Low Cost Mortgages

Don't Get Stung By High Mortgage Costs!

Compare low cost mortgage deals - We Compare Mortgage Deals - Rates updated daily! See our selected low cost mortgage deals below or call our independent mortgage team on 0117 332 6063.

Provider

Type

Initial Rate

Initial Term

Overall Cost for Comparison

LTV*Product Fee 
Fixed Rate
1.18%
2 Years

4.00%

60%£1,995More Info >

Call FREE - 0808 178 6813

to speak to a Post Office Mortgage Specialist.
Our View: "UK Lowest Initial Rate 2 Year Fixed Mortgage Deal".
This mortgage reverts to the Post Office variable rate of 4.49% at the end of the fixed term. Early redemption charges may apply.
Tracker
1.24%
2 Years

4.00%

75%£995More Info >

Call FREE - 0808 178 6813

to speak to a Post Office Mortgage Specialist.

Call FREE - 0808 1786813

to speak to a Post Office Mortgage Specialist.
Our View: "Market Leading 2 Year Tracker 75% LTV Mortgage Deal in the UK".
Post Office Tracker Rate Deals »This mortgage reverts to the Post Office variable rate of 4.49% at the end of the fixed term. Early redemption charges may apply.
Fixed Rate
2.19%
2 Years

4.50%

80%£0More Info >
Our View:

"Remortgage Only Deal. Legal fees paid if you use Yorkshire's solicitors".

This mortgage reverts to the Yorkshire Bank variable rate of 4.95% at the end of the fixed term. Early redemption charges apply.
Fixed Rate
2.23%
5 Years

3.50%

60%£995More Info >

Call FREE - 0800 158 2934

to speak to a NatWest Mortgage Specialist. This mortgage reverts to the NatWest variable rate of 4% at the end of the fixed term. Early redemption charges may apply.
Fixed Rate
2.49%
2 Years

4.70%

90%£999More Info >
Our View:

"Legal fees paid if you use Clydesdale's solictors".

This mortgage reverts to the Clydesdale Bank variable rate of 4.95% at the end of the fixed term. Early redemption charges apply.
Fixed Rate
3.39%
10 Years

3.70%

Up to 75%£0More Info >

Call FREE - 0808 256 1991

to speak to a TSB Mortgage Specialist. This mortgage reverts to the TSB Bank variable rate of 3.99% at the end of the fixed term. Early redemption charges may apply.

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

Independent Mortgage Quotes & Advice Service
Mortgage ServiceIndependent Mortgage AdviceMortgage Quotes Tailored to youFast Track ServiceMortgage Protection ReviewGet Quotes
yesyesyesyesMore Info >

Call 0117 332 6063

to speak to the Fair Mortgages team.

Low Cost Mortgage Deals

For any potential borrower, finding an affordable low cost mortgage is likely to be a paramount concern. In order to find the most competitively priced mortgage deals, it is advisable to shop around using mortgage comparisons. For better interest rates on low cost mortgages, customers who can afford to pay a significantly higher deposit for their loan may receive a cheaper mortgage on the whole.  

 

Many providers may also offer customers discounted low cost mortgages in certain circumstances, however it is also important to carefully consider the terms and conditions of the agreement, as many discounted deals may be subject to higher rates at a later date. Feel free to consult our mortgage comparisons table for more information on low cost mortgages:

 

Customers who are searching for a low cost mortgage should also carefully consider what type of repayment plan will be best suited to their requirements.

 

Interest Only Mortgages

Interest only mortgages are often suitable for customers who wish to save money in the short term. Customers will be expected to repay the interest on their loan to the lender every month, but will not have to worry about repaying the borrowed capital until the end of the agreement. Interest only mortgages often have higher rates and may therefore be more expensive for borrowers in the long term.

 

Repayment Mortgages

Customers are expected to repay the interest as well as a small portion of the loan on a monthly basis until it has been completely repaid. The advantage of a repayment mortgages is that the loan will gradually be affected less and less by interest rates as time goes on.

Independent Mortgage Service

If you are unsure what your mortgage options are we recommend getting independent mortgage advice. For advice on what low cost mortgage deals are available based on your circumstances call our mortgage team on 0117 332 6063. Our mortgage service provides:

  • Independent advice on all the leading UK lenders and what they can offer you
  • Access to exclusive mortgage deals not available on the high street
  • Fast quotes and professional customer service

While getting a low cost mortgage rate is important getting the right advice for your situation should be a priority.

Top 5 Mortgage Deals

Find a selection below of top mortgage deals based on "loan to value" or LTV - so if you have a 25% deposit or 25% equity in your home click on the 75% LTV tab for latest deals

Provider

Type

Initial Rate

Initial Term

Overall Cost for Comparison

LTV*Product Fee 
Fixed Rate
1.18%
2 Years

4.00%

60%£1,995More Info >

Call FREE - 0808 178 6813

to speak to a Post Office Mortgage Specialist.
Our View: "UK Lowest Initial Rate 2 Year Fixed Mortgage Deal".
This mortgage reverts to the Post Office variable rate of 4.49% at the end of the fixed term. Early redemption charges may apply.
Tracker
1.08%
2 Years

4.10%

60%£1,995More Info >

Call FREE - 0808 178 6813

to speak to a Post Office Mortgage Specialist.
Our View: "A Market Leading 2 Year Tracker 60% LTV Mortgage Deal".
This mortgage reverts to the Post Office variable rate of 4.49% at the end of the fixed term. Early redemption charges may apply.
Fixed Rate
1.45%
2 Years

3.80%

60%£995More Info >

Call FREE - 0800 158 2934

to speak to a NatWest Mortgage Specialist. This mortgage reverts to the NatWest variable rate of 4% at the end of the fixed term. Early redemption charges may apply.
Fixed Rate
1.45%
2 Years

3.80%

60%£995More Info >

Call FREE - 0800 096 7447

to speak to an RBS Mortgage Specialist. This mortgage reverts to the RBS variable rate of 4% at the end of the fixed term. Early redemption charges may apply.
Fixed Rate
1.69%
2 Years

3.70%

60%£999More Info >

Call FREE - 0800 077 4336

to speak to the HSBC mortgage team. This mortgage reverts to the HSBC Bank variable rate of 3.94% at the end of the fixed term. Early redemption charges may apply.

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above 60% Loan To Value mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker