Lloyds TSB Loans

Compare Lloyds TSB Loans

Whatever the reason behind you wanting to take out a loan, you may have been wondering if Lloyds TSB had the right plan for you. Lloyds TSB loans are not currently available. This is because they have now split into Lloyds and TSB who are two separate providers. Both of which do provide loans so one of them may have the right plan for you. But before you decide you could check the below comparison tables to look at loans from a range of different providers.

ProviderLoan AmountCredit HistoryRates FromTerm 
£1,000 to £25,000Good Credit Only3.3%

APR
Representative

(£7,500-£15,000)

1 year to 5 yearsGet Quotes >
  • Quote takes 3 minutes (Won't affect your credit score)
  • Money can be with you within 3 working days
  • Voted most trusted loan provider (Moneywise customer service awards 2010 - 2015)
  • Must be aged 18
  • UK Resident with a UK bank account

Representative Example: The Representative APR is 3.3%. A loan of £7,500 over 36 months at a fixed rate of 3.0% pa and a fee of £30 will cost £218.94 per month and a total amount repayable of £7,881.84.

£7,000 to £15,000Good Credit Only3.3%

APR
Representative

(£7,000-£15,000)

1 year to 8 yearsGet Quotes >
  • 3.30% APR for personal loans between £7,000 and £15,000
  • Fixed repayment terms
  • Get a personalised quote online without affecting your credit score
  • Must be aged 18
  • UK Resident with a UK bank account
  • Minimum Income or pension before tax of £10,000

Representative Example: The Representative APR is 3.3%. Based on an assumed loan amount of £8,000 over 60 months at a interest rate of 3.3% pa (fixed), you will repay £144.64 per month. Total amount you repay £8,678.64.

£7,500 - £14,999Good Credit Only3.4%

APR
Representative

(£7,500-£14,999)

1 to 5 YearsGet Quotes >
  • Fixed Interest Loan Rate
  • No set up charges or hidden fees
  • Instant Online Decision
  • Must earn at least £750 pm (can be combined income)
  • Must be aged 18
  • If self employed must be homeowner and supply 1 years audited accounts

Representative Example: The Representative APR is 3.4%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 3.40% p.a. (fixed). Monthly repayment £181.24. Total amount payable £10,874.40.

£1,000 to £35,000Good Credit Only3.5%

APR
Representative

(£13,000-£13,999)

6 months to 5 yearsGet Quotes >
  • PERSONAL LOAN DEAL (unsecured)
  • Getting a quote will not impact your credit score
  • Instant Online Decision
  • Fast loan - Money in your bank in 1 working day
  • Good credit history required
  • Must be aged 21 and resident in the UK for 3 years
  • You hold a UK bank or building society account
  • Regular source of income

Representative Example: The Representative APR is 3.5% . Based on an assumed loan amount of £7,500 over 36 months at a fixed rate of 3.3% pa and a fee of £21 you will repay £219.58 per month. Total amount you repay £7,904.88.

£2,500 to £25,000Good Credit Only3.8%

APR
Representative

(£7,500-£10,000)

2 years to 5 yearsGet Quotes >
  • 10 minute online quote, instant decision
  • Money can be with you within 48 hours
  • No arrangement, over payment or early repayment fees
  • Must be aged 21 or over
  • UK Resident with a UK bank account

Representative Example:  The Representative APR is 3.8%. A loan of £7,500 over 36 months at a fixed rate of 3.8% pa will cost £220.55 per month and a total amount repayable of £7,939.80.

£1,000 to £25,000All Credit Histories Considered14.9%

APR
Representative

1 to 5 YearsGet Quotes >

Representative example: The Representative APR is 14.9% (variable).The Representative APR is If you borrow £90,000 over 4 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £245.80 per month. Total charge for credit will be £2,798.51. Total amount repayable is £11,789.51.

£1,000 to £20,000All Credit Histories Considered39.50%

APR
Representative

1 to 5 YearsGet Quotes >
  • Rebuild Your Credit
  • Interest rates start from 9.3% APR
  • Instant Online Decision using 'soft' credit searches (Won't affect your credit score)
  • Funds as soon as same day
  • No arrangement fees or early repayment charges
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 39.50% (fixed). A loan of £3,000 over 3 years will cost you £134.86 per month at 33.80% APR (fixed). The total cost after 3 years is £4,854.94.

£500 to £25,000All Credit Histories Considered49.90%

APR
Representative

3 Months to 10 YearsGet Quotes >
  • Interest rates start from 6.4% APR
  • Loans for any purpose
  • Decisions within minutes
  • Accepted Rates Based on your personal circumstances
  • Loans for any purpose, decisions within minutes, 
  • Must be aged 18
  • Must be UK resident

The Representative Example: The Representative APR is 39.50% (variable).Borrow £3000 and pay £146.39 a month for 36 months. The Total Interest Payable is £2,270.04. The Total Amount Payable is £5,270.04.

£1,000 to £20,000All Credit Histories Considered99.90%

APR
Representative

1 to 2 YearsGet Quotes >
  • Interest Rates from 35.9% - 99.9%, depending on the information you provide in your application
  • Fixed monthly repayments
  • Instant Online Decision
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 99.9% (fixed) - Based on an assumed loan amount of £1,500 over 24 months at an interest rate of 71.3% p.a. (fixed) you would pay £118.88 a month and £2,853.12 in total.


Lloyds TSB loan calculator

While there is no longer a Lloyds TSB loan calculator, both Lloyds and TSB offer loan calculators for their individual offerings which you could use to help you decide if you wanted to apply for a loan from either of them. However remember that with most online calculators the quotes they provide are only estimates based on the lenders Representative APR. When you actually apply to borrow from any lender they will normally want to review your credit score and financial circumstances before they calculate what APR they could offer you specifically.

 

Loans can be long term commitments usually taking at least a year to pay off so it’s important you try and get the best deal you can. You can use the comparison table above to find loans from different providers

 

Types of Loan

  • Personal Loans - Also known as unsecured loans are a type of loan that typically allows you to borrow up to £25,000 over a variable time period. Generally speaking the larger amount you wish to borrow the lower the rate of interest, however this does not mean you should take out a larger loan you cannot afford to service or repay. Personal loans are also known as ‘unsecured’ loans, this is because you do not need to put an asset such as your home as a security on them. As the lender requires no security they are taking a greater risk than say with a secured loan. In this respect lenders will often have strict lending requirements. These requirements may mean unsecured loan rates are only offered to those with good credit records; loans may be for shorter time periods and there may be inflexibility about repaying your loan off early.

 

  • Homeowner loan If you want to borrow a larger sum and you own property then a homeowner loan might be an option for you. As with this type of loan the lender requires you place an asset (such as your home or other property) as security on the loan, they are usually willing to lend more, typically up to a maximum of £250,000. The actual amount you can borrow however will be dependent on the value of the property and how much equity in it you have, as well as your personal financial circumstances such as annual earnings and credit history.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.