Low LTV Mortgages

Compare low LTV mortgages - Our Mortgage Calculator compares more than 5,000 mortgage deals including mortgage deals.


About you
Your income
Partner income
Income = £60,000
This calculates your maximum loan
Your property
Property value
Your deposit
Borrow = £100,000
Your loan to value (LTV) = 50%
Your mortgage
Mortgage Type
Payment Method
Payment Term

No mortgages were found which match these requirements. Please use the search form above to find mortgages which suit your precise requirements.

If you are a first time buyer with a fairly high deposit available or are looking to re-mortgage having paid off a fairly significant amount of your existing mortgage, then a low LTV mortgage could be for you. A low loan to value (LTV) mortgage would involve paying a larger deposit than a high LTV mortgage, normally in exchange for a significantly cheaper interest rate.  If you are looking for a low LTV mortgage, you are likely to find that there are a number of competitively priced deals that could be available to you.


The key to getting the best possible deal on low LTV mortgages is usually to shop around with a number of different lenders and compare mortgages to see who could offer you the most favourable mortgage deal. 


As you search for a low LTV mortgage, you may wish to refer to our mortgage comparison tables above. When comparing mortgage deals, there are several options that you may wish to consider; these include the following:


Repayment options – Customers may choose either an Interest Only or Repayment agreement, their details can be found below:

  • Repayment mortgages require you to pay monthly payments of capital plus interest until the end of the mortgage term.
  • Interest Only mortgages allow you to repay only the interest on your mortgage every month. Although at the same time, you will be expected to pay into a long-term savings plan, as the starting loan must be repaid in full at the end of the agreed term


There is also a variety of interest rate options available to customers, here are two examples of some of the most popular types that are commonly sold:

  • Tracker
    This type of interest rate tracks the Bank of England base interest rate, meaning that it could move up or down accordingly.


  • Fixed rate
    This type of interest rate is set at a certain amount for a specified period of time, after which it would usually revert to the lender’s standard variable rate (SVR).



The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker