Compare Monmouthshire Building Society Mortgages


There is a wide range of Monmouthshire Building Society mortgages to choose from – whether you are a first time buyer or a home owner looking for a better rate, Monmouthshire Building Society mortgages could help you to fulfill your property buying aspirations. Use our free mortgage calculator to compare Monmouthshire Building Society mortgages with other top mortgage deals:


Fixed Rate Mortgage Deals

Provider

Type

Initial Interest Rate

Initial Term

Max LTV*Product Fee 
Fixed

1.42%

Reverts to 3.75%

2

Years

60%

YesMore Info >
  • Call 0800 056 8572 to speak to a NatWest mortgage specialist
Fixed

1.41%

Reverts to 3.75%

2

Years

60%

YesMore Info >
  • Call 0800 096 7962 to speak to an RBS mortgage specialist
Fixed

1.59%

Reverts to 4.70%

2

Years

75%

YesMore Info >
  • Available to all customers
Fixed

1.59%

Reverts to 4.70%

2

Years

75%

YesMore Info >
  • Available to all customers
Fixed

2.39%

Reverts to 4.70%

2

Years

75%

NoMore Info >
  • Available to all customers
  • No product fee
Fixed

2.39%

Reverts to 4.70%

2

Years

75%

NoMore Info >
  • Available to all customers
  • No product fee
Fixed

2.09%

Reverts to 4.70%

2

Years

85%

YesMore Info >
  • Available to all customers
  • Product fee of £999
Fixed

2.09%

Reverts to 4.70%

2

Years

85%

YesMore Info >
  • Available to all customers
  • Product fee of £999
Fixed

2.49%

Reverts to 4.70%

5

Years

75%

YesMore Info >
  • Available to all customers
  • Product fee of £999
Fixed

2.49%

Reverts to 4.70%

5

Years

75%

YesMore Info >
  • Available to all customers
  • Product fee of £999

Representative Example:


A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.


The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).


In this example the overall cost for comparison is 3.7% APRC representative.


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Fixed Rate Mortgage Deals

Provider

Type

Initial Interest Rate

Initial Term

Max LTV*Product Fee 
Fixed

1.42%

Reverts to 3.75%

2

Years

60%

YesMore Info >
  • Call 0800 056 8572 to speak to a NatWest mortgage specialist
Fixed

1.41%

Reverts to 3.75%

2

Years

60%

YesMore Info >
  • Call 0800 096 7962 to speak to an RBS mortgage specialist
Fixed

1.59%

Reverts to 4.70%

2

Years

75%

YesMore Info >
  • Available to all customers
Fixed

1.59%

Reverts to 4.70%

2

Years

75%

YesMore Info >
  • Available to all customers
Fixed

2.39%

Reverts to 4.70%

2

Years

75%

NoMore Info >
  • Available to all customers
  • No product fee
Fixed

2.39%

Reverts to 4.70%

2

Years

75%

NoMore Info >
  • Available to all customers
  • No product fee
Fixed

2.09%

Reverts to 4.70%

2

Years

85%

YesMore Info >
  • Available to all customers
  • Product fee of £999
Fixed

2.09%

Reverts to 4.70%

2

Years

85%

YesMore Info >
  • Available to all customers
  • Product fee of £999
Fixed

2.49%

Reverts to 4.70%

5

Years

75%

YesMore Info >
  • Available to all customers
  • Product fee of £999
Fixed

2.49%

Reverts to 4.70%

5

Years

75%

YesMore Info >
  • Available to all customers
  • Product fee of £999

Representative Example:


A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.


The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).


In this example the overall cost for comparison is 3.7% APRC representative.


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Tracker Mortgage Deals

Provider

Type

Initial Interest Rate

Initial Term

Max LTV*Product Fee 
Tracker

1.59%

Reverts to 3.75%

2

Years

60%

YesMore Info >
  • Call 0800 158 2934 to speak to a NatWest mortgage specialist
Tracker

1.59%

Reverts to 3.75%

2

Years

60%

YesMore Info >
  • Call 0800 096 7447 to speak to an RBS mortgage specialist
Tracker

1.79%

Reverts to 3.75%

2

Years

70%

YesMore Info >
  • Call 0800 158 2934 to speak to a NatWest mortgage specialist
Tracker

1.79%

Reverts to 3.75%

2

Years

70%

YesMore Info >
  • Call 0800 096 7447 to speak to an RBS mortgage specialist.
Lifetime Tracker

2.09%

Life of the mortgage

60%

YesMore Info >
  • Call the HSBC mortgage team 0800 077 4336
  • Product fee of £999
Lifetime Tracker

2.14%

Life of the mortgage

70%

YesMore Info >
  • Call the HSBC mortgage team 0800 077 4336
  • Product fee of £999

Representative Example:


A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.


The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).


In this example the overall cost for comparison is 3.7% APRC representative.


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Discount Rate Mortgage Deals

Provider

Type

Initial Rate

Initial Term

Overall Cost for Comparison

Max LTV*Product Fee 
Discounted
Variable

1.79%

Reverts to 4.70%

2

Years

4.30%

75%

YesMore Info >
  • Available to all customers
  • Product fee of £999 (£499 existing customers) 
Discounted
Variable

1.89%

Reverts to 4.70%

2

Years

4.40%

80%

YesMore Info >
  • Available to all customers
  • Product fee of £999 (£499 existing customers) 

Representative Example:


A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.


The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).


In this example the overall cost for comparison is 3.7% APRC representative.


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Buy to Let Mortgage Deal Selection

Provider

Type

Initial Interest Rate

Initial Term

Max LTV*Product Fee 
Fixed
Buy-to-Let

1.82%

Reverts to 4.25%

2

Years

60%

YesMore Info >
  • Call 0800 096 7962 to speak to an RBS mortgage specialist.
Fixed
Buy-to-Let

1.75%

Reverts to 4.74%

2

Years

60%

YesMore Info >
Fixed
Buy-to-Let

1.99%

Reverts to 4.74%

2

Years

75%

YesMore Info >
  • Available to all customers
  • Call 0330 333 3893 to speak to us about this deal
  • Product fee £995

Representative Example:


A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.


The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).


In this example the overall cost for comparison is 3.7% APRC representative.


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Features of Monmouthshire Building Society Mortgages


Monmouthshire Building Society can offer property buyers a wide selection of competitive range of mortgage products, coupled with a personal, flexible approach, to make sure you find the mortgage that's right for you. The mortgages available from Monmouthshire Building Society include:

  • Home purchase mortgages – Monmouthshire offers fixed rates and discounted rate mortgages of 3 and 4 years. With fixed rate mortgages, this means that monthly repayments are fixed at a certain level for a specified period of time, making it easier to budget. Discounted mortgages, meanwhile, offer an initial discount on the Monmouthshire Building Society standard variable rate (SVR). You will usually be moved onto the variable rate at the end of the agreed discounted or fixed rate period.
  • Remortgages – get quotes for both fixed rate and variable rate remortage deals, many with no product fees, no valuation fees, and legal fee waivers.
  • Buy-to-let mortgages – whether you are looking to dip your toe in the water of property rental or are an experienced landlord keen to expand your portfolio, Monmouthshire may be able to help.
  • First time buyers – Monmouthshire Building Society is taking part in the Help to Buy scheme (Wales) which could offer mortgages at up to 95% LTV.
Independent Mortgage Quotes & Advice Service
Mortgage ServiceIndependent Mortgage AdviceMortgage Quotes Tailored to youFast Track ServiceMortgage Protection ReviewGet Quotes
yesyesyesyesMore Info >
  • Call 0117 332 6063
  • Independent mortgage advice
  • Experienced administration support
  • Fast Track Service

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker