Medical Insurance Only

Some people want to be covered for medical insurance only, not including other additional benefits such as travel or life insurance. Finding a medical insurance only policy will probably make your premiums cheaper if you shop around and find a competitively priced basic package. Medical insurance provides peace of mind that you will be covered in the event that any of you incur an accident, illness or injury.

Advantages of taking out medical insurance include:

• Not having to wait as long as you might for treatment on the NHS
• Out-patient and in-patient cover, depending on the level of care you purchase
• Access to private health care facilities at a time that is convenient for you and at your choice of hospitals
• Covers the costs of surgical procedures, cancer treatments, scans, X-Rays, consultants/specialists, complimentary and alternative therapies

Medical insurance only provides financial cover in the event that you fall ill, have an accident, are injured or disabled; it does not make a pay out in the event of death or diagnosis of a critical illness.