Low Cost Mortgages

Don't Get Stung By High Mortgage Costs!

Compare low cost mortgage deals - We Compare Mortgage Deals - Rates updated daily! See our selected low cost mortgage deals below or call our independent mortgage team on 0117 332 6063.

Fixed Rate Mortgage Deals
ProviderInitial RateTermTypeAPR*LTV 
1.25%
2 YearsFixed Rate4.10%60%More Info >
  • Available to all customers
  • Product fee of £1,995
1.69%
2 YearsFixed Rate4.10%75%More Info >
  • Available to all customers
  • Product fee of £995
1.69%
2 Years Fixed Rate3.70%70%More Info >
  • Call the HSBC mortgage team 0800 077 4336
  • Product fee of £999
2.19%
2 YearsFixed Rate 4.20%85%More Info >
  • Available to all customers
  • Product fee of £995
2.29%
2 YearsFixed Rate 4.70%75%More Info >
  • Available to all customers
  • Product fee of £999
2.29%
2 YearsFixed Rate 4.70%75%More Info >
  • Available to all customers
  • Product fee of £999
2.39%
2 YearsFixed Rate4.30%85%More Info >
  • Call the Co-op mortgage team 0344 844 8449
  • Product fee of £999
2.69%
2 YearsFixed Rate 4.60%75%More Info >
  • Available to all customers
  • No product fee
2.69%
2 YearsFixed Rate 4.60%75%More Info >
  • Available to all customers
  • No product fee
2.79%
2 YearsFixed Rate 4.80%85%More Info >
  • Available to all customers
  • Product fee of £999
2.79%
2 YearsFixed Rate 4.80%85%More Info >
  • Available to all customers
  • Product fee of £999
2.95%
2 YearsFixed Rate 4.30%90%More Info >
  • Available to all customers  
  • Product fee of £995
3.19%
5 YearsFixed Rate 4.50%75%More Info >
  • Available to all customers
  • Product fee of £999
3.19%
5 YearsFixed Rate 4.50%75%More Info >
  • Available to all customers
  • Product fee of £999
3.39%
2 YearsFixed Rate 4.90%90%More Info >
  • Available to all customers
  • Product fee of £999
3.29%
2 Years Fixed Rate4.0%90%More Info >
  • Call the HSBC mortgage team 0800 077 4336
  • Product fee of £999
3.39%
5 YearsFixed Rate4.20%85%More Info >
  • Available to all customers
  • Product fee of £995
3.49%
5 YearsFixed Rate 4.60%85%More Info >
  • Available to all customers
  • Product fee of £999
3.49%
5 YearsFixed Rate 4.60%85%More Info >
  • Available to all customers
  • Product fee of £999
3.49%
5 YearsFixed Rate 4.50%75%More Info >
  • Available to all customers
  • No product fee

*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above fixed rate mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 3389

Tracker Mortgage Deals - 2 Year Trackers
ProviderInitial RateTermTypeAPR*LTV 
1.44%
2 YearsTracker4.40%65%More Info >
  • Available to all customers
  • Call 0845 241 5556 to speak to us about this deal
  • Product fee of £1,094
2.49%
2 YearsTracker3.80%75%More Info >
  • Available to all customers
  • Call 0845 241 5556 to us about this deal.
  • No early repayment charges
  • Product fee of £1,689

*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above 2 year tracker mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 3389

Discount Rate Mortgage Deals
ProviderInitial RateTermTypeAPR*LTV 
0.99%
2 YearsDiscounted
Variable Rate
3.60%60%More Info >
  • Call the HSBC mortgage team 0800 077 4336
  • Product fee of £1499
2.79%
2 YearsDiscounted
Variable Rate
4.80%75%More Info >
  • Available to all customers
  • Product fee of £999 (£499 existing customers) 
2.89%
2 YearsDiscounted
Variable Rate
4.80%80%More Info >
  • Available to all customers
  • Product fee of £999 (£499 existing customers) 

*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above discount mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 3389

Help To Buy Mortgage Deals
ProviderInitial RateTermTypeAPR*LTV 
3.98%
2 YearsFixed Rate
Help To Buy Scheme
4.50%95%More Info >
  • Available to first time buyers and home movers 
  • No product fee
Market Leading Mortgages

4.39%
2 Years Fixed
Help to Buy Scheme
4.10%95%More Info >
  • Call the HSBC mortgage team 0800 077 4336
  • Product fee of £99
  • Property cannot be rented out
4.89%
5 Years Fixed
Help to Buy Scheme
4.40%95%More Info >
  • Call the HSBC mortgage team 0800 077 4336
  • Fixed until 30 April 2020
  • Product fee of £99
  • Property cannot be rented out
4.89%
5 YearsFixed Rate
Help to Buy Scheme
4.80%95%More Info >
  • Available to first time buyers and home movers 
  • No product fee

*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above help to buy mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 3389

Buy to Let Mortgage Deal Selection
ProviderInitial RateTermTypeAPR*LTV 
2.44%
2 YearsFixed Rate
Buy to Let
4.70%60%More Info >
  • Available to NEW customers
  • Product fee of £995
2.89%
3 YearsFixed Rate
Buy to Let
4.60%60%More Info >
  • Available to NEW customers
  • Product fee £995
2.89%
2 YearsFixed Rate
Buy to Let
5.60%60%More Info >
  • Available to all customers
  • Product fee of £999

*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above buy to let mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 3389

Independent Mortgage Quotes & Advice Service
Mortgage ServiceIndependent Mortgage AdviceMortgage Quotes Tailored to youFast Track ServiceMortgage Protection ReviewGet Quotes
YesYesYesYesMore Info >
  • Call 0845 241 5565 or 0117 332 3389 (from mobile)
  • Independent mortgage advice
  • Experienced administration support
  • Fast Track Service

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Low Cost Mortgage Deals

For any potential borrower, finding an affordable low cost mortgage is likely to be a paramount concern. In order to find the most competitively priced mortgage deals, it is advisable to shop around using mortgage comparisons. For better interest rates on low cost mortgages, customers who can afford to pay a significantly higher deposit for their loan may receive a cheaper mortgage on the whole.  

 

Many providers may also offer customers discounted low cost mortgages in certain circumstances, however it is also important to carefully consider the terms and conditions of the agreement, as many discounted deals may be subject to higher rates at a later date. Feel free to consult our mortgage comparisons table for more information on low cost mortgages:

 

Customers who are searching for a low cost mortgage should also carefully consider what type of repayment plan will be best suited to their requirements.

 

Interest Only Mortgages

Interest only mortgages are often suitable for customers who wish to save money in the short term. Customers will be expected to repay the interest on their loan to the lender every month, but will not have to worry about repaying the borrowed capital until the end of the agreement. Interest only mortgages often have higher rates and may therefore be more expensive for borrowers in the long term.

 

Repayment Mortgages

Customers are expected to repay the interest as well as a small portion of the loan on a monthly basis until it has been completely repaid. The advantage of a repayment mortgages is that the loan will gradually be affected less and less by interest rates as time goes on.

Independent Mortgage Service

If you are unsure what your mortgage options are we recommend getting independent mortgage advice. For advice on what low cost mortgage deals are available based on your circumstances call our mortgage team on 0117 332 6063. Our mortgage service provides:

  • Independent advice on all the leading UK lenders and what they can offer you
  • Access to exclusive mortgage deals not available on the high street
  • Fast quotes and professional customer service

While getting a low cost mortgage rate is important getting the right advice for your situation should be a priority.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker