GOT AN EXISTING LOAN?
MIS-SOLD Loan Insurance?
If so you are probably owed £££s in compensation.
If you have an existing loan or mortgage with any of the companies below* then you may have a claim - the average claim size is £3000.
If you have payment protection insurance on any of your loans or mortgages then there is a good chance you are due compensation:
TOP 10 GROUNDS FOR COMPENSATION
- You were under 18 or over 65
- You worked less than 16 hours a week
- You were employed on a temporary or contract basis
- You suffered from stress or backache
- You had an existing illness
- You were aware you may become unemployed
- You were not told about the cost of the insurance (or not told you were buying it at all)
- You were not asked about any other insurance you had
- You were told the insurance was necessary for you to get the loan
- You were not told that the same policy could potentially be bought cheaper elsewhere
If any of these apply to you, then you probably have a valid claim for a full refund.
*Natwest, Royal Bank of Scotland, Northern Rock, HBOS, Lloyds TSB, Halifax, Bradford & Bingley, Alliance & Leicester, Abbey (or any other bank or building society).
Loan Insurance is insurance that will pay out a sum of money to help you continue paying your monthly payments on personal loans, credit cards, store cards, catalogue payments, mortgages and your car loan if you are unable to work. This is normally as a result of sickness, accident or unemployment and due to no fault of your own.
It is not the loans that give rise to your claims for thousands but the Loan Insurance (also called Payment protection Insurance (PPI), or Income Protection), that was sold alongside it.
We can put you in touch with a specialist claims company which offers:
- A 'No Win No Fee' service
- Expert and friendly advice
- Handles your case from start to finish
Claiming won’t affect your credit rating.
Fill in our quick form and a Claims Pack will be sent to you today.