Low Cost Mortgages

Don't Get Stung By High Mortgage Costs!

NatWest Mortgages

Latest Deal  - NatWest 2 Year Fixed Rate Mortgage

Call FREE - 0800 158 2934 

1.74%Reverts to 4.0% after 2 years
  • 2 Year Fixed - 60% LTV Deal
  • Call FREE - 0800 158 2934


Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.

RBS Mortgages

Latest Deal  - RBS 2 Year Tracker Mortgage

Call FREE - 0800 096 7447 

1.64%Reverts to 4.0% after 2 years
  • 2 Year Tracker - 60% LTV Deal
  • Call FREE - 0800 096 7447


Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.

Compare low cost mortgage deals - We Compare Mortgage Deals - Rates updated daily! See our selected low cost mortgage deals below or call our independent mortgage team on 0117 332 6063.

Provider

Type

Initial Interest Rate

Initial Term

Max LTV*Product Fee 
Fixed

1.74%

Reverts to 4.00%

2

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.
Fixed

1.74%

Reverts to 4.00%

2

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.
Tracker

1.87%

Reverts to 4.00%

2

Years

75%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Fixed

1.89%

Reverts to 4.95%

2

Years

75%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.
Fixed

1.97%

Reverts to 4.00%

2

Years

75%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.
Fixed

1.99%

Reverts to 4.95%

2

Years

80%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.
Fixed

2.39%

Reverts to 4.95%

2

Years

90%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.60% APRC. This is the cost of the mortgage over the full term.
Fixed

2.25%

Reverts to 4.00%

5

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term.
Fixed

2.25%

Reverts to 4.00%

5

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term.
Fixed
Help to Buy

3.69%

Reverts to 4.00%

2

Years

95%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

Independent Mortgage Quotes & Advice Service
Mortgage ServiceIndependent Mortgage AdviceMortgage Quotes Tailored to youFast Track ServiceMortgage Protection ReviewGet Quotes
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Call 0117 332 6063

to speak to the Fair Mortgages team.

Low Cost Mortgage Deals

For any potential borrower, finding an affordable low cost mortgage is likely to be a paramount concern. In order to find the most competitively priced mortgage deals, it is advisable to shop around using mortgage comparisons. For better interest rates on low cost mortgages, customers who can afford to pay a significantly higher deposit for their loan may receive a cheaper mortgage on the whole.  

 

Many providers may also offer customers discounted low cost mortgages in certain circumstances, however it is also important to carefully consider the terms and conditions of the agreement, as many discounted deals may be subject to higher rates at a later date. Feel free to consult our mortgage comparisons table for more information on low cost mortgages:

 

Customers who are searching for a low cost mortgage should also carefully consider what type of repayment plan will be best suited to their requirements.

 

Interest Only Mortgages

Interest only mortgages are often suitable for customers who wish to save money in the short term. Customers will be expected to repay the interest on their loan to the lender every month, but will not have to worry about repaying the borrowed capital until the end of the agreement. Interest only mortgages often have higher rates and may therefore be more expensive for borrowers in the long term.

 

Repayment Mortgages

Customers are expected to repay the interest as well as a small portion of the loan on a monthly basis until it has been completely repaid. The advantage of a repayment mortgages is that the loan will gradually be affected less and less by interest rates as time goes on.

Independent Mortgage Service

If you are unsure what your mortgage options are we recommend getting independent mortgage advice. For advice on what low cost mortgage deals are available based on your circumstances call our mortgage team on 0117 332 6063. Our mortgage service provides:

  • Independent advice on all the leading UK lenders and what they can offer you
  • Access to exclusive mortgage deals not available on the high street
  • Fast quotes and professional customer service

While getting a low cost mortgage rate is important getting the right advice for your situation should be a priority.

Top 5 Mortgage Deals

Find a selection below of top mortgage deals based on "loan to value" or LTV - so if you have a 25% deposit or 25% equity in your home click on the 75% LTV tab for latest deals

Provider

Type

Initial Interest Rate

Initial Term

Max LTV*Product Fee 
Tracker

1.64%

Reverts to 4.00%

2

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Fixed

1.74%

Reverts to 4.00%

2

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.
Fixed

2.09%

Reverts to 4.49%

3

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.
Fixed

2.25%

Reverts to 4.00%

5

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term.
Fixed

2.25%

Reverts to 4.00%

5

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term.

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above 60% Loan To Value mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

HSBC Mortgages

Provider

Type

Initial Interest Rate

Initial Term

Max LTV*Product Fee 
Fixed

1.39%

Reverts to 3.94%

2

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.30% APRC. This is the cost of the mortgage over the full term.

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above 2 year fixed rate mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker