Nationwide Instant Access Savings Accounts

The benefits of Nationwide instant access savings accounts include regular deposits, unlimited withdrawals, and a competitive interest rate. If you want to keep your money where you can have easy access to it, then see below for more information on the Nationwide instant access savings accounts that we have available, or compare them with the other top deals that we've selected for you from across the market.

Instant Access Savings Accounts Deals
ProviderAccountInterest Rate (AER)TermApply
1.10%Instant AccessMore Info >
  • Earn 1.10% AER Gross.
  • No penalties, fees or notice periods
  • Free unlimited payments and withdrawals
  • Deposit from £100
  • Interest paid monthly or annually
  • 7 day support
  • Covered by the French Depositor Compensation Scheme
  • Apply in minutes
  • Must be UK resident and aged 18 or older
0.94%Instant AccessMore Info >
  • 1.00% tax free/0.89% AER conditional bonus, fixed until 17 May 2018. Bonus is in addition to standard tiered interest rates
  • Earn 0.50% AER (variable) on balances above £50,000 (0.05% AER (variable) on balances below £50,000)
  • Open from £1
  • Transfers allowed in – bring all your cash ISAs together in one place
  • Instant access – manage your account by phone, in-branch and online
  • Must be 16 or over
  • Must be a UK resident
  • Must pay in new 2017/18 £20,000 ISA subscription between 6th April and 5th May 2017 to qualify for bonus
0.90%Instant AccessMore Info >
  • 1.00% tax free/0.89% AER conditional bonus, fixed until 17 May 2018. Bonus is in addition to standard tiered interest rates
  • Earn 0.50% AER (variable) on balances above £100,000, 0.25% AER (variable) on balances between £50,000 and £99,999, 0.05% AER (variable) on balances between £25,000 and £49,999, and 0.01% (variable) AER on balanced between £1 and £24,999
  • Open from £1
  • Transfers allowed in – bring all your cash ISAs together in one place
  • Instant access – manage your account by phone, in-branch and online
  • Must be 16 or over
  • Must be a UK resident
  • Must pay in new 2017/18 £20,000 ISA subscription between 6th April and 5th May 2017 to qualify for bonus
0.75%Current Account
Instant Access
More Info >
0.75%Easy AccessMore Info >
  • 0.75% AER on balances up to £1 million
  • Reassurance – the variable interest rate is guaranteed to be at least 0.50% above Base Rate until 31 December 2017 
  • Save from £1000 - £1million
  • Monthly interest
  • Manage your account online
  • Unlimited withdrawals
  • Must be UK resident and aged 18 or over
  • New customers only

Gross is the interest you will receive before tax is deducted.

AER stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

Short Term Fixed Rate Bonds (0-2 years)
ProviderAccountInterest RateTermApply
1.10%Instant AccessApply Now >
  • Earn 1.10% AER Gross.
  • No penalties, fees or notice periods
  • Free unlimited payments and withdrawals
  • Deposit from £100
  • Interest paid monthly or annually
  • 7 day support
  • Covered by the French Depositor Compensation Scheme
  • Apply in minutes
  • Must be UK resident and aged 18 or older