Monthly Interest Savings Accounts

Monthly interest savings accounts differ from many other types of savings account in that the interest payments for this type of account may be paid on a much more regular basis. If you are searching for a suitable savings account that has interest paid monthly, it is well worth shopping around using savings account comparisons like ours to find a good deal. See below for our selection of the latest savings deals on offer:

 

Savings Selection
ProviderAccountRate TermApply
7.25%6 YearsApply Now >
A 6 year capital protected structured deposit plan designed to pay 7.25% annual income. Also available as a cash ISA and ISA transfer.
4.60%5 YearsApply Now >
Interest paid either Annually at 4.60% Gross/AER, Quarterly at 4.52% Gross or Monthly at 4.50% Gross. Minimum Deposit £10,000.
RPI Tracker5 YearsApply Now >
5 year capital protected structured deposit plan offering 100% of any growth in the Retail Prices Index with no cap, or a minimum return of 16%. Also available for Cash ISA and Cash ISA transfer.
Instant Access Savings Accounts Deals
ProviderAccountInterest Rate (AER)TermApply
2.90%Instant AccessApply Now >
2.90% AER variable (2.86% gross p.a.) including a fixed bonus of 2.36% gross p.a. for 12 months from account opening. After 12 months the rate will revert to the standard variable rate.
2.80%Easy AccessApply Now >
Includes a 0.89% bonus payment for the 1st 12 months giving you a return of 2.80% AER. Open with £1,000.
2.80%Instant AccessApply Now >
2.80% gross/AER variable including 12 month fixed bonus of 2.70%. Enter the Halifax Savers Prize Draw for a chance to win £100,000 or one of a thousand smaller prizes. (You must hold £5,000 in savings each month and register.)
Latest Fixed Rate Bond Deals
ProviderAccountInterest Rate (AER)TermApply
4.60%5 YearsApply Now >
Interest paid either Annually at 4.60% Gross/AER, Quarterly at 4.52% Gross or Monthly at 4.50% Gross. Minimum Deposit £10,000.
4.00%3 YearsApply Now >
Interest paid annually at 4.00% (gross), quarterly at 3.94% (gross), or monthly at 3.93% (gross). Minimum Deposit £10,000.
3.60%1 YearApply Now >
3.60% Gross/AER fixed for 1 year. Deposit from £1,000. No maximum deposit.
Growth Structured Deposits
ProviderPlan NameMaximum Potential Return*TermMore Info
Inflation Protected Deposit BondRPI Tracker 5 yearsMore Info >
5 year capital protected structured deposit plan offering 100% of any growth in the Retail Prices Index with no cap (minimum return of 16%). Also available for Cash ISA and Cash ISA transfer.
FTSE 100 3 Year Deposit Plan 19%3 yearsMore Info >
3 year capital protected deposit plan with the potential to receive a defined return of 19%. Also available for Cash ISA and Cash ISA transfer.
FTSE 100 Kick Out Deposit Plan - Option 26.25%
per annum
Up to
5 years
More Info >
Capital protected deposit plan with the potential to mature after years 2, 3, 4 and 5. If the plan matures early it will return 6.25% times the number of years the plan has been in force. Also available for Cash ISA and Cash ISA transfer.
* Maximum Growth Yields are not guaranteed and subject to certain conditions

It is worth remembering a monthly interest savings account may not strictly be offered by many providers, as ‘monthly interest’ is more of an option that may be selected alongside a particular type of savings account deal.


Some examples of accounts that may have a monthly interest option are:

 

  • Fixed interest rate savings accounts
  • ISA savings accounts
  • Instant Access savings accounts
  • Notice savings accounts


Receiving interest on a monthly basis instead of annually can be useful for many people.  Some customers, such as retirees for example who may have a significant amount of money saved, use this money as another source of income.


Depending on the type of monthly interest account that is selected, there may be several restrictions to be considered. If a notice savings account is selected for example, the customer may be subjected to a potentially lengthy waiting period before any money can be withdrawn without incurring a penalty.


If you have any doubts regarding a particular savings account offer, it is also important to check the terms and conditions of the proposed agreement before you apply.


Finding the right savings account deal for you will always be a matter of shopping around, and we have designed the comparison tables on this page to make it easy to do just that.

Monthly interest savings accounts come in all shapes and sizes, including:

You can compare deals using the tables above to see if there's a monthly interest savings account to suit your needs and apply today.