Low LTV Mortgages

Compare Low LTV Mortgages

Use our Mortgage Tables below to compare low ltv mortgage deals: 

Provider

Type

Initial Rate

Initial Term

Overall Cost for Comparison

LTV*Product Fee 
Fixed Rate
1.05%
2 Years

4.10%

60%£1,995More Info >
Our View: "UK Lowest Initial Rate 2 Year Fixed Mortgage Deal".
This mortgage reverts to the Post Office variable rate of 4.49% at the end of the fixed term. Early redemption charges may apply.
Tracker
1.24%
2 Years

4.00%

75%£995More Info >
Our View: "Market Leading 2 Year Tracker 75% LTV Mortgage Deal in the UK".
Post Office Tracker Rate Deals »This mortgage reverts to the Post Office variable rate of 4.49% at the end of the fixed term. Early redemption charges may apply.
Fixed Rate
2.19%
2 Years

4.50%

80%£0More Info >
Our View:

"Remortgage Only Deal. Legal fees paid if you use Yorkshire's solicitors".

This mortgage reverts to the Yorkshire Bank variable rate of 4.95% at the end of the fixed term. Early redemption charges apply.
Fixed Rate
2.23%
5 Years

3.50%

60%£995More Info >

Call FREE - 0800 158 2934

to speak to a NatWest Mortgage Specialist. This mortgage reverts to the NatWest variable rate of 4% at the end of the fixed term. Early redemption charges may apply.
Fixed Rate
2.49%
2 Years

4.70%

90%£999More Info >
Our View:

"Legal fees paid if you use Clydesdale's solictors".

This mortgage reverts to the Clydesdale Bank variable rate of 4.95% at the end of the fixed term. Early redemption charges apply.
Fixed Rate
3.39%
10 Years

3.70%

Up to 75%£0More Info >

Call FREE - 0808 256 1991

to speak to a TSB Mortgage Specialist. This mortgage reverts to the TSB Bank variable rate of 3.99% at the end of the fixed term. Early redemption charges may apply.
Fixed
Help to Buy Scheme
3.49%
2 Years

4.00%

95%£99More Info >

Call FREE - 0800 077 4336

to speak to the HSBC mortgage team. This mortgage reverts to the HSBC Bank variable rate of 3.94% at the end of the fixed term. Early redemption charges may apply.
Fixed Rate
Help to Buy Scheme
4.89%
5 Years

4.80%

95%£0More Info >
Post Office Help to Buy Fixed Rate Deals »This mortgage reverts to the Post Office variable rate of 4.49% at the end of the fixed term. Early redemption charges may apply.

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

Independent Mortgage Quotes & Advice Service
Mortgage ServiceIndependent Mortgage AdviceMortgage Quotes Tailored to youFast Track ServiceMortgage Protection ReviewGet Quotes
yesyesyesyesMore Info >

Call 0117 332 6063

to speak to the Fair Mortgages team.

Compare Low LTV Mortgages

If you are a first time buyer with a fairly high deposit available or are looking to re-mortgage having paid off a fairly significant amount of your existing mortgage, then a low LTV mortgage could be for you. A low loan to value (LTV) mortgage would involve paying a larger deposit than a high LTV mortgage, normally in exchange for a significantly cheaper interest rate.  If you are looking for a low LTV mortgage, you are likely to find that there are a number of competitively priced deals that could be available to you.

 

The key to getting the best possible deal on low LTV mortgages is usually to shop around with a number of different lenders and compare mortgages to see who could offer you the most favourable mortgage deal. 

 

As you search for a low LTV mortgage, you may wish to refer to our mortgage comparison tables above. When comparing mortgage deals, there are several options that you may wish to consider; these include the following:

 

Repayment options – Customers may choose either an Interest Only or Repayment agreement, their details can be found below:

  • Repayment mortgages require you to pay monthly payments of capital plus interest until the end of the mortgage term.
  • Interest Only mortgages allow you to repay only the interest on your mortgage every month. Although at the same time, you will be expected to pay into a long-term savings plan, as the starting loan must be repaid in full at the end of the agreed term

 

There is also a variety of interest rate options available to customers, here are two examples of some of the most popular types that are commonly sold:

  • Tracker
    This type of interest rate tracks the Bank of England base interest rate, meaning that it could move up or down accordingly.

 

  • Fixed rate
    This type of interest rate is set at a certain amount for a specified period of time, after which it would usually revert to the lender’s standard variable rate (SVR).

Top 5 Mortgage Deals

Find a selection below of top mortgage deals based on "loan to value" or LTV - so if you have a 25% deposit or 25% equity in your home click on the 75% LTV tab for latest deals

Provider

Type

Initial Rate

Initial Term

Overall Cost for Comparison

LTV*Product Fee 
Fixed Rate
1.05%
2 Years

4.10%

60%£1,995More Info >
Our View: "UK Lowest Initial Rate 2 Year Fixed Mortgage Deal".
This mortgage reverts to the Post Office variable rate of 4.49% at the end of the fixed term. Early redemption charges may apply.
Tracker
1.08%
2 Years

4.10%

60%£1,995More Info >
Our View: "A Market Leading 2 Year Tracker 60% LTV Mortgage Deal".
This mortgage reverts to the Post Office variable rate of 4.49% at the end of the fixed term. Early redemption charges may apply.
Fixed Rate
1.45%
2 Years

3.80%

60%£995More Info >

Call FREE - 0800 158 2934

to speak to a NatWest Mortgage Specialist. This mortgage reverts to the NatWest variable rate of 4% at the end of the fixed term. Early redemption charges may apply.
Fixed Rate
1.45%
2 Years

3.80%

60%£995More Info >

Call FREE - 0800 096 7447

to speak to an RBS Mortgage Specialist. This mortgage reverts to the RBS variable rate of 4% at the end of the fixed term. Early redemption charges may apply.
Fixed Rate
1.69%
2 Years

3.70%

60%£999More Info >

Call FREE - 0800 077 4336

to speak to the HSBC mortgage team. This mortgage reverts to the HSBC Bank variable rate of 3.94% at the end of the fixed term. Early redemption charges may apply.

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above 60% Loan To Value mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker