Low Cost Mortgages

Don't Get Stung By High Mortgage Costs!

Compare low cost mortgage deals - We Compare Mortgage Deals - Rates updated daily! See our selected low cost mortgage deals below or call our independent mortgage team on 0117 332 3389.

Fixed Rate Mortgage Deals Selection
ProviderInitial RateTermTypeAPR*LTV 
1.37%
2 YearsFixed Rate 4.10%60%More Info >
  • Available to all customers
  • Fixed until 31.03.2017
  • Product fee of £1,995
  • Early repayment charges apply until 31.03.17
1.75%
2 YearsFixed Rate 4.10%75%More Info >
  • Available to all customers
  • Fixed until 31 March 2017
  • Product fee of £995
  • Early repayment charges apply until 31/03/17
1.74%
2 Years Fixed Rate3.70%70%More Info >
  • Call the HSBC mortgage team 0800 077 4336
  • Fixed until 30 April 2017
  • Product fee of £1499
  • Early repayment charges may apply
2.39%
2 YearsFixed Rate 4.70%75%More Info >
  • Available to all customers
  • £1000 cashback available for residential purchase
  • Fixed until 31.03.2017
  • Product fee of £999
  • Early repayment charges apply until 31.03.17
2.39%
2 YearsFixed 4.70%75%More Info >
  • Available to all customers
  • £1000 cashback available for residential purchase
  • Fixed until 31.03.2017
  • Product fee of £999
  • Early repayment charges apply until 31.03.17
2.09%
2 Years Fixed Rate3.80%80%More Info >
  • Call the HSBC mortgage team 0800 077 4336
  • Fixed until 30 April 2017
  • Product fee of £1499
  • Early repayment charges may apply
2.79%
2 YearsFixed Rate 4.60%75%More Info >
  • Available to all customers
  • £1000 cashback available for residential purchase
  • Fixed until 31.03.2017
  • Early repayment charges apply until 31.03.17
2.79%
2 YearsFixed 4.60%75%More Info >
  • Available to all customers
  • £1000 cashback available for residential purchase
  • Fixed until 31.03.2017
  • Early repayment charges apply until 31.03.17
2.79%
2 YearsFixed Rate 4.80%85%More Info >
  • Available to all customers
  • £1000 cashback available for residential purchase
  • Fixed until 31.03.2017
  • Product fee of £999
  • Early repayment charges apply until 31.03.17
2.79%
2 YearsFixed 4.80%85%More Info >
  • Available to all customers
  • £1000 cashback available for residential purchase
  • Fixed until 31.03.2017
  • Product fee of £999
  • Early repayment charges apply until 31.03.17
3.29%
5 YearsFixed Rate 4.50%75%More Info >
  • Available to all customers
  • £1000 cashback available for residential purchase
  • Fixed until 31.03.2020
  • Product fee of £999
  • Early repayment charges apply until 31.03.20
3.29%
5 YearsFixed 4.95%75%More Info >
  • Available to all customers
  • £1000 cashback available for residential purchase
  • Fixed until 31.03.2020
  • Product fee of £999
  • Early repayment charges apply until 31.03.20
3.39%
2 YearsFixed 4.90%90%More Info >
  • Available to all customers
  • £1000 cashback available for residential purchase
  • Fixed until 31.03.2017
  • Product fee of £999
  • Early repayment charges apply until 31.03.17
3.49%
5 YearsFixed Rate 4.60%85%More Info >
  • Available to all customers
  • £1000 cashback available for residential purchase
  • Fixed until 31.03.2020
  • Product fee of £999
  • Early repayment charges apply until 31.03.20
3.49%
5 YearsFixed 4.95%85%More Info >
  • Available to all customers
  • £1000 cashback available for residential purchase
  • Fixed until 31.03.2020
  • Product fee of £999
  • Early repayment charges apply until 31.03.20
3.59%
5 YearsFixed Rate 4.50%75%More Info >
  • Available to all customers
  • No product fee
  • £1000 cashback available for residential purchase
  • Fixed until 31.03.2020
  • Early repayment charges apply until 31.03.20
3.59%
5 YearsFixed 4.50%75%More Info >
  • Available to all customers
  • No product fee
  • £1000 cashback available for residential purchase
  • Fixed until 31.03.2020
  • Early repayment charges apply until 31.03.20
3.29%
2 Years Fixed Rate4.0%90%More Info >
  • Call the HSBC mortgage team 0800 077 4336
  • Fixed until 30 April 2017
  • Product fee of £1499
  • Early repayment charges may apply
3.99%
5 YearsFixed 4.80%90%More Info >
  • Available to all customers
  • £1000 cashback available for residential purchase
  • Fixed until 31.03.2020
  • Product fee of £999
  • Early repayment charges apply until 31.03.20
4.39%
5 YearsFixed 4.80%90%More Info >
  • Available to all customers
  • No Product fee
  • £1000 cashback available for residential purchase
  • Fixed until 31.03.2020
  • Early repayment charges apply until 31.03.20
*APR = Overall Cost for Comparison 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker 

