Low Cost Mortgages

Don't Get Stung By High Mortgage Costs!

Compare low cost mortgage deals - We Compare Mortgage Deals - Rates updated daily! See our selected low cost mortgage deals below or call our independent mortgage team on 0117 332 6063.

Fixed Rate Mortgage Deals

Provider

Type

Initial Rate

Initial Term

Overall Cost for Comparison

LTV*Product Fee 
Fixed Rate
1.05%
2 Years

4.00%

60%£2,490More Info >
  • Available to all customers
  • Product fee of £2,490
Fixed Rate
1.19%
2 Years

4.00%

75%£1,995More Info >
  • Available to all customers
  • Product fee of £1,995
Fixed Rate
1.45%
2 Years

3.80%

60%£995More Info >
  • Call 0800 158 2934 to speak to a NatWest mortgage specialist
Fixed Rate
1.45%
2 Years

3.80%

60%£995More Info >
  • Call 0800 096 7447 to speak to an RBS mortgage specialist
Fixed Rate
2.09%
2 Years

4.60%

75%£999More Info >
  • Available to all customers
  • Product fee of £999
Fixed Rate
2.09%
2 Years

4.70%

75%£999More Info >
  • Available to all customers
  • Product fee of £999
Fixed Rate
2.49%
2 Years

4.60%

75%£0More Info >
  • Available to all customers
  • No product fee
Fixed Rate
2.49%
2 Years

4.60%

75%£0More Info >
  • Available to all customers
  • No product fee
Fixed Rate
2.55%
5 Years

3.80%

75%£1495More Info >
  • Available to all customers
  • Product fee of £1495
Fixed Rate
2.59%
2 Years

4.70%

85%£999More Info >
  • Available to all customers
  • Product fee of £999
Fixed Rate
2.59%
2 Years

4.70%

85%£999More Info >
  • Available to all customers
  • Product fee of £999
Fixed Rate
3.08%
5 Years

4.00%

80%£0More Info >
  • Available to all customers
Fixed Rate
3.09%
5 Years

4.40%

75%£999More Info >
  • Available to all customers
  • Product fee of £999
Fixed Rate
3.09%
5 Years

4.40%

75%£999More Info >
  • Available to all customers
  • Product fee of £999
Fixed Rate
3.19%
5 Years

4.10%

85%£995More Info >
  • Available to all customers
  • Product fee of £995
Fixed Rate
3.29%
2 Years

4.70%

90%£999More Info >
  • Available to all customers
  • Product fee of £999
Fixed Rate
3.29%
2 Years

4.00%

90%£999More Info >
  • Call the HSBC mortgage team 0800 077 4336
  • Product fee of £999
Fixed Rate
2.89%
5 Years

4.20%

75%£0More Info >
  • Available to all customers
  • No product fee
Fixed Rate
2.89%
5 Years

4.20%

75%£0More Info >
  • Available to all customers
  • No product fee
Fixed Rate
3.49%
5 Years

4.60%

85%£999More Info >
  • Available to all customers
  • Product fee of £999

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above fixed rate mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

Tracker Mortgage Deals - 2 Year Trackers

Provider

Type

Initial Rate

Initial Term

Overall Cost for Comparison

LTV*Product Fee 
Tracker
1.08%
2 Years

4.00%

60%£1,995More Info >
  • Available to NEW customers only 
  • Product fee of £1,995
Tracker
1.09%
2 Years

3.70%

60%£1,995More Info >
  • Call TSB direct on 0808 256 1991
  • Home Purchase and First Time Buyers
  • Product fee of £1,995
Tracker
1.39%
2 Years

4.30%

65%£995More Info >
  • Available to all customers
  • Call 0845 163 3048 to speak to us about this deal
  • Product fee of £995
Tracker
1.44%
2 years3.30%60%£999More Info >
Tracker
1.44%
2 years3.60%70%£999More Info >
Tracker
Freedom to Switch
1.49%
2 Years

4.40%

65%£995More Info >
  • Available to all customers
  • Call 0845 163 3048 to speak to us about this deal
  • Product fee of £995
Tracker
1.59%
2 Years

4.40%

75%£995More Info >
  • Available to all customers
  • Call 0845 163 3048 to speak to us about this deal
  • Product fee of £995
Tracker
1.65%
2 Years

4.00%

60%£0More Info >
  • Available to NEW customers only 

Tracker
1.75%
2 Years

4.00%

75%£0More Info >
  • Available to all customers
Tracker
1.79%
2 Years3.80%75%£1,034More Info >
  • Available to all customers
  • Call 0117 332 6063 to us about this deal.
  • No early repayment charges
  • Product fee of £1,034
Tracker
1.94%
2 years3.70%80%£999More Info >
Tracker
1.94%
2 Years

3.80%

80%-85%£995More Info >
  • Call TSB direct on 0808 256 1991
  • Remortgage Only
  • Product fee £995
Tracker
2.34%
2 Years

3.80%

80%-85%£0More Info >
  • Call TSB direct on 0808 256 1991
  • Home Purchase and First Time Buyers
  • No Product fee

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above 2 year tracker rate mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

Discount Rate Mortgage Deals

Provider

Type

Initial Rate

Initial Term

Overall Cost for Comparison

LTV*Product Fee 
Discounted
Variable Rate
0.99%
2 Years

3.60%

60%£1,499More Info >
  • Call the HSBC mortgage team 0800 077 4336
  • Product fee of £1499
Discounted
Variable Rate
2.39%
2 Years

4.70%

75%£999More Info >
  • Available to all customers
  • Product fee of £999 (£499 existing customers) 
Discounted
Variable Rate
2.59%
2 Years

4.70%

80%£999More Info >
  • Available to all customers
  • Product fee of £999 (£499 existing customers) 

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above discount mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

Help To Buy Mortgage Deals

Provider

Type

Initial Rate

Initial Term

Overall Cost for Comparison

LTV*Product Fee 
Fixed Rate
Help To Buy Scheme
4.15%
2 Years

4.50%

95%£0More Info >
  • Available to first time buyers and home movers 
  • No product fee
Fixed
Help to Buy Scheme
4.39%
2 Years

4.10%

95%£199More Info >
  • Call the HSBC mortgage team 0800 077 4336
  • Product fee of £199
  • Property cannot be rented out
Fixed Rate
Help to Buy
4.49%
2 Years

4.20%

95%£0More Info >
  • Call 0800 158 2934 to speak to a Natwest mortgage specialist
Fixed Rate
Help to Buy
4.49%
2 Years

4.20%

95%£0More Info >
  • Call 0800 158 2934 to speak to an RBS mortgage specialist
  • £995 product fee
Fixed Rate
Help to Buy
4.89%
5 Years

4.50%

95%£199More Info >
  • Call the HSBC mortgage team 0800 077 4336
  • Product fee of £199
  • Property cannot be rented out
Fixed Rate
Help to Buy Scheme
4.89%
5 Years

4.80%

95%£0More Info >
  • Available to first time buyers and home movers 
  • No product fee
Fixed Rate
Help to Buy
4.98%
5 Years

4.60%

95%£0More Info >
  • Call 0800 158 2934 to speak to a Natwest mortgage specialist.
Fixed Rate
Help to Buy
4.98%
5 Years

4.60%

95%£0More Info >
  • Call 0800 096 7447 to speak to an RBS mortgage specialist.

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above help to buy mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

Buy to Let Mortgage Deal Selection

Provider

Type

Initial Rate

Initial Term

Overall Cost for Comparison

LTV*Product Fee 
Tracker
Buy To Let
1.95%
2 Years

3.90%

60%£1,995More Info >
  • Call 0800 158 2934 to speak to a NatWest mortgage specialist
  • Buy to let purchase
  • Product fee of £1,995
Tracker
Buy To Let
1.95%
2 Years

3.90%

60%£1,995More Info >
Fixed Rate
Buy to Let
2.44%
2 Years

4.70%

60%£995More Info >
  • Available to NEW customers
  • Product fee of £995

*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above buy to let mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

Independent Mortgage Quotes & Advice Service
Mortgage ServiceIndependent Mortgage AdviceMortgage Quotes Tailored to youFast Track ServiceMortgage Protection ReviewGet Quotes
yesyesyesyesMore Info >
  • Call 0117 332 6063
  • Independent mortgage advice
  • Experienced administration support
  • Fast Track Service

Low Cost Mortgage Deals

For any potential borrower, finding an affordable low cost mortgage is likely to be a paramount concern. In order to find the most competitively priced mortgage deals, it is advisable to shop around using mortgage comparisons. For better interest rates on low cost mortgages, customers who can afford to pay a significantly higher deposit for their loan may receive a cheaper mortgage on the whole.  

 

Many providers may also offer customers discounted low cost mortgages in certain circumstances, however it is also important to carefully consider the terms and conditions of the agreement, as many discounted deals may be subject to higher rates at a later date. Feel free to consult our mortgage comparisons table for more information on low cost mortgages:

 

Customers who are searching for a low cost mortgage should also carefully consider what type of repayment plan will be best suited to their requirements.

 

Interest Only Mortgages

Interest only mortgages are often suitable for customers who wish to save money in the short term. Customers will be expected to repay the interest on their loan to the lender every month, but will not have to worry about repaying the borrowed capital until the end of the agreement. Interest only mortgages often have higher rates and may therefore be more expensive for borrowers in the long term.

 

Repayment Mortgages

Customers are expected to repay the interest as well as a small portion of the loan on a monthly basis until it has been completely repaid. The advantage of a repayment mortgages is that the loan will gradually be affected less and less by interest rates as time goes on.

Independent Mortgage Service

If you are unsure what your mortgage options are we recommend getting independent mortgage advice. For advice on what low cost mortgage deals are available based on your circumstances call our mortgage team on 0117 332 6063. Our mortgage service provides:

  • Independent advice on all the leading UK lenders and what they can offer you
  • Access to exclusive mortgage deals not available on the high street
  • Fast quotes and professional customer service

While getting a low cost mortgage rate is important getting the right advice for your situation should be a priority.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker