Medical Insurance Cost

Medical insurance costs…

Due to the highly personalised nature of medical insurance, quotes for each policy can often vary greatly. This is due to the fact that each policy is designed to meet the needs of each customer as an individual, causing costs to vary accordingly.


The following factors could all have an effect on the costs quoted for your medical insurance:

 

  • Your age, gender and occupation
  • Whether or not you have pre-existing health complaints
  • How healthy your lifestyle is – for example, being a smoker or overweight could cause medical insurance costs to rise
  • The level of cover you require; whether basic, mid-range or comprehensive
  • The types of treatments and diagnoses that are covered by your policy, and to what extent they are covered
  • The amount of excess that you are liable to pay upon making a claim


Click on the links in the product comparison table below to start getting medical insurance quotes from different providers right now.

 

Medical Insurance Quotes
ProviderOnline Quotes available?Special FeaturesGet Quotes
yesFast consultations – book a video consultation with a GP or specialist in minutes. Get dedicated cancer support - If you’re diagnosed with cancer, we’ll assign you a highly experienced Case Manager who’ll support you throughout your treatment and help you understand every step of the process.Get Quotes >
yesWith Comprehensive Cover No financial limits - so you'll have peace of mind that you won’t run out of funding for eligible treatment with the hospitals you’ve chosen as part of your policy and a fee assured consultant.Get Quotes >
yesSupportive care – with 24/7 telephone access to our nurses and counsellors through our medical helpline Health at Hand, we’re here for you no matter how late it is or however long it takes.Get Quotes >
yesRewards Programme Vitality Plus makes looking after your health more rewarding; the more you participate and improve your Vitality status the higher your discounts will be with Vitality reward partners, Eurostar, Mark Warner, Champneys and Cineworld.Get Quotes >

If you are interested in trying to reduce the cost of your medical insurance, there are a few things that you could consider:
Improving your health could significantly lower your medical insurance quotes – as a non-smoker at a healthy weight, you might expect to pay a lower premium than an overweight smoker.


The more basic medical insurance products are often cheaper than comprehensive cover, but it is worth making yourself aware of what is and what is not covered at each level before deciding on which might be best for you. 


There are other ways to reduce the cost of medical insurance, like raising the amount of excess payable upon making a claim could lower the cost of your premium. It is sometimes the case that insurance providers may provide you with a discount depending on your method of payment – for example, if you were to pay by direct debit. Certain insurance providers will also offer a reward for customers that make very few claims.