
  • Instant Online Decision
  • Excellent Credit History and not been bankrupt or had a County Court Judgement
  • Must be aged 21
  • Permanently resident in England, Wales, Scotland or Northern Ireland

Representative Example: 5.10% APR Representative (fixed). Based on an assumed loan amount of £7,500 over 48 months at an interest rate of 4.10% p.a. (fixed). Monthly repayment £161.28 & total repayable £7,741.44  

£10,000 - £1mGood Credit Only4.45% + BBR*3 to 30 yearsGet Quotes >
  • Market leading Home Loan Rate of 4.45% plus the *Bank Base Rate (Currently 0.5%)
  • Borrow between £10k to £1m
  • Market leading homeowner loan
  • 3 to 25 year term
  • Good Credit History
  • Home Owners Only
  • Maximum LTV 85% of your property
  • Must be aged 25 & have an income of £15k+

 Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Typical APR 14.1% variable..

£40,000 - £200,000 (Homeowners Only)Good Credit Only5.59%3 years to 25 yearsGet Quotes >
  • Nemo's cheapest secured loan
  • Borrow between £40k to £200k
  • No harm to your credit rating when you request quote
  • Home Owners Only
  • Maximum LTV 55% of your property
  • Must be aged 21

Representative Example: The representative APR is 6.2% (variable) so if you borrow £100000 over 25 years at a rate of 5.592% (variable) you will repay £644.38 per month & total amount payable £154,651.20. This loan will be secured on your home. 

£7,500 - £14,950Good Credit Only4.90%1 to 5 YearsGet Quotes >
  • Get a quick quote - no impact on your credit rating
  • Fixed rate
  • No set up charges or hidden fees
  • Available to existing Natwest current account holders only
  • Must be aged 18
  • Good Credit History
Representative Example: Borrow £10,000 over 5 years at a Representative APR of 4.90% paying £140.81 per month will result in a total sum of £8,448.60 over the loan term.
£7,500 - £14,950Good Credit Only4.90%1 to 5 YearsGet Quotes >
  • Get a quick quote - no impact on your credit rating
  • Fixed rate
  • No set up charges or hidden fees
  • Available to existing RBS current account holders only
  • Must be aged 18
  • Good Credit History
Representative Example: Borrow £10,000 over 5 years at a Representative APR of 4.90% paying £140.81 per month will result in a total sum of £8,448.60 over the loan term.
£20,000 - £100,000 (Homeowners Only)Good Credit6.90%3 years to 25 yearsGet Quotes >
  • Shawbrook's cheapest standard rate secured loan
  • Borrow between £20k to £100k
  • No harm to your credit rating when you request quote
  • Home Owners Only
  • Maximum LTV 65% of your property
  • Must be aged 21

Representative Example: The representative APR is 9.2% (variable) so if you borrow £40000 over 15 years at a rate of 6.9% (variable) you will repay £402.23 per month & total amount payable £72,401.40. This Loan will be secured on your home.

£1,000 - £25,000Excellent Credit Only7.00%6 Months to 5 YearsGet Quotes >
  • Peer to Peer Fixed Interest Loan Rate
  • Instant Online Decision
  • Money in your bank in 1 working day
  • Excellent Credit History Only
  • Must be aged 21
  • Minimum Income £14,500

Representative Example: Based on an assumed loan amount of £5,000 over 24 months at a Representative APR of 7.00% p.a. (fixed), you will repay £223.86 per month. Total amount you repay £5,372.64. 

£1,000 - £20,000Poor Credit48.50%1 to 3 YearsGet Quotes >
  • Interest Rates from 19% - 99% 
  • Rebuild Your Credit
  • Instant Online Decision
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 48.50% - Based on an assumed loan amount of £3,000 over 12 months at an interest rate of 48.50% p.a. (fixed) you would pay £670.83 a month and £3,670.83 in total.

£1,000 - £7,500 Good to Poor49.7%1 to 5 YearsGet Quotes >
  • RateDropper rewards you for making timely repayments by reducing your interest rate - When you make your repayments on time, RateDropper drops your interest rate - reducing your monthly repayments and the overall cost of your loan. By making timely monthly repayments you could drop the representative APR to 29.9% by year three (terms and conditions apply).
  • Same day decision
  • No upfront fees, no hidden costs
  • Fast paperless application process
  • Direct lender, not a broker
  • Any bad credit considered
  • Must be aged between 18 and 65

Representative Example: £3,500 over 36 months, repaying £187.40 per month, total repayable £6746.40. Interest rate 39.50% (fixed). Representative 49.7% APR (fixed) . 

Lloyds TSB Loan Deals

Depending on your circumstances, loan value, rate and repayment period may change so it is essential to compare the whole market before opting for one specific deal. Our FREE and simple to use loan comparison service can help you with this part - just click on the link below and fill in the form to start comparing:

Why choose a loan from Lloyds?

Some of the perks offered with a Lloyds Bank Flexible loan include:

  • Choose to borrow between £1,000 – £25,000 over 1-7 years
  • Get a free personalised loan quote that will not affect your credit rating
  • Get cash in your bank account instantly
  • Flexible repayment options - Make additional payments or take a loan repayment holiday
  • No early repayment charges on Lloyds Flexible Loans
  • Loyalty discount – customers who have held a current account with Lloyds Bank for five years or more will automatically receive a 1% loan discount (terms and conditions apply)

Before deciding which lender to borrow from make sure you know what is available for your circumstances and requirements by using our free loan comparison service.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.