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Nationwide Current Accounts

Compare Nationwide Current Accounts With The Market

Compare Nationwide Current Account Deals with other leading UK bank current accounts:

Latest Current Account Deals
 AccountInterest (AER)Overdraft RateFunding Required*Fee pmFeaturesApply
5.0%*0% for 12 months£1,000 per monthN/A5.0% IN-CREDIT INTEREST on balances up to £2,500 for the first year.More Info >

Nationwide FlexDirect Current Account

  • *5.0% AER fixed (4.89% gross pa) in-credit interest on balances up to £2,500 for the first 12 months
  • No monthly account fee
  • Paperless statements 
  • Visa Debit card and chequebook option
  • Manage your account online, by phone or in branch
  • Mobile app
  • No fees on arranged overdrafts for the first 12 months 
  • Must be 18 or older
  • Overdraft charge of 50p per day after the first 12 months
  • Must pay a minimum of £1,000 into the account each month, from an external source (i.e. not another Nationwide account)
Latest Current Account Deals
 AccountInterest (AER)Overdraft RateFunding Required*Fee pmFeaturesApply
5.0%*0% for 12 months£1,000 per monthN/A5.0% IN-CREDIT INTEREST on balances up to £2,500 for the first year.More Info >

Nationwide FlexDirect Current Account

  • *5.0% AER fixed (4.89% gross pa) in-credit interest on balances up to £2,500 for the first 12 months
  • No monthly account fee
  • Paperless statements 
  • Visa Debit card and chequebook option
  • Manage your account online, by phone or in branch
  • Mobile app
  • No fees on arranged overdrafts for the first 12 months 
  • Must be 18 or older
  • Overdraft charge of 50p per day after the first 12 months
  • Must pay a minimum of £1,000 into the account each month, from an external source (i.e. not another Nationwide account)
3.0%*0% for first £250No minimum £133.0% INTEREST on balances up to £2,500More Info >

Nationwide FlexPlus Current Account

  • *3.0% AER fixed (2.96% gross pa) in-credit interest on balances up to £2,500 
  • £13 monthly account fee
  • No fees on arranged overdrafts up to £250  
  • UK & Europe Breakdown Cover
  • Worldwide family travel insurance  
  • Free mobile banking app, text alerts and secure online banking
  • Must be 18 or older
  • Overdraft charge of 50p per day after the first 3 months
  • 0% interest on balances over £2,500 

 

1.50%*Up to £3 per day£500 per month£5 pm*1.50% AER (variable) on your entire balance up to £20,000. Up to 3% cashback on household bills.More Info >

Santander 123 Current Account

  • *1.50% AER (variable) payable on your entire balance up to £20,000
  • Up to 3% cashback on household bills - 1% on water, council tax bills and Santander mortgage payments, 2% on gas and electricity bills, and 3% on mobile phone, home phone, broadband and paid-for TV packages
  • Visa Debit Card
  • Mobile app
  • Must be 18 or older and a UK resident
  • Interest and Cashback only available when you set up at least two eligible Direct Debits 
  • Monthly fee of £5
  • Must pay a minimum of £500 into the account each month
N/A0% for first 3 monthsNo minimum N/A3 months interest-free overdraft and no monthly account feeMore Info >

Nationwide FlexAccount Current Account

  • Everyday current account
  • No monthly account fee
  • No fees on arranged overdraft for first 3 months
  • Free mobile banking app
  • 0% interest on any balance 
  • 18.9% EAR overdraft charge after the first 3 months (capped at maximum £5 per month)
  • Must be 18 or older

 

N/A0% for first £250No minimumFree if funding £1,000 or £10 below £1,000Switch your current account and you'll get a free gift worth up to £150. £250 interest free overdraft. Free banking if paying over £1,000 per month. Satisfaction guarantee - £100 if you leave within 6 monthsMore Info >

First Direct 1st Current Account

  • A current account that works together with your life
  • Switch your current account and you'll get a free gift worth up to £150
  • £250 free of overdraft interest
  • Comes with satisfaction guarantee - if you leave within 6 months you'll get £100
  • Mobile banking on the go with app
  • Beautifully designed Internet Banking service
  • Award winning customer service from real people answering your calls, 24 hours a day, seven days a week
  • Must be 18 or older
  • Switch using the Current Account Switch Service and deposit £1,000 within 3 months of account opening. Account T&Cs apply
  • Must pay a minimum of £1,000 into the account each month to qualify for free banking and offers

Nationwide Current Accounts

With the continuing development of the current account market, there’s no surprise that there is now a wide range of competitive deals to choose from. So whether you’re looking for a current account that offers cash back, a high rate of interest or a competitive overdraft rate, you should look to shop around to ensure you evaluate all of your options.

 

Nationwide currently offer a range of current accounts, each with its own set of benefits to fulfil whatever your need. In addition to nationwide offering services to help manage your account like telephone banking, online banking, banking app, text alerts and thousands of branches across the nation; Each Nationwide current account also comes with the following benefits:


  1. FlexAccount - The Nationwide FlexAccount is designed for those customers who like to keep it simple when it comes to everyday banking. Features • Access to free UK & European multi trip travel insurance • No monthly fee • 3 months interest-free arranged overdraft available.
  2. FlexDirect  - The FlexDirect Current Account is tailored towards those customers who are looking for a current account with a high interest return rate on their savings. Features • 5% AE fixed in-credit interest on balances up to £2,500. This rate is fixed for the first 12 months subject if you pay in £1000 each month. • 12 month fee-free arranged overdraft • No monthly fee.
  3. Flex Plus -  The Nationwide Flexplus Current Account is designed for those customers looking to get added benefits with their bank account. Nationwides Flexplus current account was awarded best packaged current account by Moneynet 2015. Features • 3% AER variable in-credit interest on balances up to £2,500. Interest is paid monthly. • Worldwide family travel insurance • UK & European breakdown and recovery assistance • Worldwide family mobile phone insurance • 12 month extended warranty protection, identity theft assistance and worldwide emergency card assistance, • Commission-free cash withdrawals abroad.
  4.  FlexOne Flex - The Nationwide FlexOne Current Account for 11 to 17 year olds, you get to keep all of the benefits until your 23. Features – • No fees or charges • 25% off vue cinemas for 12 months with the flex one film card offer. • Get an interest rate of 1% AER (Variable) on the money in your account up to £1000. 


If you’re thinking about applying for a current account with Nationwide, why not use the current account tables above to compare their deals with a range of other competitive deals.