2 Year Tracker Mortgage Deals Selection
ProviderInitial RateTermTypeAPR*LTV 
1.19%
2 YearsTracker 3.70%60%More Info >
  • Call TSB direct on 0808 256 1991
  • Available to all customers
  • Variable until April 2017
  • Product fee of £2,030
  • Your monthly payments will go up and down in line with the Bank of England base rate
  • Early repayment charges apply until April 2017
1.29%
2 YearsTracker3.70%60%More Info >
  • Available to all customers
  • Call 0845 241 5556 to speak to us about this deal
  • Fixed until 28 February 2017
  • No early repayment charges
  • Product fee of £1,209
1.39%
2 YearsTracker4.10%60%More Info >
  • Available to NEW customers only 
  • Variable until 31.03.2017
  • Product fee of £1,495
  • Early repayment charges apply until 31.03.17
1.44%
2 YearsTracker4.40%65%More Info >
  • Available to all customers
  • Call 0845 241 5556 to speak to us about this deal
  • Fixed until April 2017
  • No early repayment charges
  • Product fee of £1,094
1.79%
2 YearsTracker4.10%60%More Info >
  • Available to NEW customers only
  • Variable until 31.03.2020
  • No Product Fee
  • Early repayment charges apply until 31.03.20
1.99%
2 YearsTracker 3.60%60%More Info >
  • Call TSB direct on 0808 256 1991
  • Available to all customers
  • Variable until April 2017
  • Product fee of £35
  • Your monthly payments will go up and down in line with the Bank of England base rate
  • Early repayment charges apply until April 2017
2.49%
2 YearsTracker3.80%75%More Info >
  • Available to all customers
  • Call 0845 241 5556 to us about this deal.
  • Fixed until 28 February 2017
  • No early repayment charges
  • Product fee of £1,689
*APR = Overall Cost for Comparison 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker 

Discount Rate Mortgage Deal Selection - Call Direct
ProviderInitial RateTermTypeAPR*LTV 
0.99%
2 YearsDiscount3.60%60%More Info >
  • Call 0800 077 4336 to speak to the HSBC mortgage team
  • You can overpay up to 20% off your standard monthly payment 
  • Product fee of £1499
  • Your monthly payments will go up and down as the HSBC Variable Rate rises and falls
  • Early repayment charges may apply
*APR = Overall Cost for Comparison 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker 

Help To Buy Mortgage Deal Selection - Call Direct
ProviderInitial RateTermTypeAPR*LTV 
4.59%
2 Years Fixed
Help to Buy Scheme
4.20%95%More Info >
  • Call the HSBC mortgage team 0800 077 4336
  • Fixed until 30 April 2017
  • Product fee of £99
  • Property cannot be rented out
4.75%
2 YearsFixed Rate 4.70%95%More Info >
  • Available to first time buyers and home movers 
  • Fixed until 31 March 2017
  • No arrangement fee
  • Early repayment charges apply until 31/03/17
5.29%
5 Years Fixed
Help to Buy Scheme
4.30%95%More Info >
  • Call the HSBC mortgage team 0800 077 4336
  • Fixed until 30 April 2020
  • Product fee of £99
  • Property cannot be rented out
5.29%
5 YearsFixed Rate 5.00%95%More Info >
  • Available to first time buyers and home movers 
  • Fixed until 31 March 2020
  • No arrangement fee
  • Early repayment charges apply until 31/03/20
*APR = Overall Cost for Comparison 


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker 

Buy to Let Mortgage Deal Selection - Call Direct
ProviderInitial RateTermTypeAPR*LTV 
2.44%
2 YearsFixed Rate 4.70%60%More Info >
  • Available to NEW customers
  • Standard valuation fee paid by lender
  • Remortgages have standard legal fees paid by lender
  • Fixed until 31 March 2017
  • Product fee of £995
  • Early repayment charges apply until 31/03/17
2.89%
2 YearsFixed Rate 5.60%60%More Info >
  • Available to all customers
  • Fixed until 31.03.2017
  • Product fee of £999
  • Early repayment charges apply until 31.03.17
2.89%
2 YearsFixed 5.60%60%More Info >
  • Available to all customers
  • Fixed until 31.03.2017
  • Product fee of £999
  • Early repayment charges apply until 31.03.17
*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you contact our independent - Buy To Let Mortgage Team - who are able to source mortgages from the whole UK market.

Independent Mortgage Quotes & Advice Service
Mortgage ServiceIndependent Mortgage AdviceMortgage Quotes Tailored to youFast Track ServiceMortgage Protection ReviewGet Quotes
YesYesYesYesMore Info >
  • Call 0845 241 5565 or 0117 332 3389 (from mobile)
  • Independent mortgage advice
  • Experienced administration support
  • Fast Track Service
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Low Cost Mortgage Deals

For any potential borrower, finding an affordable low cost mortgage is likely to be a paramount concern. In order to find the most competitively priced mortgage deals, it is advisable to shop around using mortgage comparisons. For better interest rates on low cost mortgages, customers who can afford to pay a significantly higher deposit for their loan may receive a cheaper mortgage on the whole.  

 

Many providers may also offer customers discounted low cost mortgages in certain circumstances, however it is also important to carefully consider the terms and conditions of the agreement, as many discounted deals may be subject to higher rates at a later date. Feel free to consult our mortgage comparisons table for more information on low cost mortgages:

 

Customers who are searching for a low cost mortgage should also carefully consider what type of repayment plan will be best suited to their requirements.

 

Interest Only Mortgages

Interest only mortgages are often suitable for customers who wish to save money in the short term. Customers will be expected to repay the interest on their loan to the lender every month, but will not have to worry about repaying the borrowed capital until the end of the agreement. Interest only mortgages often have higher rates and may therefore be more expensive for borrowers in the long term.

 

Repayment Mortgages

Customers are expected to repay the interest as well as a small portion of the loan on a monthly basis until it has been completely repaid. The advantage of a repayment mortgages is that the loan will gradually be affected less and less by interest rates as time goes on.


Independent Mortgage Service

If you are unsure what your mortgage options are we recommend getting independent mortgage advice. For advice on what low cost mortgage deals are available based on your circumstances call our mortgage team on 0117 332 3389. Our mortgage service provides:


  • Independent advice on all the leading UK lenders and what they can offer you
  • Access to exclusive mortgage deals not available on the high street
  • Fast quotes and professional customer service

While getting a low cost mortgage rate is important getting the right advice for your situation should be a priority.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker