With so many different lenders on the market offering low rate loans, it is difficult to know where to start when looking for a loan deal. But whether you are looking to borrow money for debt consolidation, home improvements or to buy a new car, you should shop around to find the best possible deal for your circumstances – use our online loan calculator to compare low rate loans.  

Although there are now borrowing services for virtually all financial situations, the very low rate loans are not available to everyone. Lenders look at a number of factors when deciding on the rate they are prepared to offer, including:  

  • Credit history – a bad history - which may include missed payments on a mortgage or credit card, CCJs or other arrears - will affect your borrowing potential both in terms of the rate you are offered and the amount you will be able to borrow.
  • Home ownership – home owners will tend to get better rates and be able to borrow more money – up to 125% of the value of their home – because the loan in secured against the value of the property
  • Employment – the lender will need to be sure you will be able to keep up the repayments on your loan

For more information and to work out interest rates and repayments see our FREE calculator below or click on the link to use our friendly advice service.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

LenderMin - Max LoanCredit HistoryAPRTermApply
£7,500 - £14,999Good6.40%1 to 5 YearsGet Quotes >
Loans of £7,500 - £25,000 for 1-5 years. Representative Example: Based on an assumed loan amount of £10,000 over 49 months at an interest rate of 6.4% p.a. (fixed). b>
£7,000 - £15,000Good6.90%1 to 5 YearsGet Quotes >
Loans from £7,000 - £15,000. Instant decision. Same day transfer of funds Representative Example: Borrow £10,000 over 60 months at a Representative APR of 6.90% paying £196.56 a month will result in a total sum of £11,793.43 over the loan term.
£15,000 - £19,999Good7.90%1 to 5 YearsGet Quotes >
Loans of £7,500 - £25,000 for 1-5 years. Representative Example: Based on an assumed loan amount of £10,000 over 49 months at an interest rate of 6.4% p.a. (fixed). b>
£15,000 - £20,000Good8.00%1 to 5 YearsGet Quotes >
Representative Example: Borrow £10,000 over 60 months at a Representative APR of 6.3% paying £193.91 a month will result in a total sum of £11,634.60 over the loan term..
£20,000 - £25,000Good8.00%1 to 5 YearsGet Quotes >
Loans of £7,500 - £25,000 for 1-5 years. Representative Example: Based on an assumed loan amount of £10,000 over 49 months at an interest rate of 6.4% p.a. (fixed). b>
£7,500 - £14,999Good8.90%1 to 5 YearsGet Quotes >
Loans from £7,500 to £14,950. Rates fixed for the lifetime of the loan. Instant decision online. Representative Example: Borrow £10,000 over 48 months at a Representative APR of 8.9% paying £246.77 a month will result in a total sum of £11,844.96 over the loan term.

Fair Investment Company is independent and provides a selection of some of the leading loan deals available. Our service does not compare or contrast all of the loan deals currently available in the market. Our address is; Kings House, 14 Orchard Street, Bristol, BS1 5EH. If you would like to arrange any of the products shown in the table please click on the “Apply” link which will take you to the provider’s website where you will be able to view further details of the product and apply online.