MBNA Loan

Compare MBNA loans

ProviderLoan AmountCredit HistoryRates FromTerm 
£1,000 to £25,000Good Credit Only3.3%

APR
Representative

(£7,500-£15,000)

1 year to 5 yearsGet Quotes >
  • Quote takes 3 minutes (Won't affect your credit score)
  • Money can be with you within 3 working days
  • Voted most trusted loan provider (Moneywise customer service awards 2010 - 2015)
  • Must be aged 18
  • UK Resident with a UK bank account

Representative Example: The Representative APR is 3.3%. A loan of £7,500 over 36 months at a fixed rate of 3.0% pa and a fee of £30 will cost £218.94 per month and a total amount repayable of £7,881.84.

£7,000 to £15,000Good Credit Only3.3%

APR
Representative

(£7,000-£15,000)

1 year to 8 yearsGet Quotes >
  • 3.30% APR for personal loans between £7,000 and £15,000
  • Fixed repayment terms
  • Get a personalised quote online without affecting your credit score
  • Must be aged 18
  • UK Resident with a UK bank account
  • Minimum Income or pension before tax of £10,000

Representative Example: The Representative APR is 3.3%. Based on an assumed loan amount of £8,000 over 60 months at a interest rate of 3.3% pa (fixed), you will repay £144.64 per month. Total amount you repay £8,678.64.

£7,500 - £14,999Good Credit Only3.4%

APR
Representative

(£7,500-£14,999)

1 to 5 YearsGet Quotes >
  • Fixed Interest Loan Rate
  • No set up charges or hidden fees
  • Instant Online Decision
  • Must earn at least £750 pm (can be combined income)
  • Must be aged 18
  • If self employed must be homeowner and supply 1 years audited accounts

Representative Example: The Representative APR is 3.4%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 3.40% p.a. (fixed). Monthly repayment £181.24. Total amount payable £10,874.40.

£1,000 to £35,000Good Credit Only3.5%

APR
Representative

(£13,000-£13,999)

6 months to 5 yearsGet Quotes >
  • PERSONAL LOAN DEAL (unsecured)
  • Getting a quote will not impact your credit score
  • Instant Online Decision
  • Fast loan - Money in your bank in 1 working day
  • Good credit history required
  • Must be aged 21 and resident in the UK for 3 years
  • You hold a UK bank or building society account
  • Regular source of income

Representative Example: The Representative APR is 3.5% . Based on an assumed loan amount of £7,500 over 36 months at a fixed rate of 3.3% pa and a fee of £21 you will repay £219.58 per month. Total amount you repay £7,904.88.

£2,500 to £25,000Good Credit Only3.8%

APR
Representative

(£7,500-£10,000)

2 years to 5 yearsGet Quotes >
  • 10 minute online quote, instant decision
  • Money can be with you within 48 hours
  • No arrangement, over payment or early repayment fees
  • Must be aged 21 or over
  • UK Resident with a UK bank account

Representative Example:  The Representative APR is 3.8%. A loan of £7,500 over 36 months at a fixed rate of 3.8% pa will cost £220.55 per month and a total amount repayable of £7,939.80.

£1,000 to £25,000All Credit Histories Considered14.9%

APR
Representative

1 to 5 YearsGet Quotes >

Representative example: The Representative APR is 14.9% (variable).The Representative APR is If you borrow £90,000 over 4 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £245.80 per month. Total charge for credit will be £2,798.51. Total amount repayable is £11,789.51.

£1,000 to £20,000All Credit Histories Considered39.50%

APR
Representative

1 to 5 YearsGet Quotes >
  • Rebuild Your Credit
  • Interest rates start from 9.3% APR
  • Instant Online Decision using 'soft' credit searches (Won't affect your credit score)
  • Funds as soon as same day
  • No arrangement fees or early repayment charges
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 39.50% (fixed). A loan of £3,000 over 3 years will cost you £134.86 per month at 33.80% APR (fixed). The total cost after 3 years is £4,854.94.

£500 to £25,000All Credit Histories Considered49.90%

APR
Representative

3 Months to 10 YearsGet Quotes >
  • Interest rates start from 6.4% APR
  • Loans for any purpose
  • Decisions within minutes
  • Accepted Rates Based on your personal circumstances
  • Loans for any purpose, decisions within minutes, 
  • Must be aged 18
  • Must be UK resident

The Representative Example: The Representative APR is 39.50% (variable).Borrow £3000 and pay £146.39 a month for 36 months. The Total Interest Payable is £2,270.04. The Total Amount Payable is £5,270.04.

£1,000 to £20,000All Credit Histories Considered99.90%

APR
Representative

1 to 2 YearsGet Quotes >
  • Interest Rates from 35.9% - 99.9%, depending on the information you provide in your application
  • Fixed monthly repayments
  • Instant Online Decision
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 99.9% (fixed) - Based on an assumed loan amount of £1,500 over 24 months at an interest rate of 71.3% p.a. (fixed) you would pay £118.88 a month and £2,853.12 in total.

While MBNA loans are not currently available you may wish to look for an alternative option with similar features such as:

 

  • Loans from between £5,000 and £25,000
  • Make no repayments for the first four months
  • A flexible repayment period from one to eight years

 

Loan Calculator

 

As MBNA loans are not available at the moment there is not a MBNA loan calculator, however many lenders do. If you are interested in getting a loan from a provider you could use their loan calculator to get an indication of what it could cost you in repayments. You normally just need to enter the amount you want to borrow and how long you want the repayment period to be.

 

Most loan calculators work out your estimate based on the lenders Representative APR for a loan of that size, however if you decide to apply for a loan there is the chance that the lender, once they have assessed your credit score and other financial information, will offer you an alternate APR meaning the amount you are expected to repay would be different. 

 

Before you take out a loan

As loans can vary greatly, it is important to shop around before you app

ly to make sure it is the best choice for you. As well as comparing different financial products, you may also want to look into alternatives to borrowing to see if they could better suit your needs, for example if you already have the required sums saved, then it may be better to use your savings than to borrow. This is because interest you earn from your savings may be less than the rate of interest that you would need to pay on your loan.

 

It is also important to consider if you are thinking of taking out alone to consolidate debt that spreading your payments over a longer term means you may ultimately be paying more overall than with your existing arrangements, even if the interest rate on this new loan is less than the rates you have at the moment.

 

The free comparison tables above can help you compare different personal loans; you can use them to consider what might be a good choice for you. When thinking about taking out a loan consider what features are most important to you.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.