Low Cost Mortgages

Don't Get Stung By High Mortgage Costs!

Compare low cost mortgage deals - We Compare 5'000 Mortgage Deals - Rates updated daily!

 

About you
Your income
Partner income
Income = £90,000
This calculates your maximum loan
Your property
Property value
Your deposit
Borrow = £200,000
Your loan to value (LTV) = 44%
Your mortgage
Mortgage Type
Payment Method
Payment Term
LenderInitial RateRate TypeInitial Monthly
Payment
Cost For
Comparison
Max LTVTotal FeesEnquire
TSB1.79%Fixed
Nov-2016
£827.41
3.9%
60%£2520
Call direct
0808 256 1991
Post Office1.98%Fixed
Aug-2016
£845.77
4.2%
75%£1465
Woolwich1.99%Fixed
Sep-2016
£846.74
3.7%
60%£310
Woolwich1.99%Fixed
Sep-2016
£846.74
3.7%
60%£1309
Scottish Widows Bank1.99%Fixed
Dec-2016
£846.19
3.8%
60%£1964
Woolwich1.99%Fixed
Sep-2016
£846.74
3.7%
60%£809
TSB2.14%Fixed
Nov-2016
£861.41
3.9%
60%£1520
Call direct
0808 256 1991
Scottish Widows Bank2.19%Fixed
Dec-2016
£865.66
3.8%
60%£1964
Skipton Building Society2.35%Fixed
Oct-2016
£881.47
5.2%
75%£2396
Skipton Building Society2.35%Fixed
Oct-2016
£881.47
5.2%
75%£2396
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For any potential borrower, finding an affordable low cost mortgage is likely to be a paramount concern. In order to find the most competitively priced mortgage deals, it is advisable to shop around using mortgage comparisons. For better interest rates on low cost mortgages, customers who can afford to pay a significantly higher deposit for their loan may receive a cheaper mortgage on the whole.  

 

Many providers may also offer customers discounted low cost mortgages in certain circumstances, however it is also important to carefully consider the terms and conditions of the agreement, as many discounted deals may be subject to higher rates at a later date. Feel free to consult our mortgage comparisons table for more information on low cost mortgages:

 

Customers who are searching for a low cost mortgage should also carefully consider what type of repayment plan will be best suited to their requirements.

 

Interest Only Mortgages

Interest only mortgages are often suitable for customers who wish to save money in the short term. Customers will be expected to repay the interest on their loan to the lender every month, but will not have to worry about repaying the borrowed capital until the end of the agreement. Interest only mortgages often have higher rates and may therefore be more expensive for borrowers in the long term.

 

Repayment Mortgages

Customers are expected to repay the interest as well as a small portion of the loan on a monthly basis until it has been completely repaid. The advantage of a repayment mortgages is that the loan will gradually be affected less and less by interest rates as time goes on.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker