It should also be noted that if you drive a big or powerful motorbike, your insurance premiums are likely to be more costly, as larger, more powerful vehicles are often seen as higher risk’ in the eyes of insurers.
You should consider the following before purchasing an insurance plan, as it may be possible to avoid higher premiums depending on your circumstances:
- You should consider how you keep your bike. If you store it in a garage you may be offered a cheaper premium, as this demonstrates that it is kept in a safe and secure environment.
- If you live in a relatively built up area of Northern Ireland, your motorbike insurance may cost more.
- You may incur higher premiums if you have any points or penalties on your licence.
If you motorbike is rarely used, it may be worth considering taking out a pay as you go motorbike insurance policy. Using this type of agreement, customers can simply renew their policy each month depending on whether or not they plan to use the vehicle.
There are a variety of different policies to choose from, so it's a good idea to take your time and carefully consider your options when searching for motorbike insurance in Northern Ireland.